Comparing UK 0% credit cards online since 20020% Credit Cards with 15 Months on Balance Transfers
0% Credit Card Offers
Balance Transfers:
0% for 15 months
Balance Transfer Fee:
0.85%
Purchases:
0% for 15 months
Representative APR:
19.9% APR (variable)
Credit Card Details
Tesco 15 Month All Round Credit Card
- 0% interest on balance transfers for 15 month from account opening
- 0.85% balance transfer fee during first month
- 0% on purchases for 15 month from account opening
- Earn Clubcard points wherever you use your card, plus your usual points in Tesco. Terms apply
- Online account management
- Annual Fee: £0
Application Criteria
Tesco 15 Month All Round Credit Card
- You have an annnual income of at least £5,000
- You are at least 18 years of age
- You have a good credit history
- You live in the UK, or have a British Forces Post Office address
- You do not currently hold more than 1 Tesco Bank Credit Card
- You have not applied for a Tesco Bank Credit Card in the last month or have an application currently in progress
Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.9% p.a. (variable)
0% Credit Cards with 12 Months on Balance Transfers
0% Credit Card Offers
Balance Transfers:
0% for 12 months
Balance Transfer Fee:
0%
Purchases:
0% for 12 months
Representative APR:
17.9% APR (variable)
Credit Card Details
Nationwide Credit Card just for Nationwide members*
- 0% on balance transfers for 12 months from account opening
- 0% balance transfer fee within first 3 months, 2.4% fee applies after, minimum £5
- 0% on purchases for 12 months from account opening
- Commission free allowance on purchases abroad (subject to terms)
- Manage account online
- Annual Fee: £0
Application Criteria
Nationwide Credit Card just for Nationwide members*
- Nationwide credit cards are just for members. You are a member when you have a current account, mortgage or savings account with Nationwide
- You have been living in the UK for the last 12 months
- You have a gross income each year of more than £5000
- You have a good credit history
- You are aged 18 or over
Nationwide credit cards are just for members. You are a member when you have a current account, mortgage or savings account with Nationwide
Representative Example: 17.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 17.9% p.a. (variable)
0% Credit Card Offers
Balance Transfers:
0% for 12 months
Balance Transfer Fee:
0%
Purchases:
0% for 12 months
Representative APR:
15.9% APR (variable)
Credit Card Details
Nationwide Select Credit Card just for Nationwide members*
- 0% on balance transfers for 12 months from account opening
- 0% balance transfer fee within first 3 months, 2.4% fee applies after, minimum £5
- 0% on purchases for 12 months from account opening
- Unlimited commission free purchases abroad
- Manage account online
- Annual Fee: £0
Application Criteria
Nationwide Select Credit Card just for Nationwide members*
- Nationwide credit cards are just for members. You are a member when you have a current account, mortgage or savings account with Nationwide
- Nationwide Select Credit Card is only available to members who hold their main current account with Nationwide
- You have been living in the UK for the last 12 months
- You have a gross income each year of more than £5000
- You have a good credit history
- You are aged 18 or over
Nationwide Select Credit Card is only available to members who hold their main current account with Nationwide
Representative Example: 15.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 15.9% p.a. (variable)
0% Credit Card Offers
Balance Transfers:
0% for 12 months
Balance Transfer Fee:
3%
Purchases:
None
Representative APR:
19.9% APR (variable)
Credit Card Details
Asda Cashback Credit Card*
- 0% on balance transfers for 12 months
- 3% balance transfer fee, minimum £3
- 0% for 6 months on purchases of £200 or more at George.com
- 1% cashback on your Asda shopping online and instore
- 1% cashback at Asda Living, Asda petrol stations and George.com
- 0.2% cashback everywhere else
- Annual Fee: £0
Application Criteria
Asda Cashback Credit Card*
- You have a permanent UK address
- You have a UK bank or building society account
- You are able to provide at least one telephone number
- You have a regular source of income
- You are aged 18 or over
Unlimited cashback vouchers - 1% at Asda plus 0.2% everywhere else
Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.9% p.a. (variable)
