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0% Credit Cards with 18 Months on Balance Transfers
0% Credit Card Offers
Balance Transfers:
0% for up to 18 months
Balance Transfer Fee:
2.99%
Purchases:
0% for 3 months
Representative APR:
24.9% APR (variable)
Credit Card Details
Barclaycard Platinum 18 Month Credit Card
- 0% interest on balance transfers for up to 18 months from account opening
- 2.99% balance transfer fee
- 0% interest on purchases for 3 months from opening your account
- Contactless payment technology for purchases of £30 or under
- Online account management
- Annual Fee: £0
Application Criteria
Barclaycard Platinum 18 Month Credit Card
- You have a permanent UK address
- You have a regular income of more than £17,500 pa
- You have an average credit rating
- You have no history of bankruptcy or late payments
- You are aged 21 or over
Representative Example: 24.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 24.9% p.a. (variable)
0% Credit Card Offers
Balance Transfers:
0% for 18 months
Balance Transfer Fee:
3%
Purchases:
0% for 9 months
Representative APR:
27.9% APR (variable)
Credit Card Details
Bank of Scotland Classic Credit Card
- 0% for 18 months from account opening on balance transfers made within first 90 days
- 3% balance transfer fee
- 0% for 9 months from account opening on purchases
- Cover against online fraud when purchasing on the Internet
- Manage your card online using Internet Banking and Mobile Banking
- Annual Fee: £0
Application Criteria
Bank of Scotland Classic Credit Card
- You are a UK resident
- You have a regular income
- You do not have any Count Court Judgements against you
- You are aged 18 or over
Representative Example: 27.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 27.95% p.a. (variable)
0% Credit Cards with 16 Months on Balance Transfers
0% Credit Card Offers
Balance Transfers:
0% for up to 16 months
Balance Transfer Fee:
0%
Purchases:
0% for 3 months
Representative APR:
19.9% APR (variable)
Credit Card Details
Sainsbury’s No Balance Transfer Fee Credit Card
- 0% interest on balance transfers for up to 16 months
- No balance transfer fee applies to transfers made within your first 3 months
- 0% interest on purchases for first 3 months
- Collect 2 Nectar points per £1 spent on Sainsbury's shopping and fuel
- Collect 1 Nectar point for every £5 spent on your card elsewhere
- Online account management
- Annual Fee: £0
Application Criteria
Sainsbury’s No Balance Transfer Fee Credit Card
- You have a permanent UK address
- You have not been declined for credit in the last month
- You do not have a history of bad credit
- You are aged 18 or over
Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.95% p.a. (variable)
0% Credit Cards with 15 Months on Balance Transfers
0% Credit Card Offers
Balance Transfers:
0% for 15 months
Balance Transfer Fee:
1.5%
Purchases:
0% for 15 months
Representative APR:
19.9% APR (variable)
Credit Card Details
Nationwide Member Credit Card - All Rounder*
- 0% on balance transfers for 15 months if made within 90 days of account opening
- 1.5% balance transfer fee within first 90 days, after that 2.4% fee applies, minimum £5
- 0% on purchases for 15 months from date you open your account
- Unlimited commission-free purchases abroad
- Manage account online
- Annual Fee: £0
Application Criteria
Nationwide Member Credit Card - All Rounder*
- Must be a Member of Nationwide. This means you already have a current account, mortgage or savings account with Nationwide
- You are a UK resident
- You have a minimum income of £5000 per year
- You have a good credit history
- You are aged 18 or over
Must be a Member of Nationwide. This means you already have a current account, mortgage or savings account with Nationwide
Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.9% p.a. (variable)
0% Credit Card Offers
Balance Transfers:
0% for up to 15 months
Balance Transfer Fee:
0%
Purchases:
0% for 6 months
Representative APR:
19.9% APR (variable)
Credit Card Details
Halifax No Fee Balance Transfer Credit Card
- 0% for up to 15 months from account opening on balance transfers within first 90 days
- 0% balance transfer fee in first 90 days, 3% fee applies after 90 days
- 0% for 6 months from account opening on purchases
- Cover against online fraud when purchasing on the Internet
- Manage your card online using Online Banking and Mobile Banking
- Annual Fee: £0
Application Criteria
Halifax No Fee Balance Transfer Credit Card
- You are a UK resident
