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0% Credit Cards with 18 Months on Balance Transfers

0% Credit Card Offers

Balance Transfers:
0% for 18 months
Balance Transfer Fee:
0%
Purchases:
0% for 3 months
Representative APR:
21.9% APR (variable)
More Information

Credit Card Details

Ulster Bank Balance Transfer
  • 0% on balance transfers for 18 months from account opening
  • 0% balance transfer fee
  • 0% on purchases for first 3 months from account opening
  • Lock and unlock your credit card in app
  • Manage your card 24/7 online and by telephone banking
  • Annual Fee: None
More Information

Application Criteria

Ulster Bank Balance Transfer
  • You are a Ulster Bank customer
  • You are a UK resident
  • You are earning at least £10,000 per year
  • You are aged 18 or over
More Information
Only available to customers who have a current account, savings account, credit card or mortgage with Ulster Bank
Representative Example: 21.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 21.9% p.a. (variable)

0% Credit Card Offers

Balance Transfers:
0% for up to 18 months
Balance Transfer Fee:
0%
Purchases:
0% for first 3 months
Representative APR:
21.9% APR (variable)
More Information

Credit Card Details

Sainsbury’s Low Fee Balance Transfer
  • 0% interest on balance transfers for up to 18 months
  • Balance Transfer fee of 0% or 0.5% applies to transfers made within first three months, depending on your individual circumstances
  • 0% interest on purchases for first 3 months
  • Collect 2 Nectar points per £1 spent on Sainsbury's shopping and fuel
  • Collect 1 Nectar point for every £5 spent on your card elsewhere
  • Online account management
  • Annual Fee: None
More Information

Application Criteria

Sainsbury’s Low Fee Balance Transfer
  • You have a permanent UK address
  • You have not been declined for credit in the last month
  • You do not have a history of bad credit
  • You are aged 18 or over
More Information
Representative Example: 21.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 21.95% p.a. (variable)

0% Credit Card Offers

Balance Transfers:
0% for 18 months
Balance Transfer Fee:
0%
Purchases:
0% for 3 months
Representative APR:
20.9% APR (variable)
More Information

Credit Card Details

Santander Everyday Credit Card
  • 0% on balance transfers for 18 months from account opening
  • 0% balance transfer fee
  • 0% on purchases for 3 months from account opening
  • Cashback through Retailer Offers
  • Online account management
  • Annual Fee: None
More Information

Application Criteria

Santander Everyday Credit Card
  • You are a permanent UK resident
  • You have a good credit history with no history of bad credit
  • You have an income of £7,500 per year or more
  • You are 18 years of age or over
More Information
Representative Example: 20.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 20.9% p.a. (variable)

0% Credit Card Offers

Balance Transfers:
0% for 18 months
Balance Transfer Fee:
0%
Purchases:
0% for 18 months
Representative APR:
49.8% APR (variable)
More Information

Credit Card Details

Santander World Elite
  • 0% for 18 months on balance transfers from date of account opening
  • 0% balance transfer fee
  • 0% for 18 months on purchases from date of account opening
  • 0.5% on all purchases up to a maximum monthly spend of £3,000
  • Unlimited airport lounge access
  • Access to over 1 million Wi-Fi hotspots
  • Monthly Fee: £15
More Information

Application Criteria

Santander World Elite
  • You are a Santander Select or Private customer
  • You have a good credit history with no history of bad credit
  • You have an income of £7,500 per year or more
  • You are aged 18 or over
More Information
Representative Example: 49.8% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 18.9% p.a. (variable) with a monthly fee payable of £15

0% Credit Card Offers

Balance Transfers:
0% for 18 months
Balance Transfer Fee:
1.4%
Purchases:
0% for 9 months
Representative APR:
18.9% APR (variable)
More Information

Credit Card Details

HSBC Premier Credit Card
  • 0% interest for 18 months on balance transfers made within 60 days of account opening
  • 1.4% balance transfer fee (minimum £5)
  • 0% on purchases for 9 months from account opening
  • At the end of 0% offer period, balance transfers and purchases will revert to standard variable rate
  • Travel benefits
  • Online account management
  • Annual Fee: None
More Information

Application Criteria

HSBC Premier Credit Card
  • You are an HSBC premier customer
  • You are a UK resident, including Isle of Man and Channel Islands
  • You are aged 18 or over
More Information
ONLY available to HSBC premier bank account customers
Representative Example: 18.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 18.9% p.a. (variable)
Credit is subject to status

