0% Credit Cards

0 Credit CardWelcome to 0% Credit Card Expert. As an independent website, we are free to use and provide a comparison service for every 0% credit card that is currently available online in the UK.

0% credit cards are credit cards which offer new customers an introductory offer, where 0% interest is charged on balance transfers and / or purchases for a limited time promotional period, which can be for up to 32 months or more.

After the 0% promotional period has ended the credit card company will then charge any outstanding amount remaining on the card at a higher standard rate of interest. This standard rate will often be a representative 18.9% APR variable.


Credit Card Articles

Instant Decision Credit Cards

Instant Decision Credit Cards

Instant decision credit cards provide a customer with an instant decision on whether they have been accepted or declined, for the card. The decision, for that particular credit card, is provided at the end of the online application process.

Many customers in the UK when applying for a new 0% credit card, now apply online. These customers, often prefer to know immediately, whether their credit card application has been accepted or declined.

Instant decision credit …. Read More »

£10000 Credit Card Limit

£10 000 Credit Card Limit

Is a £10000 credit card limit possible for a customer applying for a new 0% credit card in the UK? Or is a £8000 credit card limit the more likely outcome?

Here at 0% Credit Card Expert, in recent months, we have seen many customers looking for answers to questions about a £10000 credit card limit.

As many people will know, ever since the banking crisis began, borrowing has been more difficult.

The banks and credit …. Read More »

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Credit Card News

M&S Credit Card

M And S Credit Card

The M&S credit card range offers a choice of three M&S credit cards to customers in the UK.

The M&S Transfer Plus card is a M&S credit card for customers primarily looking to make a balance transfer. This Marks and Spencer credit card has a long 0% introductory offer on balance transfers.

The M&S Shopping Plus card is the M&S credit card for those customers more interested in an all round credit card. This M&S …. Read More »

Bank of Scotland Platinum Credit Card

Bank of Scotland Platinum Credit Card

Bank of Scotland have withdrawn the longest Bank of Scotland Platinum credit card from the UK market. The removal of this Bank of Scotland credit card was effective from 23rd February 2018.

The now withdrawn Bank of Scotland Platinum credit card offered 0% for up to 36 months on balance transfers. The card had  a 3% balance transfer and a representative 19.9% APR variable. This Bank of Scotland credit card also had an offer of 0% …. Read More »

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Credit Card Questions

Credit Card Minimum Payment?

Credit card Minimum Payment

What is a credit card minimum payment? How much is a typical credit card minimum payment in the UK?

Both of the above questions are ones that we have seen many UK credit card customers looking for answers on, over recent months.

Credit Card Minimum Payment

What is a credit card minimum payment?

A credit card minimum payment is the smallest amount that a credit card customer must make as a payment to the credit card …. Read More »

Halifax MBNA?

Halifax MBNA

Is Halifax MBNA? Are Halifax and MBNA linked?

These Halifax MBNA questions are questions that we have seen on many occasions over recent months here at 0% Credit Card Expert.

Many UK credit card customers have been looking for an answer to this Halifax MBNA question. This very often occurs when customers are starting to think about applying for a new 0% credit card to make a 0% balance transfer or to take advantage of the 0% …. Read More »

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