Comparing UK 0% credit cards online since 20020% Credit Card Expert may receive commissions from some of the credit card companies that we refer users to. How this site works.
0% Credit Cards with 22 Months on Balance Transfers
0% Credit Card Offers
Balance Transfers:
0% for 22 months
Balance Transfer Fee:
0%
Purchases:
0% for 3 months
Representative APR:
21.9% APR (variable)
Credit Card Details
Ulster Bank Balance Transfer
- 0% on balance transfers for 22 months from account opening
- 0% balance transfer fee
- 0% on purchases for first 3 months from account opening
- Lock and unlock your credit card in app
- Manage your card 24/7 online and by telephone banking
- Annual Fee: None
Application Criteria
Ulster Bank Balance Transfer
- You must have a current account, savings account, credit card or mortgage with Ulster Bank
- You are a UK resident
- You are earning at least £10,000 per year
- You are aged 18 or over
To apply you must have a current account, savings account, credit card or mortgage with Ulster Bank
Representative Example: 21.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 21.9% p.a. (variable)
0% Credit Card Offers
Balance Transfers:
0% for 22 months
Balance Transfer Fee:
0%
Purchases:
0% for 3 months
Representative APR:
21.9% APR (variable)
Credit Card Details
- 0% for 22 months from account opening on balance transfers made within first 3 months
- 0% balance transfer fee
- 0% on purchases for 3 months from account opening
- Lock and unlock your credit card in app
- Manage your card 24/7 online and by telephone banking
- Annual Fee: None
Application Criteria
- You must have a current account, savings account, credit card or mortgage with NatWest
- You are a UK resident
- You are earning at least £10,000 per year
- You are aged 18 or over
To apply you must have a current account, savings account, credit card or mortgage with NatWest
Representative Example: 21.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 21.9% p.a. (variable)
0% Credit Card Offers
Balance Transfers:
0% for 22 months
Balance Transfer Fee:
0%
Purchases:
0% for 3 months
Representative APR:
21.9% APR (variable)
Credit Card Details
- 0% on balance transfers for 22 months from account opening
- 0% balance transfer fee
- 0% on purchases for first 3 months from account opening
- Lock and unlock your credit card in app
- Manage your card 24/7 online and by telephone banking
- Annual Fee: None
Application Criteria
- You must have a current account, savings account, credit card or mortgage with RBS
- You are a UK resident
- You are earning at least £10,000 per year
- You are aged 18 or over
To apply you must have a current account, savings account, credit card or mortgage with RBS
Representative Example: 21.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 21.9% p.a. (variable)
0% Credit Card Offers
Balance Transfers:
0% for up to 22 months
Balance Transfer Fee:
1.99%
Purchases:
0% for 9 months
Representative APR:
19.9% APR (variable)
Credit Card Details
- 0% for up to 22 months from account opening on balance transfers made within first 90 days
- 1.5% balance transfer fee in first 90 days, 5% fee applies after 90 days of account opening
- 0% for 9 months from account opening on purchases
- Cover against online fraud when purchasing on the Internet
- Online account management
- Annual Fee: None
Application Criteria
- You are a UK resident
- You have a regular income
- You have not bankrupt or subject to an IVA and have no County Court Judgments
- You are aged 18 or over
Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.95% p.a. (variable)
0% Credit Card Offers
Balance Transfers:
0% for up to 22 months
Balance Transfer Fee:
1.99%
Purchases:
0% for 9 months
Representative APR:
19.9% APR (variable)
Credit Card Details
- 0% for up to 22 months on balances transferred in the first 90 days
- 1.5% balance transfer fee in first 90 days, 5% fee applies after 90 days of account opening
- 0% on purchases for 9 months from account opening
- Lloyds Clicksafe and Internet fraud protection
- Online card servicing
- Annual Fee: None
Application Criteria
- You are a UK resident
- You have a regular income
- You have a good credit history free from any county court judgements
- You are aged 18 or over
Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.94% p.a. (variable)
0% Credit Card Offers
Balance Transfers:
