0% Credit Cards

0 Credit CardWelcome to 0% Credit Card Expert. As an independent website, we are free to use and provide a comparison service for every 0% credit card that is currently available online in the UK.

0% credit cards are credit cards which offer new customers an introductory offer, where 0% interest is charged on balance transfers and / or purchases for a limited time promotional period, which can be for up to 28 months or more.

After the 0% promotional period has ended the credit card company will then charge any outstanding amount remaining on the card at a higher standard rate of interest. This standard rate will often be a representative 18.9% APR variable.


Credit Card Articles

High Limit Credit Cards

High Limit Credit Cards

What are the most suitable UK high limit credit cards in 2019?

High limit credit cards are often defined as those 0% credit cards, which offer new customers, a high credit limit.

Many customers in the UK, would like an initial high credit limit, when they first apply for their new credit card.

UK card customers will generally look for credit cards with high limits, for one of the following two reasons:-

You have a …. Read More »

£10000 Credit Card Limit

£10 000 Credit Card Limit

Is a £10000 credit card limit possible when a customer applies for a new credit card in the UK? Or is a £8000 credit card limit, the more likely outcome, in 2019?

Over recent months, we have seen many UK customers looking for answers to questions about a £10000 credit card limit.

As many people will know, ever since the banking crisis began, borrowing has generally been more difficult.

The UK banks and credit card …. Read More »

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Credit Card News

M&S Credit Card

M And S Credit Card

The M&S credit card range currently offers a choice of three M&S credit cards to customers in the UK.

The M&S Transfer Plus card is the M&S credit card for customers who are looking to make a balance transfer. This Marks and Spencer credit card has a long 0% introductory offer on balance transfers.

The M&S Shopping Plus card is the M&S credit card for those customers more interested in an all round credit card. …. Read More »

Bank of Scotland Platinum Credit Card

Bank of Scotland Platinum Credit Card

Bank of Scotland have withdrawn the longest Bank of Scotland Platinum credit card from the UK market. The removal of this Bank of Scotland credit card was effective from 23rd February 2018.

The now withdrawn Bank of Scotland Platinum credit card had offered 0% for up to 36 months on balance transfers. The card had a 3% balance transfer and a representative 19.9% APR variable. This Bank of Scotland credit card also had an offer of …. Read More »

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Credit Card Questions

0% Credit Card Abroad?

0% Credit Card Abroad

Can you use a UK issued 0% credit card abroad?

Over recent months, we have seen many UK credit card customers looking for an answer about using a 0% credit card abroad. Interest in this topic had increased as the summer holiday period approached and, in part, also due to issues around Brexit.

Many UK card customers are looking for an answer on using a 0% credit card outside of the United Kingdom.

This is because …. Read More »

Credit Card Arrival Time?

Credit Card Arrival Time

What is a typical credit card arrival time in the UK?

The credit card arrival time, can be defined as the length of time it takes from when a customer completes an application form for a new credit card, to when the customer actually has the new credit card delivered to their home address and ready to use.

Many customers when applying for new 0% credit card are interested in how long a credit card takes to arrive. …. Read More »

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