0% Credit Cards

0 Credit CardWelcome to 0% Credit Card Expert. As an independent website, we are free to use and provide a comparison service for every 0% credit card that is currently available online in the UK.

0% credit cards are credit cards which offer new customers an introductory offer, where 0% interest is charged on balance transfers and / or purchases for a limited time promotional period, which can be for as long as 40 months.

After the 0% promotional period has ended the credit card company will then charge any outstanding amount remaining on the card at a higher standard rate of interest. This standard rate will often be a representative 18.9% APR variable.

Today on 0% Credit Card Expert there are:-

111 UK 0% credit cards currently avaliable offering:-

  • 0% interest on balance transfers for up to 41 months
  • 0% interest on purchases for up to 27 months

Credit Card Articles

£5000 Credit Card Limit

£5000 Credit Card Limit

What are the 0% credit cards best suited to a £5000 credit card limit in the UK in 2016?

A £5000 credit card limit on a new 0% credit card gives a UK customer the ability to spend up to £5000 on new purchases or alternatively, to make a sizeable balance transfer.

Credit card limits have generally tended to be smaller over the last couple of years for many new customers, caused by the “banking crisis”.

The … Continue reading £5000 Credit Card Limit


High Limit Credit Cards

High Limit Credit Cards

What are the most suitable 0% high limit credit cards in the UK in 2016?

High limit credit cards can be defined as those 0% credit cards which offer new credit card customers a high credit limit, when the customer first applies for the new credit card.

Many UK customers are looking for high limit credit cards, usually for one of following two reasons:-

They have a large balance on their existing credit card and would like to make … Continue reading High Limit Credit Cards


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Credit Card News

Bank of Scotland Platinum Credit Card

Bank of Scotland Platinum Credit Card

The 0% introductory offers and the balance transfer fees on the Bank of Scotland Platinum credit card range have been changed again as from 27th September 2016.

The longest 0% Bank of Scotland Platinum credit card offer is available on the Platinum balance transfer credit card that offers 0% for up to 40 months on balance transfers with a new lower 2.39% balance transfer fee (after 0.61% refund) in first 90 days, 3% fee applies after 90 days. This Bank of Scotland credit card … Continue reading Bank of Scotland Platinum Credit Card


Lloyds Platinum Credit Card

Lloyds Platinum Credit Card

Lloyds Bank have introduced changes to the Lloyds Platinum credit card range, with the new 0% introductory deals and offers taking effect from 27th September 2016.

These Lloyds credit card offers see the leading Lloyds Platinum credit card now offer a long 0% for 40 months on balance transfers, with a new lower 2.39% balance transfer fee (after 0.61% refund) in first 90 days, 3% fee applies after 90 days. This Lloyds balance transfer credit card also offers 0% for 6  months on purchases.

Continue reading Lloyds Platinum Credit Card


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Credit Card Questions

Credit Card Minimum Payment?

Credit card Minimum Payment

What is a credit card minimum payment? How much is a typical credit card minimum payment?

Here at 0% Credit Card Expert both of the above questions are ones that we have seen many UK credit card customers looking for answers on recently.

Credit Card Minimum Payment

What is a credit card minimum payment?

A credit card minimum payment is the smallest amount that a credit card customer must make as a payment to the credit … Continue reading Credit Card Minimum Payment?


Halifax Credit Card Application

Halifax Credit Card Application

Here at 0% Credit Card Expert, over recent months, we have seen an increasing number of UK credit card customers looking for answers to specific questions about the Halifax credit card application process.

The Halifax credit card deals and offers on both balance transfers and purchases, are some of the most competitive 0% introductory deals  currently available in the UK. As a result, questions about the Halifax credit card application process have been steadily increasing.

Here at 0% Credit Card … Continue reading Halifax Credit Card Application


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