Welcome to 0% Credit Card Expert. As an independent website, we are free to use and provide a comparison service for every 0% credit card that is currently available online in the UK.
0% credit cards are credit cards which offer new customers an introductory offer, where 0% interest is charged on balance transfers and / or purchases for a limited time promotional period, which can be for up to 28 months or more.
After the 0% promotional period has ended the credit card company will then charge any outstanding amount remaining on the card at a higher standard rate of interest. This standard rate will often be a representative 18.9% APR variable.
Credit Card Articles
A £5000 credit card limit gives a customer a credit limit of £5000 on their card. This credit limit allows you to use your credit card to make purchases up to the value of £5000. Alternatively you can make a good sized balance transfer from another credit card.
It is important that credit card customers stay within their overall credit limit. Many credit card companies will charge the customer a fee, if they go over …. Read More »
Instant decision credit cards provide a customer with an instant decision on whether they have been accepted or declined, for the card. The decision, for that particular credit card, is provided at the end of the online application process.
Most UK customers, when applying for a new 0% credit card, now apply online. These customers, often prefer to know immediately, whether their credit card application has been accepted or declined.
Instant decision credit cards are …. Read More »
Credit Card News
The M&S credit card range offers a choice of three M&S credit cards to customers in the UK.
The M&S Transfer Plus card is a M&S credit card for customers primarily looking to make a balance transfer. This Marks and Spencer credit card has a long 0% introductory offer on balance transfers.
The M&S Shopping Plus card is the M&S credit card for those customers more interested in an all round credit card. This M&S …. Read More »
HSBC Bank regularly change the HSBC credit card offers available in the UK credit card market.
The HSBC balance transfer credit card now has a shorter 0% for 28 months offer on balance transfers. The old balance transfer offer was 0% for 32 months. This new introductory offer is still one of the longest balance transfer offers available in the UK.
HSBC Bank are one of the main high street banks in the UK. There …. Read More »
Credit Card Questions
Is Halifax MBNA? Are Halifax and MBNA linked?
These Halifax MBNA questions are questions that we have seen on many occasions, over recent months, here at 0% Credit Card Expert.
Many UK credit card customers have been looking for an answer to this Halifax MBNA question. This very often occurs when customers are starting to think about applying for a new 0% credit card. This is often to make a 0% balance transfer, or to …. Read More »
What is a credit card minimum payment? How much is a typical credit card minimum payment in the UK?
Both of the above questions, are ones that we have seen many UK credit card customers looking for answers on, over recent months.
Credit Card Minimum Payment
What is a credit card minimum payment?
A credit card minimum payment is the smallest amount that a credit card customer must make as a payment to the credit card …. Read More »