Welcome to 0% Credit Card Expert. As an independent website, we are free to use and provide a comparison service for every 0% credit card that is currently available online in the UK.
0% credit cards are credit cards which offer new customers an introductory offer, where 0% interest is charged on balance transfers and / or purchases for a limited time promotional period, which can be for up to 32 months or more.
After the 0% promotional period has ended the credit card company will then charge any outstanding amount remaining on the card at a higher standard rate of interest. This standard rate will often be a representative 18.9% APR variable.
Credit Card Articles
What are the most suitable credit cards for customers looking for 0% purchase credit cards in the UK?
0% purchase credit cards are those credit cards which offer new customers a longer than average 0%introductory offer on purchases.
At the end of the introductory 0% offer period, the interest rate charged on any outstanding balance remaining on the card will revert to the card’s standard interest rate. This standard interest rate is typically around 18.9% …. Read More »
Instant decision credit cards provide a customer with an instant decision on whether they have been accepted or declined, for the card. The decision, for that particular credit card, is provided at the end of the online application process.
Many customers in the UK when applying for a new 0% credit card, now apply online. These customers, often prefer to know immediately, whether their credit card application has been accepted or declined.
Instant decision credit …. Read More »
Credit Card News
The M&S credit card range offers a choice of three M&S credit cards to customers in the UK.
The M&S Transfer Plus card is a M&S credit card for customers primarily looking to make a balance transfer. This Marks and Spencer credit card has a long 0% introductory offer on balance transfers.
The M&S Shopping Plus card is the M&S credit card for those customers more interested in an all round credit card. This M&S …. Read More »
Bank of Scotland have withdrawn the longest Bank of Scotland Platinum credit card from the UK market. The removal of this Bank of Scotland credit card was effective from 23rd February 2018.
The now withdrawn Bank of Scotland Platinum credit card offered 0% for up to 36 months on balance transfers. The card had a 3% balance transfer and a representative 19.9% APR variable. This Bank of Scotland credit card also had an offer of 0% …. Read More »
Credit Card Questions
When you make a credit card application how long does it take in 2018?
Many UK customers when looking to make a credit card application, want to know how long it will take to get the card.
Some of the questions related to this topic that we have seen recently include all of the following:-
Santander credit card application how long? How long does it take to get a Tesco credit card? How long does …. Read More »
Can you use a 0% credit card abroad?
Over recent months, we have seen many UK credit card customers looking for an answer about using a 0% credit card abroad.
Many UK card customers are looking for an answer on using a 0% credit card abroad. This is because they either already have a credit card with a 0% offer and are making a trip abroad. Or they are looking for a new 0% credit card and want to …. Read More »