0% Credit Card Offers
Balance Transfers:
0% for 12 months
Balance Transfer Fee:
0%
Purchases:
0% for 12 months
Representative APR:
19.9% APR (variable)
Credit Card Details
Tesco 12 Month All Round Credit Card
- 0% interest on balance transfers for 12 month from account opening
- 0% balance transfer fee
- 0% on purchases for 12 months from account opening
- Earn Clubcard points wherever you use your card, plus your usual points in Tesco. Terms apply
- Online account management
- Annual Fee: £0
Application Criteria
Tesco 12 Month All Round Credit Card
- You have an annnual income of at least £5,000
- You are at least 18 years of age
- You have a good credit history
- You live in the UK, or have a British Forces Post Office address
- You do not currently hold more than 1 Tesco Bank Credit Card
- You have not applied for a Tesco Bank Credit Card in the last month or have an application currently in progress
Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.9% p.a. (variable)
0% Credit Card Offers
Balance Transfers:
0% for 12 Months
Balance Transfer Fee:
2%
Purchases:
0% for 12 Months
Representative APR:
21.9% APR (variable)
Credit Card Details
Virgin Money Travel Credit Card
- 0% for 12 months on balance transfers from date your account is opened
- 2% balance transfer fee in first 60 days, 5% fee applies after 60 days
- 0% for 12 months on purchases from date your account is opened
- Discounts on Virgin holidays, Virgin media and Virgin trains
- Contactless payment technology for purchases of £30 or under
- Choice of card designs
- Annual fee for card: None
Application Criteria
Virgin Money Travel Credit Card
- You have a permanent UK address
- You have a bank or building society account
- You have a good credit rating
- You are aged 18 or over
Representative Example: 21.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 21.9% p.a. (variable)
0% Credit Card Offers
Balance Transfers:
0% for 12 months
Balance Transfer Fee:
2.9%
Purchases:
0% for 3 months
Representative APR:
24.9% APR (variable)
Credit Card Details
Capital One Credit Card
- 0% on balance transfers for 12 months
- 2.9% balance transfer fee
- 0% on purchases for 3 months
- Credit limit up to £6,000
- Online account management
- Annual Fee: £0
Application Criteria
Capital One Credit Card
- You are a UK resident
- You have had credit cards in the past
- You are a home owner
- You have an income of more than £20,000 per year
- You are aged 18 or over
Representative Example: 24.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 24.93% p.a. (variable)
0% Credit Card Offers
Balance Transfers:
0% for 12 months
Balance Transfer Fee:
2.99%
Purchases:
None
Representative APR:
21.9% APR (variable)
Credit Card Details
Laura Ashley Credit Card
- 0% p.a. for 12 months on balance transfers
- 2.99% balance transfer fee
- This card has no purchases offer
- Get rewarded with privilege points every time you shop with your card
- 500 bonus points on your first card purchase
- Invitation to exclusive discount and bonus points events
- Annual Fee: £0
Application Criteria
Laura Ashley Credit Card
- You have a permanent UK address
- You have lived in the UK for last 12 months
- You have a current UK bank account
- You have a good credit history
- You are aged 18 or over
Representative Example: 21.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 21.9% p.a. (variable)
0% Credit Card Offers
Balance Transfers:
0% for 12 months
Balance Transfer Fee:
3%
Purchases:
0% for 26 months
Representative APR:
18.9% APR (variable)
Credit Card Details
Clydesdale Bank Gold Credit Card
- 0% interest on balance transfers for 12 months from account opening
- 3% balance transfer fee, minimum £3
- 0% interest on purchases for 26 months from account opening
- Contactless payment technology for purchases up to £30
- Online account management
- Annual Fee: £0
Application Criteria
Representative Example: 18.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 18.9% p.a. (variable)
0% Credit Card Offers
Balance Transfers:
0% for 12 months
Balance Transfer Fee:
3%
Purchases:
0% for 26 months
Representative APR:
18.9% APR (variable)
Credit Card Details
Yorkshire Bank Gold Credit Card
- 0% interest on balance transfers for 12 months from account opening
- 3% balance transfer fee, minimum £3
- 0% interest on purchases for 26 months from account opening
- Contactless payment technology for purchases up to £30
- Online account management
- Annual Fee: £0