- You have a regular income
- You do not have any Count Court Judgements against you
- You are aged 18 or over
Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.95% p.a. (variable)
The APR and length of the promotional offer are dependent on your personal circumstances
0% Credit Card Offers
Balance Transfers:
0% for up to 15 months
Balance Transfer Fee:
0%
Purchases:
0% for 6 months
Representative APR:
19.9% APR (variable)
Credit Card Details
Lloyds No Fee Balance Transfer
- 0% for up to 15 months on balances transferred in the first 90 days
- 0% balance transfer fee in first 90 days, 3% fee after 90 days
- 0% on purchases for 6 months from account opening
- Lloyds Bank Clicksafe and Internet fraud protection
- Online servicing with Internet Banking
- Annual Fee: £0
Application Criteria
Lloyds No Fee Balance Transfer
- You are a UK resident
- You have a regular income
- You are free from any county court judgements
- You are aged 18 or over
Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.94% p.a. (variable)
The APR and length of the promotional offer are dependent on your personal circumstances
0% Credit Card Offers
Balance Transfers:
0% for 15 months
Balance Transfer Fee:
1.49%
Purchases:
0% for 15 months
Representative APR:
19.9% APR (variable)
Credit Card Details
Tesco 15 Month All Round Credit Card
- 0% interest on balance transfers for 15 month from account opening
- 1.49% balance transfer fee during first month
- 0% on purchases for 15 month from account opening
- Earn Clubcard points wherever you use your card, plus your usual points in Tesco. Terms apply
- Online account management
- Annual Fee: £0
Application Criteria
Tesco 15 Month All Round Credit Card
- You have an annnual income of at least £5,000
- You are at least 18 years of age
- You have a good credit history
- You live in the UK, or have a British Forces Post Office address
- You do not currently hold more than 1 Tesco Bank Credit Card
- You have not applied for a Tesco Bank Credit Card in the last month or have an application currently in progress
Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.9% p.a. (variable)
0% Credit Cards with 12 Months on Balance Transfers
0% Credit Card Offers
Balance Transfers:
0% for 12 months
Balance Transfer Fee:
0%
Purchases:
0% for 12 months
Representative APR:
19.9% APR (variable)
Credit Card Details
Tesco 12 Month All Round Credit Card
- 0% interest on balance transfers for 12 month from account opening
- 0% balance transfer fee
- 0% on purchases for 12 months from account opening
- Earn Clubcard points wherever you use your card, plus your usual points in Tesco. Terms apply
- Online account management
- Annual Fee: £0
Application Criteria
Tesco 12 Month All Round Credit Card
- You have an annnual income of at least £5,000
- You are at least 18 years of age
- You have a good credit history
- You live in the UK, or have a British Forces Post Office address
- You do not currently hold more than 1 Tesco Bank Credit Card
- You have not applied for a Tesco Bank Credit Card in the last month or have an application currently in progress
Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.9% p.a. (variable)
0% Credit Card Offers
Balance Transfers:
0% for 12 Months
Balance Transfer Fee:
2%
Purchases:
0% for 12 Months
Representative APR:
21.9% APR (variable)
Credit Card Details
Virgin Money Travel Credit Card
- 0% for 12 months on balance transfers from date your account is opened
- 2% balance transfer fee in first 60 days, 5% fee applies after 60 days
- 0% for 12 months on purchases from date your account is opened
- Discounts on Virgin holidays, Virgin media and Virgin trains
- Contactless payment technology for purchases of £30 or under
- Choice of card designs
- Annual fee for card: None
Application Criteria
Virgin Money Travel Credit Card
- You have a permanent UK address
- You have a bank or building society account
- You have a good credit rating
- You are aged 18 or over
Representative Example: 21.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 21.9% p.a. (variable)
0% Credit Card Offers
Balance Transfers:
0% for 12 months
Balance Transfer Fee:
2.9%
Purchases:
0% for 3 months
Representative APR:
24.9% APR (variable)
Credit Card Details
Capital One Credit Card
- 0% on balance transfers for 12 months
- 2.9% balance transfer fee
- 0% on purchases for 3 months
- Credit limit up to £6,000
- Online account management
- Annual Fee: £0
Application Criteria
Capital One Credit Card
- You are a UK resident
