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0% Credit Cards

0 Credit Card

Welcome to 0% Credit Card Expert. As an independent website, we are free to use and provide a comparison service for every 0% credit card that is currently available online in the UK.

0% credit cards are credit cards which offer new customers an introductory offer, where 0% interest is charged on balance transfers and / or purchases for a limited time promotional period, which can be for up to 28 months or more.

After the 0% promotional period has ended the credit card company will then charge any outstanding amount remaining on the card at a higher standard rate of interest. This standard rate will often be a representative 19.9% APR variable, and can be higher.


Credit Card Articles

Instant Decision Credit Cards

Published: April 6, 2021

Instant Decision Credit Cards

Instant decision credit cards provide a customer with an instant decision, on whether they have been accepted or declined, for the card. The decision, for that particular credit card, is available at the end of the online application process.

Most UK customers, when applying for a new credit card, now apply online. As a result these customers, often prefer to know immediately, whether their credit card application has been either accepted or declined.

Instant decision credit …. Read More »

£10000 Credit Card Limit

Published: March 12, 2021

£10 000 Credit Card Limit

Is a £10000 credit card limit possible when a customer applies for a new credit card, in the UK, in 2021? Or is a £8000 credit card limit, the more likely outcome?

Over recent months, we have seen a large number of UK customers looking for answers to questions about a £10000 credit card limit.

As many people will know, ever since the banking crisis began back in 2008, borrowing has in general, been more …. Read More »

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Credit Card News

M&S Credit Card

Published: March 29, 2021

M And S Credit Card

The M&S credit card range currently offers a choice of three M&S cards for customers in the UK.

The M&S Transfer Plus card is the M&S credit card for customers who are looking to make a balance transfer. This Marks and Spencer credit card has a longer 0% introductory offer on balance transfers.

The M&S Shopping Plus credit card is the card for those customers more interested in an all round credit card. …. Read More »

HSBC Credit Card Offers

Published: March 26, 2021

HSBC Credit Card Offers

HSBC Bank regularly change the HSBC credit card offers available in the UK credit card market.

The HSBC card offers include cards with long 0% introductory offers on balance transfers as well as 0% introductory offers on purchases.

HSBC Bank are one of the main high street banks in the UK. There are HSBC bank branches all over the country. This is as a result of the HSBC takeover of what was Midland Bank, back …. Read More »

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Credit Card Questions

Cash Advance Credit Card

Published: April 6, 2021

Cash Advance Credit Card

What is a cash advance credit card? What are the best cash advance credit cards currently available in the UK, in 2021?

The questions above, are some of the more common questions, regarding a cash advance credit card, that we see on a regular basis.

Most of the over 60 UK credit cards available today with 0% offers, can be used as a cash advance credit card. A credit card cash advance is most common, …. Read More »

HSBC Credit Card Application

Published: March 26, 2021

HSBC Credit Card Application

In recent months, we have seen a marked increase in the number of queries regarding the HSBC credit card application process.

HSBC are one the UK’s largest high street banks. The HSBC credit cards currently have competitive 0% introductory offers available to new customers.

The HSBC balance transfer credit card, for example, currently offers a long balance transfer offer. This offer is 0% for 25 months on balance transfers with a 2.85% balance …. Read More »

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