0% Credit Cards

0 Credit Card

Welcome to 0% Credit Card Expert. As an independent website, we are free to use and provide a comparison service for every 0% credit card that is currently available online in the UK.

0% credit cards are credit cards which offer new customers an introductory offer, where 0% interest is charged on balance transfers and / or purchases for a limited time promotional period, which can be for up to 28 months or more.

After the 0% promotional period has ended the credit card company will then charge any outstanding amount remaining on the card at a higher standard rate of interest. This standard rate will often be a representative 19.9% APR variable, and can be higher.


Credit Card Articles

£3000 Credit Card Limit

£3000 Credit Card Limit

Which credit cards are more likely to give a £3000 credit card limit to new customers in the UK? Is a £2000 credit card limit easier to get? Or is a credit card with a £3000 limit more common, in 2021?

A £3000 credit card limit, allows a customer to spend up to £3000 using their card.

Many UK customers would like to make a reasonable sized balance transfer from their existing credit cards. A £3000 …. Read More »

High Limit Credit Cards

High Limit Credit Cards

What are the most suitable high limit credit cards in the UK, in 2021?

High limit credit cards are often defined as those 0% credit cards, which offer new customers, a higher credit limit.

Many UK customers, when they first apply for their new credit card, would like to get an initial high credit limit.

UK card customers will most often look for credit cards with high limits, for one of the following two reasons:-

…. Read More »

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Credit Card News

M&S Credit Card

M And S Credit Card

The M&S credit card range currently offers a choice of three M&S cards for customers in the UK.

The M&S Transfer Plus card is the M&S credit card for customers who are looking to make a balance transfer. This Marks and Spencer credit card has a longer 0% introductory offer on balance transfers.

The M&S Shopping Plus credit card is the card for those customers more interested in an all round credit card. …. Read More »

Nationwide Credit Card Offers

The Nationwide credit card offers now include longer 0% introductory offers on balance transfers and on purchases.  The Nationwide credit cards also offer customers, unlimited commission-free purchases abroad.

These Nationwide credit card offers are now available on a choice of two different Nationwide credit cards.

To apply for the the Nationwide credit card, you must be a Member of Nationwide. This means you already have a current account, mortgage or savings account with Nationwide.

The introductory …. Read More »

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Credit Card Questions

Credit Card Arrival Time?

Credit Card Arrival Time

What is a typical credit card arrival time in the UK?

The credit card arrival time, is usually defined as the length of time it takes from when a customer completes an application form for a new credit card, to when the customer actually has the new credit card delivered to their home address and ready to use.

Many customers when applying for new 0% credit card are keen to know how long a credit card takes to …. Read More »

Credit Card Annual Fee?

Credit Card Annual Fee

What is a credit card annual fee? How many UK 0% credit cards currently have an annual fee? Are there any no annual fee credit cards in the UK?

These are some of the most recent questions regarding credit cards and annual fees that we have seen UK customers asking over recent months.

At 0% Credit Card Expert, we aim to try and explain all aspects of the UK 0% credit card market. We also …. Read More »

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