0% for up to 22 months
Balance Transfer Fee:
2.9%
Purchases:
0% for up to 24 months
Representative APR:
21.9% APR (variable)
Credit Card Details
- 0% interest on balance transfers for up to 22 months from account opening
- 2.9% balance transfer fee applies
- 0% interest on purchases for up to 24 months from account opening
- Contactless payment technology for purchases of £4100 or under
- Online account management
- Annual Fee: None
Application Criteria
- You have a permanent UK address
- You have a regular income of more than £20,000 pa
- You have a good credit rating
- You have no history of bankruptcy or late payments
- You are aged 21 or over
Representative Example: 21.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 21.9% p.a. (variable)
0% Credit Cards with 21 Months on Balance Transfers
0% Credit Card Offers
Balance Transfers:
0% for up to 21 months
Balance Transfer Fee:
0%
Purchases:
0% for first 3 months
Representative APR:
20.9% APR (variable)
Credit Card Details
- 0% interest on balance transfers for up to 21 months
- No balance transfer fee applies to transfers made within the first 3 months
- 0% interest on purchases for first 3 months
- Collect 2 Nectar points per £1 spent on Sainsbury's shopping and fuel
- Collect 1 Nectar point for every £5 spent on your card elsewhere
- Online account management
- Annual Fee: None
Application Criteria
- You have a permanent UK address
- You have not been declined for credit in the last month
- You do not have a history of bad credit
- You are aged 18 or over
Representative Example: 20.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 20.95% p.a. (variable)
0% Credit Card Offers
Balance Transfers:
0% for 21 months
Balance Transfer Fee:
0%
Purchases:
0% for 3 months
Representative APR:
21.9% APR (variable)
Credit Card Details
- 0% on balance transfers for 21 months from account opening
- 0% balance transfer fee
- 0% on purchases for 3 months from account opening
- Cashback through Retailer Offers
- Online account management
- Annual Fee: None
Application Criteria
- You are a permanent UK resident
- You have a good credit history with no history of bad credit
- You have an income of £7,500 per year or more
- You are 18 years of age or over
Representative Example: 21.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 21.9% p.a. (variable)
0% Credit Cards with 20 Months on Balance Transfers
0% Credit Card Offers
Balance Transfers:
0% for up to 20 months
Balance Transfer Fee:
1.99%
Purchases:
0% for up to 20 months
Representative APR:
20.9% APR (variable)
Credit Card Details
- 0% on balance transfers for up to 20 month from account opening
- 1.99% balance transfer fee during first 90 days, 3.99% fee thereafter
- 0% on purchases for up to 20 months from account opening
- Earn Clubcard points wherever you use your card, plus your usual points in Tesco. Terms apply
- Apply online and get a decision within 60 seconds
- Online account management
- Annual Fee: None
Application Criteria
- You have an annual income of at least £5,000
- You are at least 18 years of age
- You have a good credit history
- You live in the UK, or have a British Forces Post Office address
- You don't currently hold more than 1 Tesco Bank Credit Card
- You have not applied for a Tesco Bank Credit Card in the last month or have an application currently in progress
Representative Example: 20.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 20.9% p.a. (variable)
0% Credit Cards with 19 Months on Balance Transfers
0% Credit Card Offers
Balance Transfers:
0% for 19 months
Balance Transfer Fee:
2.9%
Purchases:
0% for 19 months
Representative APR:
21.9% APR (variable)
Credit Card Details
- 0% on balance transfers for 19 months from the date your account is opened
- 2.9% balance transfer fee in first 60 days, 5% fee applies after 60 days
- 0% on purchases for 19 months from the date your account is opened
- Discounts on Virgin holidays, Virgin trains and Virgin experience days
- Contactless payments to quickly and securely pay for purchases under £100
- Online card servicing
- Annual Fee: None
Application Criteria
- You are a UK resident
- You have a bank or building society account
- You have a good credit history
- You are aged 18 or over
Representative Example: 21.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 18.9% p.a. (variable)
