Comparing UK 0% credit cards online since 20020% Credit Cards with 18 Months on Balance Transfers
0% Credit Card Offers
Balance Transfers:
0% for 18 months
Balance Transfer Fee:
2%
Purchases:
0% for 28 months
Representative APR:
19.9% APR (variable)
Credit Card Details
Virgin Money Purchase Credit Card
- 0% for 18 months on balance transfers from date your account is opened
- 2% balance transfer fee in first 60 days, 5% fee applies after 60 days
- 0% for 28 months on purchases from date your account is opened
- Discounts on Virgin holidays, Virgin media and Virgin trains
- Contactless payment technology for purchases of £30 or under
- Choice of card designs
- Annual fee for card: None
Application Criteria
Virgin Money Purchase Credit Card
- You have a permanent UK address
- You have a bank or building society account
- You have a good credit rating
- You are aged 18 or over
Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.9% p.a. (variable)
0% Credit Card Offers
Balance Transfers:
0% for 18 months
Balance Transfer Fee:
2.9%
Purchases:
0% for 9 months
Representative APR:
18.9% APR (variable)
Credit Card Details
Partnership Credit Card
- 0% on balance transfers for 18 months from account opening
- 2.9% balance transfer fee, minimum £5
- 0% on purchases for 9 months from account opening
- Earn points to convert into John Lewis and Waitrose vouchers
- Every 500 points you earn is worth £5 in vouchers
- Exclusive partnership cardholder events and special offers
- Annual Fee: £0
Application Criteria
Partnership Credit Card
- You have a UK residential address
- You have a good credit history
- You have a household income of more than £6,750 a year
- You are aged 18 or over
Representative Example: 18.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 18.9% p.a. (variable)
0% Credit Card Offers
Balance Transfers:
0% for 18 months
Balance Transfer Fee:
2.99%
Purchases:
0% for 3 months
Representative APR:
24.9% APR (variable)
Credit Card Details
Barclaycard Platinum 18 Month Credit Card
- 0% interest on balance transfers for 18 months from account opening
- 2.99% balance transfer fee
- 0% interest on purchases for 3 months from opening your account
- Contactless payment technology for purchases of £30 or under
- Online account management
- Annual Fee: £0
Application Criteria
Barclaycard Platinum 18 Month Credit Card
- You have a permanent UK address
- You have a regular income of more than £17,500 pa
- You have an average credit rating
- You have no history of bankruptcy or late payments
- You are aged 21 or over
Representative Example: 24.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 24.9% p.a. (variable)
0% Credit Card Offers
Balance Transfers:
0% for 18 months
Balance Transfer Fee:
3%
Purchases:
0% for 9 months
Representative APR:
27.9% APR (variable)
Credit Card Details
Bank of Scotland Classic Credit Card
- 0% for 18 months from account opening on balance transfers made within first 90 days
- 3% balance transfer fee
- 0% for 9 months from account opening on purchases
- Cover against online fraud when purchasing on the Internet
- Manage your card online using Internet Banking and Mobile Banking
- Annual Fee: £0
Application Criteria
Bank of Scotland Classic Credit Card
- You are a UK resident
- You have a regular income
- You do not have any Count Court Judgements against you
- You are aged 18 or over
Representative Example: 27.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 27.95% p.a. (variable)
0% Credit Cards with 15 Months on Balance Transfers
0% Credit Card Offers
Balance Transfers:
0% for 15 months
Balance Transfer Fee:
0.85%
Purchases:
0% for 15 months
Representative APR:
19.9% APR (variable)
Credit Card Details
Tesco 15 Month All Round Credit Card
- 0% interest on balance transfers for 15 month from account opening
- 0.85% balance transfer fee during first month
- 0% on purchases for 15 month from account opening
- Earn Clubcard points wherever you use your card, plus your usual points in Tesco. Terms apply
- Online account management
- Annual Fee: £0
Application Criteria
Tesco 15 Month All Round Credit Card
- You have an annnual income of at least £5,000
- You are at least 18 years of age
- You have a good credit history
- You live in the UK, or have a British Forces Post Office address
- You do not currently hold more than 1 Tesco Bank Credit Card
- You have not applied for a Tesco Bank Credit Card in the last month or have an application currently in progress
Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.9% p.a. (variable)
0% Credit Cards with 12 Months on Balance Transfers
0% Credit Card Offers
Balance Transfers:
0% for 12 months
Balance Transfer Fee:
0%
Purchases:
0% for 12 months
Representative APR:
17.9% APR (variable)
Credit Card Details
Nationwide Credit Card just for Nationwide members*
- 0% on balance transfers for 12 months from account opening
- 0% balance transfer fee within first 3 months, 2.4% fee applies after, minimum £5
- 0% on purchases for 12 months from account opening
- Commission free allowance on purchases abroad (subject to terms)
- Manage account online
- Annual Fee: £0
Application Criteria
Nationwide Credit Card just for Nationwide members*
- Nationwide credit cards are just for members. You are a member when you have a current account, mortgage or savings account with Nationwide
- You have been living in the UK for the last 12 months
- You have a gross income each year of more than £5000
- You have a good credit history
- You are aged 18 or over
Nationwide credit cards are just for members. You are a member when you have a current account, mortgage or savings account with Nationwide
Representative Example: 17.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 17.9% p.a. (variable)
0% Credit Card Offers
Balance Transfers:
0% for 12 months
Balance Transfer Fee:
0%
Purchases:
0% for 12 months
Representative APR:
15.9% APR (variable)
Credit Card Details
Nationwide Select Credit Card just for Nationwide members*
- 0% on balance transfers for 12 months from account opening
- 0% balance transfer fee within first 3 months, 2.4% fee applies after, minimum £5
- 0% on purchases for 12 months from account opening
- Unlimited commission free purchases abroad
- Manage account online
- Annual Fee: £0
Application Criteria
Nationwide Select Credit Card just for Nationwide members*
- Nationwide credit cards are just for members. You are a member when you have a current account, mortgage or savings account with Nationwide
- Nationwide Select Credit Card is only available to members who hold their main current account with Nationwide
- You have been living in the UK for the last 12 months
- You have a gross income each year of more than £5000
- You have a good credit history
- You are aged 18 or over
Nationwide Select Credit Card is only available to members who hold their main current account with Nationwide
Representative Example: 15.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 15.9% p.a. (variable)
0% Credit Card Offers
Balance Transfers:
0% for 12 months
Balance Transfer Fee:
3%
Purchases:
None
Representative APR:
19.9% APR (variable)
Credit Card Details
Asda Cashback Credit Card*
- 0% on balance transfers for 12 months
- 3% balance transfer fee, minimum £3
- 0% for 6 months on purchases of £200 or more at George.com
- 1% cashback on your Asda shopping online and instore
- 1% cashback at Asda Living, Asda petrol stations and George.com
- 0.2% cashback everywhere else
- Annual Fee: £0
Application Criteria
Asda Cashback Credit Card*
- You have a permanent UK address
- You have a UK bank or building society account
- You are able to provide at least one telephone number
- You have a regular source of income
- You are aged 18 or over
Unlimited cashback vouchers - 1% at Asda plus 0.2% everywhere else
Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.9% p.a. (variable)
0% Credit Card Offers
Balance Transfers:
0% for 12 months
Balance Transfer Fee:
0%
Purchases:
0% for 12 months
Representative APR:
19.9% APR (variable)
Credit Card Details
Tesco 12 Month All Round Credit Card
- 0% interest on balance transfers for 12 month from account opening
- 0% balance transfer fee
- 0% on purchases for 12 months from account opening
- Earn Clubcard points wherever you use your card, plus your usual points in Tesco. Terms apply
- Online account management
- Annual Fee: £0
Application Criteria
Tesco 12 Month All Round Credit Card
- You have an annnual income of at least £5,000
- You are at least 18 years of age
- You have a good credit history
- You live in the UK, or have a British Forces Post Office address
- You do not currently hold more than 1 Tesco Bank Credit Card
- You have not applied for a Tesco Bank Credit Card in the last month or have an application currently in progress
Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.9% p.a. (variable)
0% Credit Card Offers
