Comparing UK 0% credit cards online since 20020% Credit Cards with 24 Months on Balance Transfers
0% Credit Card Offers
Balance Transfers:
0% for up to 24 months
Balance Transfer Fee:
1.5%
Purchases:
0% for 12 months
Representative APR:
19.9% APR (variable)
Credit Card Details
Lloyds Platinum 24 Month Credit Card
- 0% for up to 24 months from account opening on balance transfers
- 1.5% fee applies (after refund) on balance transfers made in first 90 days, 3% fee applies after first 90 days
- 0% for 12 months from account opening on purchases
- Lloyds Bank Clicksafe and Internet fraud protection
- Online servicing with Internet Banking
- Annual Fee: £0
Application Criteria
Lloyds Platinum 24 Month Credit Card
- You are a UK resident
- You have had a permanent UK address for 3 years or more
- You have a good credit rating/history
- You are aged 18 or over
Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.94% p.a. (variable)
APR and Promotional periods may vary depending on your personal circumstances
0% Credit Card Offers
Balance Transfers:
0% for 24 months
Balance Transfer Fee:
2.49%
Purchases:
0% for 24 months
Representative APR:
19.9% APR (variable)
Credit Card Details
Bank of Ireland (UK) MasterCard Matched Credit Card
- 0% on balance transfers for 24 months from account opening
- 2.49% balance transfer fee
- 0% on purchases for 24 months from account opening
- Up to 3 additional cardholders free of charge
- Contactless payments
- Annual Fee: £0
Application Criteria
Bank of Ireland (UK) MasterCard Matched Credit Card
- You are a Northern Ireland resident or Bank Of Ireland (UK) customer
- You have a good credit history
- You are aged 18 or over
Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.9% p.a. (variable)
0% Credit Card Offers
Balance Transfers:
0% for 24 months
Balance Transfer Fee:
3.45%
Purchases:
None
Representative APR:
19.9% APR (variable)
Credit Card Details
MBNA Money Transfer Credit Card
- 0% on balance transfers for up to 24 months from date your account opened
- 3.45% balance transfer fee within first 60 days, 5% fee after 60 days
- This card has no purchases offer
- Contactless payments to quickly and securely pay for purchases under £30
- Online account management
- Annual Fee: £0
Application Criteria
MBNA Money Transfer Credit Card
- You are a UK resident
- You have had a permanent UK address for 3 years or more
- You have a good credit rating/history
- You are aged 18 or over
Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.9% p.a. (variable)
0% Credit Cards with 23 Months on Balance Transfers
0% Credit Card Offers
Balance Transfers:
0% for 23 months
Balance Transfer Fee:
2.9%
Purchases:
0% for 23 months
Representative APR:
21.9% APR (variable)
Credit Card Details
Virgin Money 23 Month All Round Credit Card
- 0% for 23 months on balance transfers from account opening
- 2.9% balance transfer fee in first 60 days, 5% fee applies after 60 days
- 0% for 23 months on purchases from account opening
- Discounts on Virgin holidays, Virgin media and Virgin trains
- Contactless payment technology for purchases of £30 or under
- Choice of card designs
- Annual fee for card: None
Application Criteria
Virgin Money 23 Month All Round Credit Card
- You have a permanent UK address
- You have a bank or building society account
- You have a good credit rating
- You are aged 18 or over
Representative Example: 21.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 21.9% p.a. (variable)
0% Credit Cards with 22 Months on Balance Transfers
0% Credit Card Offers
Balance Transfers:
0% for up to 22 months
Balance Transfer Fee:
0%
Purchases:
0% for 3 months
Representative APR:
19.9% APR (variable)
Credit Card Details
Sainsbury’s No Balance Transfer Fee Credit Card
- 0% interest on balance transfers for up to 22 months
- 3% balance transfer fee charged initially, then fully refunded for transfers within first 3 months
- 0% interest on purchases for first 3 months
- Collect 2 Nectar points per £1 spent on Sainsbury's shopping and fuel
- Collect 1 Nectar point for every £5 spent on your card elsewhere
- Online account management
- Annual Fee: £0
Application Criteria
Sainsbury’s No Balance Transfer Fee Credit Card
- You have a permanent UK address
- You have not been declined for credit in the last month
- You do not have a history of bad credit
- You are aged 18 or over
Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.95% p.a. (variable)
0% Credit Cards with 20 Months on Balance Transfers
0% Credit Card Offers
Balance Transfers:
0% for 20 months
Balance Transfer Fee:
2.9%
Purchases:
0% for 20 months
Representative APR:
19.9% APR (variable)
Credit Card Details
M&S Shopping Plus Credit Card*
- 0% for 20 months on balance transfers made within 90 days of account opening
- 2.9% balance transfer fee, minimum £5
- 0% on purchases for 20 months from account opening
- Collect M&S points every time you shop anywhere in the world with your card
- Preferential rates when you use your card to order M&S Travel Money
- Manage account online
- Annual Fee: £0
Application Criteria
M&S Shopping Plus Credit Card*
- You are a UK resident
- You have a UK bank or building society account
- You are aged 18 or over
- You have not held a credit card with M&S Bank within previous 12 months
Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.9% p.a. (variable)
0% Credit Card Offers
Balance Transfers:
0% for 20 months
Balance Transfer Fee:
0%
Purchases:
0% for 6 Months
Representative APR:
19.9% APR (variable)
Credit Card Details
Barclaycard Platinum 20 Month Credit Card
- 0% interest on balance transfers for 20 months from account opening
- Fee of 2% will be applied, then reduced to 0% by a refund, (terms apply)
