0% Credit Cards

0 Credit CardWelcome to 0% Credit Card Expert. As an independent website, we are free to use and provide a comparison service for every 0% credit card that is currently available online in the UK.

0% credit cards are credit cards which offer new customers an introductory offer, where 0% interest is charged on balance transfers and / or purchases for a limited time promotional period, which can be for up to 32 months or more.

After the 0% promotional period has ended the credit card company will then charge any outstanding amount remaining on the card at a higher standard rate of interest. This standard rate will often be a representative 18.9% APR variable.


Credit Card Articles

Instant Decision Credit Cards

Instant Decision Credit Cards

Instant decision credit cards provide a customer with an instant decision on whether they have been accepted or declined, for the card. The decision, for that particular credit card, is provided at the end of the online application process.

Most UK customers, when applying for a new 0% credit card, now apply online. These customers, often prefer to know immediately, whether their credit card application has been accepted or declined.

Instant decision credit cards are …. Read More »

£5000 Credit Card Limit

£5000 Credit Card Limit

A £5000 credit card limit gives a customer a credit limit of £5000 on their card. This credit limit allows you to use your credit card to make purchases up to the value of £5000. Alternatively you can make a good sized balance transfer from another credit card.

It is important that credit card customers stay within their overall credit limit. Many credit card companies will charge the customer a fee if they exceed their …. Read More »

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Credit Card News

M&S Credit Card

M And S Credit Card

The M&S credit card range offers a choice of three M&S credit cards to customers in the UK.

The M&S Transfer Plus card is a M&S credit card for customers primarily looking to make a balance transfer. This Marks and Spencer credit card has a long 0% introductory offer on balance transfers.

The M&S Shopping Plus card is the M&S credit card for those customers more interested in an all round credit card. This M&S …. Read More »

HSBC Credit Card Offers

HSBC Credit Card Offers

HSBC Bank regularly change the HSBC credit card offers available in the UK credit card market.

The HSBC credit card offers now include a £25 cashback offer on the balance transfer card. This cashback offer is for customers who apply for a HSBC Balance Transfer credit card before 2nd March 2019. The cashback offer is subject to terms and conditions.

The HSBC balance transfer credit card now also has a longer 0% for 32 months offer …. Read More »

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Credit Card Questions

Credit Card Minimum Payment?

Credit card Minimum Payment

What is a credit card minimum payment? How much is a typical credit card minimum payment in the UK?

Both of the above questions are ones that we have seen many UK credit card customers looking for answers on, over recent months.

Credit Card Minimum Payment

What is a credit card minimum payment?

A credit card minimum payment is the smallest amount that a credit card customer must make as a payment to the credit card …. Read More »

0% Credit Card Abroad?

0% Credit Card Abroad

Can you use a UK issued 0% credit card abroad?

Over recent months, we have seen many UK credit card customers looking for an answer about using a 0% credit card abroad.

Many UK card customers are looking for an answer on using a 0% credit card abroad. This is because they either already have a credit card with a 0% offer and are making a trip abroad. Or they are looking for a new 0% credit card and want …. Read More »

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