0% Credit Cards with 18 Months on Balance Transfers
0% Credit Card Offers
Balance Transfers:
0% for 18 months
Balance Transfer Fee:
1.4%
Purchases:
0% for 9 months
Representative APR:
18.9% APR (variable)
Credit Card Details
HSBC Premier Credit Card
- 0% interest for 18 months on balance transfers made within 60 days of account opening
- 1.4% balance transfer fee (minimum £5)
- 0% on purchases for 9 months from account opening
- At the end of 0% offer period, balance transfers and purchases will revert to standard variable rate
- Travel benefits
- Online account management
- Annual Fee: None
Application Criteria
HSBC Premier Credit Card
- You are an HSBC premier customer
- You are a UK resident, including Isle of Man and Channel Islands
- You are aged 18 or over
ONLY available to HSBC premier bank account customers
Representative Example: 18.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 18.9% p.a. (variable)
Credit is subject to status
0% Credit Card Offers
Balance Transfers:
0% for 18 months
Balance Transfer Fee:
1.5%
Purchases:
0% for 3 months
Representative APR:
19.9% APR (variable)
Credit Card Details
Nationwide Member Credit Card
- 0% on balance transfers for 18 months if made within 90 days of account opening
- 1.5% balance transfer fee within first 90 days, after that 2.4% fee applies, minimum £5
- 0% on purchases for 3 months from date you open your account
- Unlimited commission-free purchases abroad
- Manage account online
- Annual Fee: None
Application Criteria
Nationwide Member Credit Card
- Must be a Member of Nationwide. This means you already have a current account, mortgage or savings account with Nationwide
- You are a UK resident
- You have a minimum income of £5000 per year
- You have a good credit history
- You are aged 18 or over
Must be a Member of Nationwide. This means you already have a current account, mortgage or savings account with Nationwide
Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.9% p.a. (variable)
0% Credit Card Offers
Balance Transfers:
0% for 18 months
Balance Transfer Fee:
0%
Purchases:
0% for 18 months
Representative APR:
49.8% APR (variable)
Credit Card Details
- 0% for 18 months on balance transfers from date of account opening
- 0% balance transfer fee
- 0% for 18 months on purchases from date of account opening
- 0.5% on all purchases up to a maximum monthly spend of £3,000
- Unlimited airport lounge access
- Access to over 1 million Wi-Fi hotspots
- Monthly Fee: £15
Application Criteria
- You are a Santander Select or Private customer
- You have a good credit history with no history of bad credit
- You have an income of £7,500 per year or more
- You are aged 18 or over
Representative Example: 49.8% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 18.9% p.a. (variable) with a monthly fee payable of £15
0% Credit Card Offers
Balance Transfers:
0% for up to 18 months
Balance Transfer Fee:
2.99%
Purchases:
0% for up to 21 months
Representative APR:
21.9% APR (variable)
Credit Card Details
- 0% for up to 17 months on balances transferred in the first 90 days
- 2.99% balance transfer fee in first 90 days, 5% fee applies after 90 days of account opening
- 0% interest for up to17 months from account opening on purchases
- Lloyds Clicksafe and Internet fraud protection
- Online card servicing
- Annual Fee: None
Application Criteria
- You are a UK resident
- You have a regular income
- You have a good credit history free from any county court judgements
- You are aged 18 or over
Representative Example: 21.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 21.94% p.a. (variable)
0% Credit Cards with 17 Months on Balance Transfers
0% Credit Card Offers
Balance Transfers:
0% for up to 17 months
Balance Transfer Fee:
2.99%
Purchases:
0% for up to 17 months
Representative APR:
19.9% APR (variable)
Credit Card Details
- 0% interest for first 17 months from account opening on balance transfers made within first 90 days
- 2.99% balance transfer fee in first 90 days, 5% fee applies after 90 days of account opening
- 0% interest for 17 months from account opening on purchases
- Cover against online fraud when purchasing on the Internet
- Online account management
- Annual Fee: None
Application Criteria
- You are a UK resident
- You have a regular income
- You are aged 18 or over
Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.95% p.a. (variable)
