Welcome to 0% Credit Card Expert. As an independent website, we are free to use and provide a comparison service for every 0% credit card that is currently available online in the UK.
0% credit cards are credit cards which offer new customers an introductory offer, where 0% interest is charged on balance transfers and / or purchases for a limited time promotional period, which can be for up to 35 months or more.
After the 0% promotional period has ended the credit card company will then charge any outstanding amount remaining on the card at a higher standard rate of interest. This standard rate will often be a representative 18.9% APR variable.
Credit Card Articles
A £5000 credit card limit gives a customer a credit limit of £5000 on their card. This credit limit allows you to use your credit card to make purchases, or a balance transfer from another credit card of up to £5000.
It is important that credit card customers stay within their overall credit limit. Many credit card companies will charge the customer a fee if they exceed their credit limit.
A £5000 credit card limit …. Read More »
0 percent credit card offers and deals are constantly changing in what is a highly competitive UK credit card market.
0 percent credit card offers are one of the main ways that the many different credit card companies and banks operating in the UK credit card market compete with each other for new customers.
0% credit card deals offer new customers an introductory 0 percent deal for a limited time period. After this introductory period the …. Read More »
Credit Card News
HSBC Bank regularly change the HSBC credit card offers available in the UK credit card market.
The HSBC credit card offers now include a £25 cashback offer for customers who apply for the HSBC 32 month balance transfer credit card before 16th July 2018 and use the card with a minimum value of £300 for either purchases or a balance transfer, within 60 days of account opening. Terms and conditions apply to this offer.
HSBC Bank are one …. Read More »
The M&S credit card range has increased to offer customers a wider choice of cards. Marks and Spencer, now offer a choice of three M&S credit cards to customers in the UK.
The M&S Transfer Plus card is a M&S credit card for customers primarily looking to make a balance transfer.
The M&S Shopping Plus card is the M&S credit card for those customers more interested in an all round credit card. This M&S Shopping …. Read More »
Credit Card Questions
What is a credit card annual fee? How many UK 0% credit cards currently have an annual fee? Are there any no annual fee credit cards in UK?
These are some of the most recent questions regarding a credit card annual fee that we have seen UK credit card customers asking over the last couple of months.
Here at 0% Credit Card Expert, we aim to try and explain all aspects of the UK 0% …. Read More »
What is a typical credit card arrival time in the UK?
The credit card arrival time, can be defined as the length of time it takes from when a customer completes an application form for a new credit card, to when the customer actually has the new credit card delivered to their home address and ready to use.
Many customers when applying for new 0% credit card are interested in how long a credit card takes to arrive. …. Read More »