- You have had credit cards in the past
- You are a home owner
- You have an income of more than £20,000 per year
- You are aged 18 or over
Representative Example: 24.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 24.93% p.a. (variable)
0% Credit Card Offers
Balance Transfers:
0% for 12 months
Balance Transfer Fee:
2.99%
Purchases:
None
Representative APR:
24.9% APR (variable)
Credit Card Details
Debenhams Credit Card
- 0% p.a. on balance transfers for 12 months
- 2.99% balance transfer fee
- This card has no purchases offer
- Eran Debenhams points wherever you shop
- 500 Bonus Points in your first statement
- 10% off in Debenhams cafes and restaurants
- Annual Fee: £0
Application Criteria
Debenhams Credit Card
- You have a permanent UK address
- You have lived in the UK for last 12 months
- You have a current UK bank account
- You have a good credit history
- You are aged 18 or over
Representative Example: 24.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 24.94% p.a. (variable)
0% Credit Card Offers
Balance Transfers:
0% for 12 months
Balance Transfer Fee:
3%
Purchases:
None
Representative APR:
22.9% APR (variable)
Credit Card Details
IHG Rewards Club Credit Card
- 0% interest for 12 months on balances transfered within 3 months of account opening
- 3% balance transfer fee, minimum £3
- This card has no purchases offer
- 10,000 IHG Reward Club bonus points when you spend £200 within 3 months of account opening
- Earn IHG Reward Club points on spend in the UK and abroad
- Gold Elite status when you open your account
- Annual Fee: £0
Application Criteria
IHG Rewards Club Credit Card
- You are a permanent resident of the UK
- You do not have County Court Judgements, be bankrupt or otherwise insolvent
- You have a UK bank or building society account
- You are aged 18 or over
Representative Example: 22.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 22.9% p.a. (variable)
0% Credit Card Offers
Balance Transfers:
0% for 12 months
Balance Transfer Fee:
3%
Purchases:
None
Representative APR:
45.1% APR (variable)
Credit Card Details
IHG Rewards Club Premium Credit Card
- 0% interest for 12 months on balances transfered within 3 months of account opening
- 3% balance transfer fee, minimum £3
- This card has no purchases offer
- 20,000 IHG Reward Club bonus points when you spend £200 within 3 months of account opening
- Earn IHG Reward Club points on spend in the UK and abroad
- Platinum Elite status when you open your account
- Annual Fee: £99
Application Criteria
IHG Rewards Club Premium Credit Card
- You are a permanent resident of the UK
- You do not have County Court Judgements, be bankrupt or otherwise insolvent
- You have a UK bank or building society account
- You are aged 18 or over
Representative Example: 45.1% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 22.9% p.a. (variable) with an annual fee payable of £99
0% Credit Card Offers
Balance Transfers:
0% for 12 months
Balance Transfer Fee:
4%
Purchases:
None
Representative APR:
22.9% APR (variable)
Credit Card Details
MBNA Money Transfer Credit Card
- 0% on balance transfers for up to 12 months from date your account opened
- 4% balance transfer fee within first 60 days, 5% fee after 60 days
- This card has no purchases offer
- Contactless payments to quickly and securely pay for purchases under £30
- Online account management
- Annual Fee: £0
Application Criteria
MBNA Money Transfer Credit Card
- You are a UK resident
- You have had a permanent UK address for 3 years or more
- You have a good credit rating/history
- You are aged 18 or over
Representative Example: 22.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 22.93% p.a. (variable)
0% Credit Cards with 9 Months on Balance Transfers
0% Credit Card Offers
Balance Transfers:
0% for up to 9 months
Balance Transfer Fee:
2.98%
Purchases:
0% for 3 months
Representative APR:
17.9% APR (variable)
Credit Card Details
Queens Affinity Credit Card
- 0% on balance transfers for up to 9 months from account opening
- 2.98% balance transfer fee
- 0% on purchases for 3 months from account opening
- Donation made to Queens University for every card purchase
- Up to 3 additional cardholders free of charge
- 24 hour customer service
- Annual Fee: £0
Application Criteria
Queens Affinity Credit Card
- You are a Northern Ireland resident or Bank Of Ireland (UK) customer
- You have a good credit history
- You are aged 18 or over
Representative Example: 17.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 17.9% p.a. (variable)
