0% Credit Cards for Balance Transfers
Displayed below is every UK credit card currently available online that has a 0% introductory offer on balance transfers.
0% Credit Card Expert may receive commissions from some of the credit card companies that we refer users to. How this site works.
0% Credit Cards for Purchases
Displayed below is every UK credit card currently available online that has a 0% introductory offer on purchases.
0% Credit Card Expert may receive commissions from some of the credit card companies that we refer users to. How this site works.
- 0% interest on balance transfers for up to 28 months from account opening
- 3.45% balance transfer fee applies
- No offer on purchases for this card
- Contactless payment technology for purchases of £100 or under
- Online account management
- Annual Fee: None
- You have a permanent UK address
- You have a regular income of more than £20,000 pa
- You have a good credit rating
- You have no history of bankruptcy or late payments
- You are aged 21 or over
- 0% on balance transfers for 27 months from the date your account is opened
- 3.25% balance transfer fee in first 60 days, 5% fee applies after 60 days
- 0% on purchases for 3 months from the date your account is opened
- Discounts on Virgin holidays, Virgin trains and Virgin experience days
- Contactless payments to quickly and securely pay for purchases under £100
- Online card servicing
- Annual Fee: None
- You are a UK resident
- You have a bank or building society account
- You have a good credit history
- You are aged 18 or over
- 0% interest for 27 months on balance transfers
- 3.49% balance transfer fee for the first 60 days and 5% fee thereafter
- No purchases offer with this card
- Contactless payments to quickly and securely pay for purchases under £100
- Online card servicing
- Annual Fee: None
- You are a UK resident
- You have a minimum annual income of £14,000
- You have had a permanent UK address for 3 years or more
- You are aged 18 or over
- 0% for up to 26 months on balance transfers made within 90 days of account opening
- 3.49% balance transfer fee, minimum £5
- 0% on purchases for 3 months from account opening
- Collect M&S points every time you shop anywhere in the world with your card
- One point for every £1 you spend in M&S and one point for every £5 you spend elsewhere
- Manage account online
- Annual Fee: None
- You are a UK resident
- You have an annual income or pension of at least £6,800
- You are aged 18 or over
- You have not held a credit card with M&S Bank within the previous 12 months
- 0% intertest for 26 months on balance transfers from account opening
- 3% balance transfer fee, minimum £5
- 0% interest for 3 months on purchases from account opening
- Cashback through Retailer Offers
- Online account management
- Annual Fee: None
- You are a permanent resident of the UK
- You have a good credit history with no history of bad credit
- You have an income of £10,500 per year or more
- You are at least 18 years of age
- 0% for up to 25 months from account opening on balance transfers made in first 90 days
- 3.49% balance transfer fee in first 90 days of account opening, 5% fee applies after 90 days
- 0% for up to 6 months from account opening on purchases
- Cover against online fraud when purchasing on the Internet
- Online account management
- Annual Fee: None
- You are a UK resident
- You have a regular income
- You do not have any Count Court Judgements against you
- You are aged 18 or over
- 0% for up to 25 months on balances transferred in the first 90 days
- 3.49% balance transfer fee in first 90 days of account opening, 5% fee applies after 90 days
- 0% on purchases forup to 6 months from account opening
- Lloyds Clicksafe and Internet fraud protection
- Online card servicing
- Annual Fee: None
- You are a UK resident
- You have a regular income
- You have a good credit history free from any county court judgements
- You are aged 18 or over
- 0% interest for up to 24 months on balance transfers made within first 60 days of account opening
- 3.49% balance transfer fee applies (minimum £5)
- 0% interest on purchases for 3 months from account opening
- At end of promotional period, balance transfers and purchases will revert to standard variable rate
- Worldwide offers and discounts with HSBC home&Away
- Manage your card online
- Annual Fee: None
- You have an annual income or pension before tax of £6,800 or more
- You are a UK resident
- You are aged 18 or over
- You do not hold an HSBC Basic bank account
- 0% interest for 24 months for balance transfers made within 60 days
- 3% balance transfer fee, minimum £5
- 0% interest on purchases for 4 months from account opening
- All successful applicants will receive this exact rate and offer
- Online account management
- Annual Fee: None
- Only available to customers who have held a Co-operative Bank or smile current account for 1 month or more
- You are a UK resident
- You have annual income of £10,000 or more
- You are aged 18 or over
- 0% interest for 24 months on balance transfers made within the first 90 days of opening your account
- 2.75% balance transfer fee in first 90 days, 3.99% fee after 90 days
- No purchases offer with this card
- Earn Clubcard points wherever you use your card, plus your usual points in Tesco. Terms apply
- You can transfer up to 95% of your available credit limit
- Apply online and get a decision within 60 seconds
- Annual Fee: None
- You have an annual income of at least £5,000
- You are at least 18 years of age
- You have a good credit history
- You live in the UK, or have a British Forces Post Office address
- You don't currently hold more than 1 Tesco Bank Credit Card
- You have not applied for a Tesco Bank Credit Card in the last month or have an application currently in progress