0% Credit Cards

0 Credit CardWelcome to 0% Credit Card Expert. As an independent website, we are free to use and provide a comparison service for every 0% credit card that is currently available online in the UK.

0% credit cards are credit cards which offer new customers an introductory offer, where 0% interest is charged on balance transfers and / or purchases for a limited time promotional period, which can be for as long as 41 months.

After the 0% promotional period has ended the credit card company will then charge any outstanding amount remaining on the card at a higher standard rate of interest. This standard rate will often be a representative 18.9% APR variable.

Today on 0% Credit Card Expert there are:-

119 UK 0% credit cards currently avaliable offering:-

  • 0% interest on balance transfers for up to 41 months
  • 0% interest on purchases for up to 30 months

Credit Card Articles

Instant Decision Credit Cards

Instant Decision Credit Cards

Instant decision credit cards are credit cards which offer an instant decision on whether the customer has been accepted, for that particular credit card, at the end of the online application process.

Many customers in the UK, when applying online for a new 0% credit card, do now prefer to know immediately whether they have been accepted or declined for that particular credit card.

Instant decision credit cards are now much more common than …. Read More »

£5000 Credit Card Limit

£5000 Credit Card Limit

What are the 0% credit cards best suited to a £5000 credit card limit in the UK in 2017?

A £5000 credit card limit on a new 0% credit card gives a UK customer the ability to spend up to £5000 on new purchases, or alternatively, to make a sizeable balance transfer.

Credit card limits have generally tended to be smaller over the last couple of years for many new customers, as a result of the “banking …. Read More »

Read More Credit Card Articles >>


Credit Card News

Halifax MasterCard

Halifax MasterCard

The Halifax MasterCard credit cards now have new 0% introductory offers available to new customers, with these new 0% introductory offers taking effect from 23rd May 2017.

The longest Halifax MasterCard balance transfer credit card offers new customers 0% for up to 41 months on balance transfers with a 2.29% balance transfer fee in first 90 days (after 0.71% refund), 3% fee applies after 90 days and a representative 18.9% APR variable. This card now also offers customers 0% …. Read More »

Lloyds Platinum Credit Card

Lloyds Platinum Credit Card

Lloyds Bank have introduced changes to the Lloyds Platinum credit card range, with the new 0% introductory deals and offers taking effect from 23rd May 2017.

These Lloyds credit card offers see the leading Lloyds Platinum credit card offer a long 0% for 40 months on balance transfers, with a 1.69% balance transfer fee (after 1.31% refund) in first 90 days, 3% fee applies after 90 days. This Lloyds balance transfer credit card also offers 0% for 6  months on purchases with …. Read More »

Read More Credit Card News >>


Credit Card Questions

Credit Card Arrival Time?

Credit Card Arrival Time

What is a typical credit card arrival time in the UK?

The credit card arrival time, can be defined as the length of time it takes from when a customer completes an application form for a new credit card, to when the customer actually has the new credit card delivered to their home address and ready to use.

Many customers when looking to apply for new 0% credit card are interested in how long a credit card takes …. Read More »

Halifax Credit Card Application

Halifax Credit Card Application

Here at 0% Credit Card Expert, over recent months, we have seen an increasing number of UK credit card customers looking for answers to specific questions about the Halifax credit card application process.

The current Halifax credit card offers are some of the most competitive 0% introductory deals available in the UK, on both balance transfers and purchases.

As a result, questions about the Halifax credit card application process have been steadily increasing.

Here at 0% Credit Card Expert we …. Read More »

Read More Credit Card Questions >>