0% Credit Card Offers
Balance Transfers:
0% for 9 months
Balance Transfer Fee:
3%
Purchases:
0% for 3 months
Representative APR:
17.9% APR (variable)
Credit Card Details
Maximiles Credit Card
- 0% for 9 months on balance transfers made within 90 days of account opening
- 3% balance transfer fee, minimum £5
- 0% for 3 months on purchases made within 90 days of account opening
- Earn 1 Maximiles point for every £1 spent on the card
- 5000 bonus points when you make first card purchase
- Online account management
- Annual Fee: £0
Application Criteria
Maximiles Credit Card
- You are a permanent resident of the UK
- You have a regular source of income through employment
- You have a UK bank or building society account
- You are able to provide at least one landline telephone number and a valid email
- You are aged 18 or over
Representative Example: 17.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 17.9% p.a. (variable)
0% Credit Card Offers
Balance Transfers:
0% for 9 months
Balance Transfer Fee:
4%
Purchases:
None
Representative APR:
29.9% APR (variable)
Credit Card Details
Fluid Credit Card
- 0% interest on balance transfers for 9 months from account opening
- 4% balance transfer fee
- No introductory offer on purchases
- Check your eligibility with FastCheck
- Initial credit limit of £300-£2,000
- Annual Fee: £0
Application Criteria
Fluid Credit Card
- You have a permanent UK address
- You have a current UK bank or building society account
- You have no bankruptcy proceedings against you
- You are aged 18 or over
Representative Example: 29.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 29.94% p.a. (variable)
0% Credit Cards with 6 Months on Balance Transfers
0% Credit Card Offers
Balance Transfers:
0% for 6 months
Balance Transfer Fee:
2.9%
Purchases:
0% for 6 months
Representative APR:
19.9% APR (variable)
Credit Card Details
M&S Reward Plus Credit Card*
- 0% for 6 months on balance transfers made within 90 days of account opening
- 2.9% balance transfer fee, minimum £5
- 0% on purchases for 6 months from account opening
- Collect M&S points every time you shop anywhere in the world with your card
- Buy M&S Travel Money with no cash advance fee
- Manage account online
- Annual Fee: £0
Application Criteria
M&S Reward Plus Credit Card*
- You are a UK resident
- You have a UK bank or building society account
- You are aged 18 or over
- You have not held a credit card with M&S Bank within previous 12 months
Double M&S points on all your M&S shopping for the first 12 months
Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.9% p.a. (variable)
0% Credit Card Offers
Balance Transfers:
0% for 6 months
Balance Transfer Fee:
2%
Purchases:
0% for 6 months
Representative APR:
21.9% APR (variable)
Credit Card Details
HSBC Rewards Credit Card
- 0% interest for 6 months on balance transfers made within 60 days of account opening
- 2% balance transfer fee (minimum £5)
- 0% on purchases for 6 months from account opening
- Earn reward points on eligible purchase
- Receive 2,500 rewards points into your Pay with Rewards Account after you make your first transaction
- Online account management
- Annual Fee: £0
Application Criteria
HSBC Rewards Credit Card
- You are a HSBC Advance Account customer
- You have an annual income or pension before tax of £8,500 or more
- You are a UK resident, including Isle of Man and Channel Islands
- You are aged 18 or over
ONLY available to HSBC Advance Account customers
Representative Example: 21.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 21.9% p.a. (variable)
Credit is subject to status
0% Credit Card Offers
Balance Transfers:
0% for up to 6 months
Balance Transfer Fee:
2.98%
Purchases:
0% for 6 months
Representative APR:
17.9% APR (variable)
Credit Card Details
Ulster Rugby Credit Card
- 0% on balance transfers for up to 6 months from account opening date
- 2.98% balance transfer fee
- 0% on purchases for 6 months from account opening date
- Ulster Rugby will receive a one-off payment for every approved account
- Ulster Rugby will receive further contributions for every retail purchase
- All contributions and payments will go to helping rugby in Ulster from the grass roots up
- Annual Fee: £0
Application Criteria
Ulster Rugby Credit Card
- You are a Northern Ireland resident or Bank Of Ireland (UK) customer
- You have a good credit history
- You are aged 18 or over
Representative Example: 17.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 17.9% p.a. (variable)