0% Credit Cards

0 Credit Card

Welcome to 0% Credit Card Expert. As an independent website, we are free to use and provide a comparison service for every 0% credit card that is currently available online in the UK.

0% credit cards are credit cards which offer new customers an introductory offer, where 0% interest is charged on balance transfers and / or purchases for a limited time promotional period, which can be for up to 28 months or more.

After the 0% promotional period has ended the credit card company will then charge any outstanding amount remaining on the card at a higher standard rate of interest. This standard rate will often be a representative 19.9% APR variable, and can be higher.


Credit Card Articles

0% Purchase Credit Cards

0 Purchase Credit Cards

What are the most suitable credit cards for customers looking for 0% purchase credit cards in the UK, in 2020?

0% purchase credit cards are those credit cards which offer new customers a longer than average 0% introductory offer on purchases.

At the end of the introductory 0% offer period, the interest rate charged on any outstanding balance remaining on the card will revert to the card’s standard interest rate. This standard interest rate is …. Read More »

£3000 Credit Card Limit

£3000 Credit Card Limit

Which credit cards are more likely to give a £3000 credit card limit to new customers in the UK? Is a £2000 credit card limit easier to get? Or is a credit card with a £3000 limit more common in 2020?

A £3000 credit card limit, allows a customer to spend up to £3000 using their card.

Many UK customers would like to make a medium sized balance transfer from their existing credit cards. A £3000 …. Read More »

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Credit Card News

M&S Credit Card

M And S Credit Card

The M&S credit card range currently offers a choice of three M&S cards for customers in the UK.

The M&S Transfer Plus card is the M&S credit card for customers who are looking to make a balance transfer. This Marks and Spencer credit card has a longer 0% introductory offer on balance transfers.

The M&S Shopping Plus credit card is the card for those customers more interested in an all round credit card. …. Read More »

Nationwide Credit Card Offers

The Nationwide credit card offers now include longer 0% introductory offers on balance transfers and on purchases.  The Nationwide credit cards also offer customers, unlimited commission-free purchases abroad.

These Nationwide credit card offers are now available on a choice of two different Nationwide credit cards.

To apply for the the Nationwide credit card, you must be a Member of Nationwide. This means you already have a current account, mortgage or savings account with Nationwide.

The introductory …. Read More »

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Credit Card Questions

Credit Card Minimum Payment?

Credit card Minimum Payment

What is a credit card minimum payment? How much is a typical credit card minimum payment in the UK?

Both of the above questions, are ones that we have seen many credit card customers looking for answers on, over recent months.

Credit Card Minimum Payment

What is a credit card minimum payment?

A credit card minimum payment is the smallest amount that a credit card customer must make, as a payment to the credit card company, …. Read More »

Halifax MBNA?

Halifax MBNA

Is MBNA Halifax? Are Halifax and MBNA linked? Is MBNA part of Halifax?

The above questions are all common questions that we have seen regularly, in recent months.

Now, many more UK credit card customers are looking for an answer to these MBNA Halifax related questions.

This usually occurs when customers are starting to think about applying for a new 0% credit card.

Customers very often look for a new card, to make …. Read More »

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