0% Credit Cards

0 Credit Card

Welcome to 0% Credit Card Expert. As an independent website, we are free to use and provide a comparison service for every 0% credit card that is currently available online in the UK.

0% credit cards are credit cards which offer new customers an introductory offer, where 0% interest is charged on balance transfers and / or purchases for a limited time promotional period, which can be for up to 28 months or more.

After the 0% promotional period has ended the credit card company will then charge any outstanding amount remaining on the card at a higher standard rate of interest. This standard rate will often be a representative 19.9% APR variable, and can be higher.


Credit Card Articles

High Limit Credit Cards

High Limit Credit Cards

What are the most suitable UK high limit credit cards in 2020?

High limit credit cards are very often defined as those 0% credit cards, which offer new customers, a higher credit limit.

Many customers in the UK, would like an initial high credit limit, when they first apply for their new credit card.

UK card customers will usually look for credit cards with high limits, for one of the following two reasons:-

You have …. Read More »

Instant Decision Credit Cards

Instant Decision Credit Cards

Instant decision credit cards provide a customer with an instant decision, on whether they have been accepted or declined, for the card. The decision, for that particular credit card, is provided at the end of the online application process.

Most UK customers, when applying for a new credit card, now apply online. These customers, often prefer to know immediately, whether their credit card application has been accepted or declined.

Instant decision credit cards are now much …. Read More »

Read More Credit Card Articles >>


Credit Card News

M&S Credit Card

M And S Credit Card

The M&S credit card range currently offers a choice of three M&S cards for customers in the UK.

The M&S Transfer Plus card is the M&S credit card for customers who are looking to make a balance transfer. This Marks and Spencer credit card has a longer 0% introductory offer on balance transfers.

The M&S Shopping Plus card is the M&S credit card for those customers more interested in an all round credit …. Read More »

HSBC Credit Card Offers

HSBC Credit Card Offers

HSBC Bank regularly change the HSBC credit card offers available in the UK credit card market.

The HSBC balance transfer card now has a lower than average balance transfer fee, for a card with one of the longer balance transfer offers.

HSBC Bank are one of the main high street banks in the UK. There are HSBC bank branches all over the country as a result of the takeover of what was Midland Bank, back …. Read More »

Read More Credit Card News >>


Credit Card Questions

HSBC Credit Card Application

HSBC Credit Card Application

We have, over recent months, seen a marked increase in the number of queries regarding the HSBC credit card application process.

HSBC are one the UK’s largest high street banks. The HSBC credit cards currently have competitive 0% introductory offers available to new customers.

The HSBC balance transfer credit card, for example, currently offers a long balance transfer offer. This offer is 0% for 25 months on balance transfers with a 1.5% balance …. Read More »

Cash Advance Credit Card

Cash Advance Credit Card

What is a cash advance credit card? What are the best cash advance credit cards in the UK?

These are some of the most common questions, regarding a cash advance credit card, that we see on a regular basis.

Most of the over 80 UK credit cards available today can be used as a cash advance credit card. A credit card cash advance is most common when a customer uses their credit card in a …. Read More »

Read More Credit Card Questions >>