0% Credit Cards

0 Credit Card

Welcome to 0% Credit Card Expert. As an independent website, we are free to use and provide a comparison service for every 0% credit card that is currently available online in the UK.

0% credit cards are credit cards which offer new customers an introductory offer, where 0% interest is charged on balance transfers and / or purchases for a limited time promotional period, which can be for up to 28 months or more.

After the 0% promotional period has ended the credit card company will then charge any outstanding amount remaining on the card at a higher standard rate of interest. This standard rate will often be a representative 19.9% APR variable, and can be higher.


Credit Card Articles

0% Purchase Credit Cards

0 Purchase Credit Cards

What are the most suitable credit cards for customers looking for 0% purchase credit cards in the UK?

0% purchase credit cards are those credit cards which offer new customers a longer than average 0% introductory offer on purchases.

At the end of the introductory 0% offer period, the interest rate charged on any outstanding balance remaining on the card will revert to the card’s standard interest rate. This standard interest rate is typically around …. Read More »

High Limit Credit Cards

High Limit Credit Cards

What are the most suitable UK high limit credit cards in 2020?

High limit credit cards are often defined as those 0% credit cards, which offer new customers, a higher credit limit.

Many customers in the UK, would like an initial high credit limit, when they first apply for their new credit card.

UK card customers will very often look for credit cards with high limits, for one of the following two reasons:-

You have …. Read More »

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Credit Card News

Nationwide Credit Card Offers

The Nationwide credit card offers now include longer 0% introductory offers on balance transfers and on purchases.  The Nationwide credit cards also offer customers, unlimited commission-free purchases abroad.

These Nationwide credit card offers are now available on a choice of two different Nationwide credit cards.

To apply for the the Nationwide credit card, you must be a Member of Nationwide. This means you already have a current account, mortgage or savings account with Nationwide.

The introductory …. Read More »

M&S Credit Card

M And S Credit Card

The M&S credit card range currently offers a choice of three M&S cards for customers in the UK.

The M&S Transfer Plus card is the M&S credit card for customers who are looking to make a balance transfer. This Marks and Spencer credit card has a longer 0% introductory offer on balance transfers.

The M&S Shopping Plus credit card is the card for those customers more interested in an all round credit card. …. Read More »

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Credit Card Questions

Credit Card Annual Fee?

Credit Card Annual Fee

What is a credit card annual fee? How many UK 0% credit cards currently have an annual fee? Are there any no annual fee credit cards in UK?

These are some of the most recent questions regarding credit cards and annual fees that we have seen UK customers asking over recent months.

Here at 0% Credit Card Expert, we aim to try and explain all aspects of the UK 0% credit card market. We also …. Read More »

Cash Advance Credit Card

Cash Advance Credit Card

What is a cash advance credit card? What are the best cash advance credit cards in the UK?

These are some of the most common questions, regarding a cash advance credit card, that we see on a regular basis.

Most of the over 80 UK credit cards available today can be used as a cash advance credit card. A credit card cash advance is most common, when a customer uses their credit card in a …. Read More »

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