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0% Credit Cards

0 Credit Card

Welcome to 0% Credit Card Expert. As an independent website, we are free to use, and provide a credit card comparison table for every 0% credit card that is currently available online, in the UK.

0% credit cards are credit cards which offer new customers an introductory 0% offer. This is where 0% interest is charged on balance transfers and / or purchases for a limited time promotional period. This introductory offer can be for up to 29 months.

After the 0% promotional period has ended, the credit card company will then charge interest on any outstanding amount remaining on the card. This standard interest rate, will often be a representative 19.9% APR variable, and can be higher.


Credit Card Articles

0 Percent Credit Cards

Published: July 20, 2021

0 Percent Credit Card

The offers and deals on 0 percent credit cards are constantly changing in what is a competitive UK credit card market.

0 percent credit cards are one of the main ways that the many different credit card companies and banks, operating in the UK credit card market, compete with each other for new customers.

0 percent interest credit card deals offer new customers an introductory 0 percent deal for a limited time period. After this …. Read More »

Interest Free Credit Cards

Published: July 7, 2021

Interest Free Credit Cards

Interest free credit cards in the UK, are those cards which offer new customers an introductory 0% offer. During this introductory 0% offer period the customer will pay no interest.

All of the monthly payments an interest free credit card customer makes, during the 0% introductory offer period, will reduce their overall debt.

All of the customer’s repayments will be used to reduce their outstanding balance. None of the payment will go towards interest …. Read More »

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Credit Card News

HSBC Credit Card Offers

Published: June 16, 2021

HSBC Credit Card Offers

HSBC Bank regularly change the HSBC credit card offers available in the UK credit card market.

The HSBC credit card offers include cards with long 0% introductory offers on balance transfers, as well as 0% introductory offers on purchases.

The current HSBC credit card offers are available to all UK customers looking for a new 0% credit card. The main HSBC interest free credit cards can be applied for by HSBC customers, as well as …. Read More »

M&S Credit Card

Published: June 4, 2021

M And S Credit Card

The M&S credit card range currently offers a choice of three M&S cards for customers in the UK.

The M&S Transfer Plus card is the M&S credit card for customers who are looking to make a balance transfer. This Marks and Spencer credit card has a long 0% introductory offer on balance transfers.

The M&S Shopping Plus card is the M&S credit card for those customers more interested in an all round card. …. Read More »

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Credit Card Questions

What Is A Good Credit Card Limit?

Published: July 15, 2021

What is a good credit card limit?

A question that we often see card customers asking is, what is a good credit card limit in the UK?

Many UK customers are looking for a credit card with a good credit limit. This is especially true, when they first apply for a new 0% credit card.

A credit card limit, is the credit limit that a new card customer is allocated by the credit card company. This card limit is the maximum amount …. Read More »

Credit Card Companies

Published: July 7, 2021

Credit Card Companies

Who are the main credit card companies in the UK? Is there a list of credit card companies in the UK?

We see the above questions, regularly, as UK card customers look for details about the banks, and credit card providers operating in the UK.

Back in 2012, there were over 140 UK credit cards available with 0% introductory offers. Today, there are just over 60 UK credit cards available with 0 percent credit card …. Read More »

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