Balance Transfers:
0% for 12 Months
Balance Transfer Fee:
2%
Purchases:
0% for 12 Months
Representative APR:
21.9% APR (variable)
Credit Card Details
Virgin Money Travel Credit Card
- 0% for 12 months on balance transfers from date your account is opened
- 2% balance transfer fee in first 60 days, 5% fee applies after 60 days
- 0% for 12 months on purchases from date your account is opened
- Discounts on Virgin holidays, Virgin media and Virgin trains
- Contactless payment technology for purchases of £30 or under
- Choice of card designs
- Annual fee for card: None
Application Criteria
Virgin Money Travel Credit Card
- You have a permanent UK address
- You have a bank or building society account
- You have a good credit rating
- You are aged 18 or over
Representative Example: 21.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 21.9% p.a. (variable)
0% Credit Card Offers
Balance Transfers:
0% for 12 months
Balance Transfer Fee:
2.9%
Purchases:
0% for 3 months
Representative APR:
24.9% APR (variable)
Credit Card Details
Capital One Credit Card
- 0% on balance transfers for 12 months
- 2.9% balance transfer fee
- 0% on purchases for 3 months
- Credit limit up to £6,000
- Online account management
- Annual Fee: £0
Application Criteria
Capital One Credit Card
- You are a UK resident
- You have had credit cards in the past
- You are a home owner
- You have an income of more than £20,000 per year
- You are aged 18 or over
Representative Example: 24.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 24.93% p.a. (variable)
0% Credit Card Offers
Balance Transfers:
0% for 12 months
Balance Transfer Fee:
2.99%
Purchases:
None
Representative APR:
21.9% APR (variable)
Credit Card Details
Laura Ashley Credit Card
- 0% p.a. for 12 months on balance transfers
- 2.99% balance transfer fee
- This card has no purchases offer
- Get rewarded with privilege points every time you shop with your card
- 500 bonus points on your first card purchase
- Invitation to exclusive discount and bonus points events
- Annual Fee: £0
Application Criteria
Laura Ashley Credit Card
- You have a permanent UK address
- You have lived in the UK for last 12 months
- You have a current UK bank account
- You have a good credit history
- You are aged 18 or over
Representative Example: 21.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 21.9% p.a. (variable)
0% Credit Card Offers
Balance Transfers:
0% for 12 months
Balance Transfer Fee:
3%
Purchases:
0% for 26 months
Representative APR:
18.9% APR (variable)
Credit Card Details
Clydesdale Bank Gold Credit Card
- 0% interest on balance transfers for 12 months from account opening
- 3% balance transfer fee, minimum £3
- 0% interest on purchases for 26 months from account opening
- Contactless payment technology for purchases up to £30
- Online account management
- Annual Fee: £0
Application Criteria
Representative Example: 18.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 18.9% p.a. (variable)
0% Credit Card Offers
Balance Transfers:
0% for 12 months
Balance Transfer Fee:
3%
Purchases:
0% for 26 months
Representative APR:
18.9% APR (variable)
Credit Card Details
Yorkshire Bank Gold Credit Card
- 0% interest on balance transfers for 12 months from account opening
- 3% balance transfer fee, minimum £3
- 0% interest on purchases for 26 months from account opening
- Contactless payment technology for purchases up to £30
- Online account management
- Annual Fee: £0
Application Criteria
Representative Example: 18.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 18.9% p.a. (variable)
0% Credit Card Offers
Balance Transfers:
0% for 12 months
Balance Transfer Fee:
3%
Purchases:
None
Representative APR:
18.9% APR (variable)
Credit Card Details
IHG Rewards Club Credit Card
- 0% interest for 12 months on balances transfered within 3 months of account opening
- 3% balance transfer fee, minimum £3
- This card has no purchases offer
- 10,000 IHG Reward Club bonus points when you spend £200 within 3 months of account opening
- Earn IHG Reward Club points on spend in the UK and abroad
- Gold Elite status when you open your account
- Annual Fee: £0
Application Criteria
IHG Rewards Club Credit Card
- You are a permanent resident of the UK
- You do not have County Court Judgements, be bankrupt or otherwise insolvent
- You have a UK bank or building society account
- You are aged 18 or over
Representative Example: 18.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 18.9% p.a. (variable)