Application Criteria
Representative Example: 18.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 18.9% p.a. (variable)
0% Credit Card Offers
Balance Transfers:
0% for 12 months
Balance Transfer Fee:
3%
Purchases:
None
Representative APR:
22.9% APR (variable)
Credit Card Details
IHG Rewards Club Credit Card
- 0% interest for 12 months on balances transfered within 3 months of account opening
- 3% balance transfer fee, minimum £3
- This card has no purchases offer
- 10,000 IHG Reward Club bonus points when you spend £200 within 3 months of account opening
- Earn IHG Reward Club points on spend in the UK and abroad
- Gold Elite status when you open your account
- Annual Fee: £0
Application Criteria
IHG Rewards Club Credit Card
- You are a permanent resident of the UK
- You do not have County Court Judgements, be bankrupt or otherwise insolvent
- You have a UK bank or building society account
- You are aged 18 or over
Representative Example: 22.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 22.9% p.a. (variable)
0% Credit Card Offers
Balance Transfers:
0% for 12 months
Balance Transfer Fee:
3%
Purchases:
None
Representative APR:
45.1% APR (variable)
Credit Card Details
IHG Rewards Club Premium Credit Card
- 0% interest for 12 months on balances transfered within 3 months of account opening
- 3% balance transfer fee, minimum £3
- This card has no purchases offer
- 20,000 IHG Reward Club bonus points when you spend £200 within 3 months of account opening
- Earn IHG Reward Club points on spend in the UK and abroad
- Platinum Elite status when you open your account
- Annual Fee: £99
Application Criteria
IHG Rewards Club Premium Credit Card
- You are a permanent resident of the UK
- You do not have County Court Judgements, be bankrupt or otherwise insolvent
- You have a UK bank or building society account
- You are aged 18 or over
Representative Example: 45.1% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 22.9% p.a. (variable) with an annual fee payable of £99
0% Credit Card Offers
Balance Transfers:
0% for 12 months
Balance Transfer Fee:
5%
Purchases:
None
Representative APR:
24.9% APR (variable)
Credit Card Details
Debenhams Credit Card
- 0% p.a. on balance transfers for 12 months
- 5% balance transfer fee
- This card has no purchases offer
- Eran Debenhams points wherever you shop
- 500 Bonus Points in your first statement
- 10% off in Debenhams cafes and restaurants
- Annual Fee: £0
Application Criteria
Debenhams Credit Card
- You have a permanent UK address
- You have lived in the UK for last 12 months
- You have a current UK bank account
- You have a good credit history
- You are aged 18 or over
Representative Example: 24.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 24.94% p.a. (variable)
0% Credit Cards with 9 Months on Balance Transfers
0% Credit Card Offers
Balance Transfers:
0% for up to 9 months
Balance Transfer Fee:
2.98%
Purchases:
0% for 3 months
Representative APR:
17.9% APR (variable)
Credit Card Details
Queens Affinity Credit Card
- 0% on balance transfers for up to 9 months from account opening
- 2.98% balance transfer fee
- 0% on purchases for 3 months from account opening
- Donation made to Queens University for every card purchase
- Up to 3 additional cardholders free of charge
- 24 hour customer service
- Annual Fee: £0
Application Criteria
Queens Affinity Credit Card
- You are a Northern Ireland resident or Bank Of Ireland (UK) customer
- You have a good credit history
- You are aged 18 or over
Representative Example: 17.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 17.9% p.a. (variable)
0% Credit Card Offers
Balance Transfers:
0% for 9 months
Balance Transfer Fee:
3%
Purchases:
0% for 3 months
Representative APR:
17.9% APR (variable)
Credit Card Details
Maximiles Credit Card
- 0% for 9 months on balance transfers made within 90 days of account opening
- 3% balance transfer fee, minimum £5
- 0% for 3 months on purchases made within 90 days of account opening
- Earn 1 Maximiles point for every £1 spent on the card
- 5000 bonus points when you make first card purchase
- Online account management
- Annual Fee: £0
Application Criteria
Maximiles Credit Card
- You are a permanent resident of the UK
- You have a regular source of income through employment
- You have a UK bank or building society account
- You are able to provide at least one landline telephone number and a valid email
- You are aged 18 or over