0% Credit Card Offers

Balance Transfers:
0% for 18 months
Balance Transfer Fee:
1.5%
Purchases:
0% for 3 months
Representative APR:
19.9% APR (variable)
More Information

Credit Card Details

Nationwide Member Credit Card
  • 0% on balance transfers for 18 months if made within 90 days of account opening
  • 1.5% balance transfer fee within first 90 days, after that 2.4% fee applies, minimum £5
  • 0% on purchases for 3 months from date you open your account
  • Unlimited commission-free purchases abroad
  • Manage account online
  • Annual Fee: None
More Information

Application Criteria

Nationwide Member Credit Card
  • Must be a Member of Nationwide. This means you already have a current account, mortgage or savings account with Nationwide
  • You are a UK resident
  • You have a minimum income of £5000 per year
  • You have a good credit history
  • You are aged 18 or over
More Information
Must be a Member of Nationwide. This means you already have a current account, mortgage or savings account with Nationwide
Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.9% p.a. (variable)

0% Credit Card Offers

Balance Transfers:
0% for up to 18 months
Balance Transfer Fee:
2.9%
Purchases:
0% for up to 20 months
Representative APR:
21.9% APR (variable)
More Information

Credit Card Details

Barclaycard Platinum All Rounder
  • 0% interest on balance transfers for up to 18 months from account opening
  • 2.9% balance transfer fee applies
  • 0% interest on purchases for up to 20 months from account opening
  • Contactless payment technology for purchases of £45 or under
  • Online account management
  • Annual Fee: None
More Information

Application Criteria

Barclaycard Platinum All Rounder
  • You have a permanent UK address
  • You have a regular income of more than £20,000 pa
  • You have a good credit rating
  • You have no history of bankruptcy or late payments
  • You are aged 21 or over
More Information
Representative Example: 21.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 21.9% p.a. (variable)

0% Credit Card Offers

Balance Transfers:
0% for up to 18 months
Balance Transfer Fee:
2.9%
Purchases:
0% for up to 12 months
Representative APR:
34.9% APR (variable)
More Information

Credit Card Details

Post Office Classic Credit Card
  • 0% on balance transfers for up to 18 months
  • 2.9% balance transfer fee
  • 0% on purchases for up to 12 months
  • Credit limit up to £8,000
  • Online account management
  • Annual Fee: None
More Information

Application Criteria

Post Office Classic Credit Card
  • You are a UK resident
  • You have a bank or building society account
  • You are aged 18 or over
More Information
Representative Example: 34.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 34.9% p.a. (variable)

0% Credit Card Offers

Balance Transfers:
0% for 18 months
Balance Transfer Fee:
2.9%
Purchases:
0% for 9 months
Representative APR:
18.9% APR (variable)
More Information

Credit Card Details

Partnership Credit Card
  • 0% on balance transfers for 18 months from account opening
  • 2.9% balance transfer fee, minimum £5
  • 0% on purchases for 9 months from account opening
  • Earn points to convert into John Lewis and Waitrose vouchers
  • Every 500 points you earn is worth £5 in vouchers
  • Exclusive partnership cardholder events and special offers
  • Annual Fee: None
More Information

Application Criteria

Partnership Credit Card
  • You have a UK residential address
  • You have a good credit history
  • You have a household income of more than £6,750 a year
  • You are aged 18 or over
More Information
Representative Example: 18.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 18.9% p.a. (variable)

0% Credit Card Offers

Balance Transfers:
0% for up to 18 months
Balance Transfer Fee:
2.99%
Purchases:
0% for up to 21 months
Representative APR:
21.9% APR (variable)
More Information

Credit Card Details

Lloyds Purchase And Balance Transfer
  • 0% for up to 17 months on balances transferred in the first 90 days
  • 2.99% balance transfer fee in first 90 days, 5% fee applies after 90 days of account opening
  • 0% interest for up to17 months from account opening on purchases
  • Lloyds Clicksafe and Internet fraud protection
  • Online card servicing
  • Annual Fee: None
More Information

Application Criteria

Lloyds Purchase And Balance Transfer
  • You are a UK resident
  • You have a regular income
  • You have a good credit history free from any county court judgements
  • You are aged 18 or over
More Information
Representative Example: 21.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 21.94% p.a. (variable)
0% Credit Cards with 17 Months on Balance Transfers