0% Credit Card Offers
Balance Transfers:
0% for 12 months
Balance Transfer Fee:
3%
Purchases:
None
Representative APR:
41.5% APR (variable)
Credit Card Details
IHG Rewards Club Premium Credit Card
- 0% interest for 12 months on balances transfered within 3 months of account opening
- 3% balance transfer fee, minimum £3
- This card has no purchases offer
- 20,000 IHG Reward Club bonus points when you spend £200 within 3 months of account opening
- Earn IHG Reward Club points on spend in the UK and abroad
- Platinum Elite status when you open your account
- Annual Fee: £99
Application Criteria
IHG Rewards Club Premium Credit Card
- You are a permanent resident of the UK
- You do not have County Court Judgements, be bankrupt or otherwise insolvent
- You have a UK bank or building society account
- You are aged 18 or over
Representative Example: 41.5% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 18.9% p.a. (variable) with an annual fee payable of £99
0% Credit Card Offers
Balance Transfers:
0% for 12 months
Balance Transfer Fee:
5%
Purchases:
None
Representative APR:
24.9% APR (variable)
Credit Card Details
Debenhams Credit Card
- 0% p.a. on balance transfers for 12 months
- 5% balance transfer fee
- This card has no purchases offer
- Eran Debenhams points wherever you shop
- 500 Bonus Points in your first statement
- 10% off in Debenhams cafes and restaurants
- Annual Fee: £0
Application Criteria
Debenhams Credit Card
- You have a permanent UK address
- You have lived in the UK for last 12 months
- You have a current UK bank account
- You have a good credit history
- You are aged 18 or over
Representative Example: 24.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 24.94% p.a. (variable)
0% Credit Card Offers
Balance Transfers:
0% for 12 months
Balance Transfer Fee:
5%
Purchases:
0% for 3 months
Representative APR:
18.9% APR (variable)
Credit Card Details
Creation 12 Month Balance Transfer Credit Card
- 0% on balance transfers for 12 months for balances transferred within 90 days
- 5% balance transfer fee, minimum £5
- 0% for 3 months on all purchases made within 90 days from account opening
- Online account management
- Regular offers and discounts from top brands
- Annual Fee: £0
Application Criteria
Creation 12 Month Balance Transfer Credit Card
- You are a permanent resident of the UK
- You have a regular source of income
- You have a UK bank or building society account
- You are able to provide at least one landline telephone number and a valid email
- You are aged 18 or over
Representative Example: 18.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 18.9% p.a. (variable)
0% Credit Cards with 9 Months on Balance Transfers
0% Credit Card Offers
Balance Transfers:
0% for up to 9 months
Balance Transfer Fee:
2.98%
Purchases:
0% for 3 months
Representative APR:
17.9% APR (variable)
Credit Card Details
Queens Affinity Credit Card
- 0% on balance transfers for up to 9 months from account opening
- 2.98% balance transfer fee
- 0% on purchases for 3 months from account opening
- Donation made to Queens University for every card purchase
- Up to 3 additional cardholders free of charge
- 24 hour customer service
- Annual Fee: £0
Application Criteria
Queens Affinity Credit Card
- You are a Northern Ireland resident or Bank Of Ireland (UK) customer
- You have a good credit history
- You are aged 18 or over
Representative Example: 17.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 17.9% p.a. (variable)
0% Credit Card Offers
Balance Transfers:
0% for 9 months
Balance Transfer Fee:
3%
Purchases:
0% for 3 months
Representative APR:
17.9% APR (variable)
Credit Card Details
Maximiles Credit Card
- 0% for 9 months on balance transfers made within 90 days of account opening
- 3% balance transfer fee, minimum £5
- 0% for 3 months on purchases made within 90 days of account opening
- Earn 1 Maximiles point for every £1 spent on the card
- 5000 bonus points when you make first card purchase
- Online account management
- Annual Fee: £0
Application Criteria
Maximiles Credit Card
- You are a permanent resident of the UK
- You have a regular source of income through employment
- You have a UK bank or building society account
- You are able to provide at least one landline telephone number and a valid email
- You are aged 18 or over
Representative Example: 17.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 17.9% p.a. (variable)