0% Credit Cards

0 Credit CardWelcome to 0% Credit Card Expert. As an independent website, we are free to use and provide a comparison service for every 0% credit card that is currently available online in the UK.

0% credit cards are credit cards which offer new customers an introductory offer, where 0% interest is charged on balance transfers and / or purchases for a limited time promotional period, which can be for up to 28 months or more.

After the 0% promotional period has ended the credit card company will then charge any outstanding amount remaining on the card at a higher standard rate of interest. This standard rate will often be a representative 18.9% APR variable.


Credit Card Articles

£3000 Credit Card Limit

£3000 Credit Card Limit

Which UK credit cards are more likely to give a £3000 credit card limit to new customers? Is a £2000 credit card limit easier to get than a credit card with a £3000 limit in 2019?

A £3000 credit card limit allows a customer to spend up to £3000 using their card.

Many UK customers would like to make a medium sized balance transfer from their existing credit cards. A £3000 credit card limit on a …. Read More »

Instant Decision Credit Cards

Instant Decision Credit Cards

Instant decision credit cards provide a customer with an instant decision on whether they have been accepted or declined, for the card. The decision, for that particular credit card, is provided at the end of the online application process.

Most UK customers, when applying for a new 0% credit card, now apply online. These customers, often prefer to know immediately, whether their credit card application has been accepted or declined.

Instant decision credit cards are …. Read More »

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Credit Card News

M&S Credit Card

M And S Credit Card

The M&S credit card range currently offers a choice of three M&S credit cards to customers in the UK.

The M&S Transfer Plus card is a M&S credit card for customers primarily looking to make a balance transfer. This Marks and Spencer credit card has a long 0% introductory offer on balance transfers.

The M&S Shopping Plus card is the M&S credit card for those customers more interested in an all round credit card. This …. Read More »

Nationwide Credit Card Offers

The current Nationwide credit card offers include 0% introductory offers on both balance transfers and purchases.  The Nationwide credit cards also offer customers, commission free purchases abroad.

These Nationwide credit card offers are available on a choice of two different Nationwide credit cards.

The Nationwide credit card is now just for members. You are a member when you have a current account, mortgage or savings account with Nationwide.

The Nationwide Select credit card is exclusively for Nationwide …. Read More »

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Credit Card Questions

Credit Card Minimum Payment?

Credit card Minimum Payment

What is a credit card minimum payment? How much is a typical credit card minimum payment in the UK?

Both of the above questions, are ones that we have seen many UK credit card customers looking for answers on, over recent months.

Credit Card Minimum Payment

What is a credit card minimum payment?

A credit card minimum payment is the smallest amount that a credit card customer must make as a payment to the credit card …. Read More »

0% Credit Card Abroad?

0% Credit Card Abroad

Can you use a UK issued 0% credit card abroad?

Over recent months, we have seen many UK credit card customers looking for an answer about using a 0% credit card abroad. Interest in this topic has increased greatly due to the issues around Brexit.

Many UK card customers are looking for an answer on using a 0% credit card outside of the UK.

This is because they either already have a credit card with a 0% …. Read More »

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