0% Credit Card Offers

Balance Transfers:
0% for up to 17 months
Balance Transfer Fee:
2.99%
Purchases:
0% for up to 17 months
Representative APR:
19.9% APR (variable)
More Information

Credit Card Details

Bank Of Scotland Purchase And Balance Transfer
  • 0% interest for first 17 months from account opening on balance transfers made within first 90 days
  • 2.99% balance transfer fee in first 90 days, 5% fee applies after 90 days of account opening
  • 0% interest for 17 months from account opening on purchases
  • Cover against online fraud when purchasing on the Internet
  • Online account management
  • Annual Fee: None
More Information

Application Criteria

Bank Of Scotland Purchase And Balance Transfer
  • You are a UK resident
  • You have a regular income
  • You are aged 18 or over
More Information
Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.95% p.a. (variable)

0% Credit Card Offers

Balance Transfers:
0% for up to 17 months
Balance Transfer Fee:
2.99%
Purchases:
0% for up to 17 months
Representative APR:
19.9% APR (variable)
More Information

Credit Card Details

Halifax Purchase And Balance Transfer
  • 0% for up to 17 months from account opening on balance transfers within the first 90 days
  • 2.99% balance transfer fee in first 90 days, 5% fee applies after 90 days of account opening
  • 0% for up to 17 months from account opening on purchases
  • Cover against online fraud when purchasing on the Internet
  • Online account management
  • Annual Fee: None
More Information

Application Criteria

Halifax Purchase And Balance Transfer
  • You are a UK resident
  • You have a regular income
  • You do not have any Count Court Judgements against you
  • You are aged 18 or over
More Information
Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.95% p.a. (variable)

0% Credit Card Offers

Balance Transfers:
0% for up to17 months
Balance Transfer Fee:
3%
Purchases:
0% for up to17 months
Representative APR:
20.9% APR (variable)
More Information

Credit Card Details

Sainsbury’s Nectar
  • 0% interest on balance transfers for up to 17 months
  • 3% balance transfer fee, minimum £3
  • 0% interest on purchases for up to 17 months from account opening
  • Collect 2 Nectar points per £1 spent on Sainsbury's shopping and fuel
  • Collect 1 Nectar point for every £5 spent on your card elsewhere
  • Online account management
  • Annual Fee: None
More Information

Application Criteria

Sainsbury’s Nectar
  • You have a permanent UK address
  • You have not been declined for credit in the last month
  • You do not have a history of bad credit
  • You are aged 18 or over
More Information
To apply for a credit card you must be a Nectar member and should have been one for at least 6 months
Representative Example: 20.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 20.95% p.a. (variable)
0% Credit Cards with 16 Months on Balance Transfers

0% Credit Card Offers

Balance Transfers:
0% for 16 months
Balance Transfer Fee:
3%
Purchases:
0% for 3 months
Representative APR:
27.9% APR (variable)
More Information

Credit Card Details

Virgin Money 16 Month Balance Transfer
  • 0% on balance transfers for 16 months from the date your account is opened
  • 3% balance transfer fee in first 60 days, 5% fee applies after 60 days
  • 0% on purchases for 3 months from the date your account is opened
  • Discounts on Virgin holidays, Virgin trains and Virgin experience days
  • Contactless payments to quickly and securely pay for purchases under £45
  • Online card servicing
  • Annual Fee: None
More Information

Application Criteria

Virgin Money 16 Month Balance Transfer
  • You are a UK resident
  • You have a bank or building society account
  • You have a good credit history
  • You are aged 18 or over
More Information
Representative Example: 27.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 27.9% p.a. (variable)
0% Credit Cards with 15 Months on Balance Transfers

0% Credit Card Offers

Balance Transfers:
0% for 15 months
Balance Transfer Fee:
0%
Purchases:
0% for 6 months
Representative APR:
21.9% APR (variable)
More Information

Credit Card Details

Barclaycard 15 Month Platinum
  • 0% interest on balance transfers for up to 15 months from account opening
  • 0% balance transfer fee applies
  • 0% interest on purchases for up to 6 months from account opening
  • Contactless payment technology for purchases of £45 or under
  • Online account management
  • Annual Fee: None
More Information

Application Criteria

Barclaycard 15 Month Platinum
  • You have a permanent UK address
  • You have a regular income of more than £20,000 pa
  • You have a good credit rating
  • You have no history of bankruptcy or late payments
  • You are aged 21 or over
More Information
Representative Example: 21.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 21.9% p.a. (variable)