0% Credit Cards

0 Credit Card

Welcome to 0% Credit Card Expert. As an independent website, we are free to use and provide a comparison service for every 0% credit card that is currently available online in the UK.

0% credit cards are credit cards which offer new customers an introductory offer, where 0% interest is charged on balance transfers and / or purchases for a limited time promotional period, which can be for up to 28 months or more.

After the 0% promotional period has ended the credit card company will then charge any outstanding amount remaining on the card at a higher standard rate of interest. This standard rate will often be a representative 19.9% APR variable, and can be higher.


Credit Card Articles

0% Purchase Credit Cards

0 Purchase Credit Cards

What are the most suitable credit cards for customers looking for 0% purchase credit cards in the UK?

0% purchase credit cards are those credit cards which offer new customers a longer than average 0% introductory offer on purchases.

At the end of the introductory 0% offer period, the interest rate charged on any outstanding balance remaining on the card will revert to the card’s standard interest rate. This standard interest rate is typically around …. Read More »

£5000 Credit Card Limit

£5000 Credit Card Limit

A £5000 credit card limit gives the customer a credit limit of £5000 on their card. A limit of this size, allows you to use your credit card to make purchases up to the value of £5000. Alternatively, with a limit of this size, you can make a good sized balance transfer from another credit card.

It is important that credit card customers stay within their overall credit limit. Many UK credit card companies will …. Read More »

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Credit Card News

HSBC Credit Card Offers

HSBC Credit Card Offers

HSBC Bank regularly change the HSBC credit card offers available in the UK credit card market.

The HSBC balance transfer card now has a lower than average balance transfer fee, for a card with one of the longer balance transfer offers.

HSBC Bank are one of the main high street banks in the UK. There are HSBC bank branches all over the country. This is as a result of the HSBC takeover of what was …. Read More »

M&S Credit Card

M And S Credit Card

The M&S credit card range currently offers a choice of three M&S cards for customers in the UK.

The M&S Transfer Plus card is the M&S credit card for customers who are looking to make a balance transfer. This Marks and Spencer credit card has a longer 0% introductory offer on balance transfers.

The M&S Shopping Plus card is the M&S credit card for those customers more interested in an all round credit …. Read More »

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Credit Card Questions

Credit Card Annual Fee?

Credit Card Annual Fee

What is a credit card annual fee? How many UK 0% credit cards currently have an annual fee? Are there any no annual fee credit cards in UK?

These are some of the most recent questions regarding credit cards and annual fees that we have seen UK customers asking over recent months.

Here at 0% Credit Card Expert, we aim to try and explain all aspects of the UK 0% credit card market. We also …. Read More »

0% Credit Card Abroad?

0% Credit Card Abroad

Can you use a UK issued 0% credit card abroad?

Over recent months, we have seen many UK credit card customers looking for an answer about using their 0% credit card abroad. Interest in this topic had increased, in part, due to the issues surrounding the UK leaving the European Union.

Many UK card customers are looking for an answer on using a 0% credit card outside of the United Kingdom.

This is because they either …. Read More »

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