Representative Example: 17.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 17.9% p.a. (variable)
0% Credit Card Offers
Balance Transfers:
0% for 9 months
Balance Transfer Fee:
4%
Purchases:
None
Representative APR:
29.9% APR (variable)
Credit Card Details
Fluid Credit Card
- 0% interest on balance transfers for 9 months from account opening
- 4% balance transfer fee
- No introductory offer on purchases
- Check your eligibility with FastCheck
- Initial credit limit of £300-£2,000
- Annual Fee: £0
Application Criteria
Fluid Credit Card
- You have a permanent UK address
- You have a current UK bank or building society account
- You have no bankruptcy proceedings against you
- You are aged 18 or over
Representative Example: 29.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 29.94% p.a. (variable)
0% Credit Card Offers
Balance Transfers:
0% for 9 months
Balance Transfer Fee:
5%
Purchases:
None
Representative APR:
24.9% APR (variable)
Credit Card Details
Recognition from House of Fraser Credit Card
- 0% p.a. on balance transfers for 9 months
- 5% balance transfer fee
- This card has no purchases offer
- Earn Reward Points every time you shop using the card
- Receive invitations to exclusive cardmember events in store
- Online account management
- Annual Fee: £0
Application Criteria
Recognition from House of Fraser Credit Card
- You have a permanent UK address
- You have lived in the UK for last 12 months
- You have a current UK bank account
- You have a good credit history
- You are aged 18 or over
Representative Example: 24.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 24.9% p.a. (variable)
0% Credit Cards with 6 Months on Balance Transfers
0% Credit Card Offers
Balance Transfers:
0% for 6 months
Balance Transfer Fee:
2.9%
Purchases:
0% for 6 months
Representative APR:
19.9% APR (variable)
Credit Card Details
M&S Reward Plus Credit Card*
- 0% for 6 months on balance transfers made within 90 days of account opening
- 2.9% balance transfer fee, minimum £5
- 0% on purchases for 6 months from account opening
- Collect M&S points every time you shop anywhere in the world with your card
- Buy M&S Travel Money with no cash advance fee
- Manage account online
- Annual Fee: £0
Application Criteria
M&S Reward Plus Credit Card*
- You are a UK resident
- You have a UK bank or building society account
- You are aged 18 or over
- You have not held a credit card with M&S Bank within previous 12 months
Double M&S points on all your M&S shopping for the first 12 months
Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.9% p.a. (variable)
0% Credit Card Offers
Balance Transfers:
0% for 6 months
Balance Transfer Fee:
2%
Purchases:
0% for 6 months
Representative APR:
21.9% APR (variable)
Credit Card Details
HSBC Rewards Credit Card
- 0% interest for 6 months on balance transfers made within 60 days of account opening
- 2% balance transfer fee (minimum £5)
- 0% on purchases for 6 months from account opening
- Earn reward points on eligible purchase
- Receive 2,500 rewards points into your Pay with Rewards Account after you make your first transaction
- Online account management
- Annual Fee: £0
Application Criteria
HSBC Rewards Credit Card
- You are a HSBC Advance Account customer
- You have an annual income or pension before tax of £8,500 or more
- You are a UK resident, including Isle of Man and Channel Islands
- You are aged 18 or over
ONLY available to HSBC Advance Account customers
Representative Example: 21.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 21.9% p.a. (variable)
Credit is subject to status
0% Credit Card Offers
Balance Transfers:
0% for up to 6 months
Balance Transfer Fee:
2.98%
Purchases:
0% for 6 months
Representative APR:
17.9% APR (variable)
Credit Card Details
Ulster Rugby Credit Card
- 0% on balance transfers for up to 6 months from account opening date
- 2.98% balance transfer fee
- 0% on purchases for 6 months from account opening date
- Ulster Rugby will receive a one-off payment for every approved account
- Ulster Rugby will receive further contributions for every retail purchase
- All contributions and payments will go to helping rugby in Ulster from the grass roots up
- Annual Fee: £0
Application Criteria
Ulster Rugby Credit Card
- You are a Northern Ireland resident or Bank Of Ireland (UK) customer
- You have a good credit history
- You are aged 18 or over
Representative Example: 17.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 17.9% p.a. (variable)