0% Credit Cards

0 Credit Card

Welcome to 0% Credit Card Expert. As an independent website, we are free to use and provide a comparison service for every 0% credit card that is currently available online in the UK.

0% credit cards are credit cards which offer new customers an introductory offer, where 0% interest is charged on balance transfers and / or purchases for a limited time promotional period, which can be for up to 28 months or more.

After the 0% promotional period has ended the credit card company will then charge any outstanding amount remaining on the card at a higher standard rate of interest. This standard rate will often be a representative 19.9% APR variable, and can be higher.


Credit Card Articles

£5000 Credit Card Limit

£5000 Credit Card Limit

A £5000 credit card limit gives a customer a credit limit of £5000 on their card. A limit of this size, allows you to use your credit card to make purchases up to the value of £5000. Alternatively, with a limit of this size, you can make a good sized balance transfer from another credit card.

It is important that credit card customers stay within their overall credit limit. Many UK credit card companies will …. Read More »

Instant Decision Credit Cards

Instant Decision Credit Cards

Instant decision credit cards provide a customer with an instant decision, on whether they have been accepted or declined, for the card. The decision, for that particular credit card, is available at the end of the online application process.

Most UK customers, when applying for a new credit card, now apply online. As a result these customers, often prefer to know immediately, whether their credit card application has been accepted or declined.

Instant decision credit cards …. Read More »

Read More Credit Card Articles >>


Credit Card News

M&S Credit Card

M And S Credit Card

The M&S credit card range currently offers a choice of three M&S cards for customers in the UK.

The M&S Transfer Plus card is the M&S credit card for customers who are looking to make a balance transfer. This Marks and Spencer credit card has a longer 0% introductory offer on balance transfers.

The M&S Shopping Plus credit card is the card for those customers more interested in an all round credit card. …. Read More »

Nationwide Credit Card Offers

The Nationwide credit card offers now include longer 0% introductory offers on balance transfers and on purchases.  The Nationwide credit cards also offer customers, unlimited commission-free purchases abroad.

These Nationwide credit card offers are now available on a choice of two different Nationwide credit cards.

To apply for the the Nationwide credit card, you must be a Member of Nationwide. This means you already have a current account, mortgage or savings account with Nationwide.

The introductory …. Read More »

Read More Credit Card News >>


Credit Card Questions

Cash Advance Credit Card

Cash Advance Credit Card

What is a cash advance credit card? What are the best cash advance credit cards currently available in the UK?

These are some of the most common questions, regarding a cash advance credit card, that we see on a regular basis.

Most of the over 60 UK credit cards available today with 0% offers, can be used as a cash advance credit card. A credit card cash advance is most common, when a customer uses …. Read More »

Credit Card Annual Fee?

Credit Card Annual Fee

What is a credit card annual fee? How many UK 0% credit cards currently have an annual fee? Are there any no annual fee credit cards in the UK?

These are some of the most recent questions regarding credit cards and annual fees that we have seen UK customers asking over recent months.

At 0% Credit Card Expert, we aim to try and explain all aspects of the UK 0% credit card market. We also …. Read More »

Read More Credit Card Questions >>