0% Credit Cards

0 Credit CardWelcome to 0% Credit Card Expert. As an independent website, we are free to use and provide a comparison service for every 0% credit card that is currently available online in the UK.

0% credit cards are credit cards which offer new customers an introductory offer, where 0% interest is charged on balance transfers and / or purchases for a limited time promotional period, which can be for up to 28 months or more.

After the 0% promotional period has ended the credit card company will then charge any outstanding amount remaining on the card at a higher standard rate of interest. This standard rate will often be a representative 18.9% APR variable.


Credit Card Articles

£5000 Credit Card Limit

£5000 Credit Card Limit

A £5000 credit card limit gives the customer a credit limit of £5000 on their card. This credit limit allows you to use your credit card to make purchases up to the value of £5000. Alternatively, with a limit of this size, you can make a good sized balance transfer from another credit card.

It is important that credit card customers stay within their overall credit limit. Many UK credit card companies will charge the …. Read More »

0% Purchase Credit Cards

0 Purchase Credit Cards

What are the most suitable credit cards for customers looking for 0% purchase credit cards in the UK?

0% purchase credit cards are those credit cards which offer new customers a longer than average 0% introductory offer on purchases.

At the end of the introductory 0% offer period, the interest rate charged on any outstanding balance remaining on the card will revert to the card’s standard interest rate. This standard interest rate is typically around …. Read More »

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Credit Card News

HSBC Credit Card Offers

HSBC Credit Card Offers

HSBC Bank regularly change the HSBC credit card offers available in the UK credit card market.

The HSBC balance transfer credit card now has one of lower balance transfer fees available in the UK, for one of the longest balance transfer cards.

HSBC Bank are one of the main high street banks in the UK. There are HSBC bank branches all over the country as a result of the takeover of what was Midland Bank, …. Read More »

M&S Credit Card

M And S Credit Card

The M&S credit card range currently offers a choice of three M&S cards to customers in the UK.

The M&S Transfer Plus card is the M&S credit card for customers who are looking to make a balance transfer. This Marks and Spencer credit card has a long 0% introductory offer on balance transfers.

The M&S Shopping Plus card is the M&S credit card for those customers more interested in an all round credit …. Read More »

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Credit Card Questions

Credit Card Arrival Time?

Credit Card Arrival Time

What is a typical credit card arrival time in the UK?

The credit card arrival time, can be defined as the length of time it takes from when a customer completes an application form for a new credit card, to when the customer actually has the new credit card delivered to their home address and ready to use.

Many customers when applying for new 0% credit card are interested in how long a credit card takes to arrive. …. Read More »

0% Credit Card Abroad?

0% Credit Card Abroad

Can you use a UK issued 0% credit card abroad?

Over recent months, we have seen many UK credit card customers looking for an answer about using their 0% credit card abroad. Interest in this topic had increased as the summer holiday period approached and, in part, also due to issues surrounding Brexit.

Many UK card customers are looking for an answer on using a 0% credit card outside of the United Kingdom.

This is because …. Read More »

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