Welcome to 0% Credit Card Expert. As an independent website, we are free to use and provide a comparison service for every 0% credit card that is currently available online in the UK.
0% credit cards are credit cards which offer new customers an introductory offer, where 0% interest is charged on balance transfers and / or purchases for a limited time promotional period, which can be for up to 28 months or more.
After the 0% promotional period has ended the credit card company will then charge any outstanding amount remaining on the card at a higher standard rate of interest. This standard rate will often be a representative 18.9% APR variable.
Credit Card Articles
Is a £10000 credit card limit possible when a customer applies for a new credit card in the UK? Or is a £8000 credit card limit, the more likely outcome, in 2019?
Over recent months, we have seen many UK customers looking for answers to questions about a £10000 credit card limit.
As many people will know, ever since the banking crisis began, borrowing has generally been more difficult.
The UK banks and credit card …. Read More »
Instant decision credit cards provide a customer with an instant decision on whether they have been accepted or declined, for the card. The decision, for that particular credit card, is provided at the end of the online application process.
Most customers, when applying for a new UK credit card, now apply online. These customers, often prefer to know immediately, whether their credit card application has been accepted or declined.
Instant decision credit cards are now much …. Read More »
Credit Card News
Bank of Scotland have withdrawn the longest Bank of Scotland Platinum credit card from the UK market. The removal of this Bank of Scotland credit card was effective from 23rd February 2018.
The now withdrawn Bank of Scotland Platinum credit card had offered 0% for up to 36 months on balance transfers. The card had a 3% balance transfer and a representative 19.9% APR variable. This Bank of Scotland credit card also had an offer of …. Read More »
The current Nationwide credit card offers include 0% introductory offers on balance transfers and also on purchases. The Nationwide credit cards also offer customers, commission free purchases abroad.
These Nationwide credit card offers are available on a choice of two different Nationwide credit cards.
The Nationwide credit card, is now just for members. You are a member when you have a current account, mortgage or a savings account with Nationwide.
The Nationwide Select credit card, is …. Read More »
Credit Card Questions
Can you use a UK issued 0% credit card abroad?
Over recent months, we have seen many UK credit card customers looking for an answer about using a 0% credit card abroad. Interest in this topic had increased as the summer holiday period approached and, in part, also due to issues around Brexit.
Many UK card customers are looking for an answer on using a 0% credit card outside of the United Kingdom.
This is because …. Read More »
What is a typical credit card arrival time in the UK?
The credit card arrival time, can be defined as the length of time it takes from when a customer completes an application form for a new credit card, to when the customer actually has the new credit card delivered to their home address and ready to use.
Many customers when applying for new 0% credit card are interested in how long a credit card takes to arrive. …. Read More »