- 0% interest on purchases for 6 months from account opening
- Contactless payment technology for purchases of £30 or under
- Online account servicing
- Annual Fee: £0
Application Criteria
Barclaycard Platinum 20 Month Credit Card
- You have a permanent UK address
- You have a regular income of more than £20,000 pa
- You have a good credit rating
- You have no history of bankruptcy or late payments
- You are aged 21 or over
Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.9% p.a. (variable)
0% Credit Card Offers
Balance Transfers:
0% for up to 20 months
Balance Transfer Fee:
0%
Purchases:
0% for 6 months
Representative APR:
19.9% APR (variable)
Credit Card Details
Bank of Scotland 20 Month Balance Transfer
- 0% for up to 20 months from account opening on balance transfers made within first 90 days
- 0% balance transfer fee in first 90 days, 3% fee applies after 90 days
- 0% for 6 months from account opening on purchases
- Cover against online fraud when purchasing on the Internet
- Manage your card online using Internet Banking and Mobile Banking
- Annual Fee: £0
Application Criteria
Bank of Scotland 20 Month Balance Transfer
- You are a UK resident
- You have a regular income
- You are aged 18 or over
Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.95% p.a. (variable)
The APR and length of the promotional offer are dependent on your personal circumstances
0% Credit Card Offers
Balance Transfers:
0% for up to 20 months
Balance Transfer Fee:
0%
Purchases:
0% for 6 months
Representative APR:
19.9% APR (variable)
Credit Card Details
Halifax 20 Month No Fee Credit Card
- 0% for up to 20 months from account opening on balance transfers within first 90 days
- 0% balance transfer fee in first 90 days, 3% fee applies after 90 days
- 0% for 6 months from account opening on purchases
- Cover against online fraud when purchasing on the Internet
- Manage your card online using Online Banking and Mobile Banking
- Annual Fee: £0
Application Criteria
Halifax 20 Month No Fee Credit Card
- You are a UK resident
- You have a regular income
- You do not have any Count Court Judgements against you
- You are aged 18 or over
Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.95% p.a. (variable)
The APR and length of the promotional offer are dependent on your personal circumstances
0% Credit Card Offers
Balance Transfers:
0% for up to 20 months
Balance Transfer Fee:
0%
Purchases:
0% for 6 months
Representative APR:
19.9% APR (variable)
Credit Card Details
Lloyds Platinum 20 Month Balance Transfer
- 0% for up to 20 months on balances transferred in the first 90 days
- 0% balance transfer fee in first 90 days, 3% fee after 90 days
- 0% on purchases for 6 months from account opening
- Lloyds Bank Clicksafe and Internet fraud protection
- Online servicing with Internet Banking
- Annual Fee: £0
Application Criteria
Lloyds Platinum 20 Month Balance Transfer
- You are a UK resident
- You have a regular income
- You are free from any county court judgements
- You are aged 18 or over
Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.94% p.a. (variable)
The APR and length of the promotional offer are dependent on your personal circumstances
0% Credit Card Offers
Balance Transfers:
0% interest for up to 20 months
Balance Transfer Fee:
0%
Purchases:
No offer
Representative APR:
19.9% APR (variable)
Credit Card Details
Tesco Clubcard Credit Card with No Balance Transfer Fee
- 0% interest for up to 20 months on balance transfers made within the first 90 days of opening your account
- 0% balance transfer fee
- No introductory offer on purchases
- Earn Clubcard points wherever you use your card, plus your usual points in Tesco. Terms apply
- Apply online and get a decision within 60 seconds
- Online account management
- Annual Fee: £0
Application Criteria
Tesco Clubcard Credit Card with No Balance Transfer Fee
- You have an annnual income of at least £5,000
- You are at least 18 years of age
- You have a good credit history
- You live in the UK, or have a British Forces Post Office address
- You do not currently hold more than 1 Tesco Bank Credit Card
- You have not applied for a Tesco Bank Credit Card in the last month or have an application currently in progress
No balance transfer fee
Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.9% p.a. (variable)
0% Credit Card Offers
Balance Transfers:
0% for up to 20 months
Balance Transfer Fee:
3%
Purchases:
0% for up to 20 months
Representative APR:
19.9% APR (variable)
Credit Card Details
Bank of Scotland 20 Month Credit Card
- 0% interest for first 20 months from account opening on balance transfers made within first 90 days
- 3% balance transfer fee
- 0% interest for 20 months from account opening on purchases
- Cover against online fraud when purchasing on the Internet
- Manage your card online using Internet Banking and Mobile Banking
- Annual Fee: £0
Application Criteria
Bank of Scotland 20 Month Credit Card
- You are a UK resident
- You have a regular income
- You are aged 18 or over
Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.95% p.a. (variable)
The APR and length of the promotional offer are dependent on your personal circumstances
0% Credit Card Offers
Balance Transfers:
0% for up to 20 months
Balance Transfer Fee:
3%
Purchases:
0% for up to 20 months
Representative APR:
19.9% APR (variable)
Credit Card Details
Halifax 20 Month Credit Card
- 0% for up to 20 months from account opening on balance transfers within the first 90 days
- 3% balance transfer fee
- 0% for up to 20 months from account opening on purchases
- Cover against online fraud when purchasing on the Internet
- Manage your card online using Online Banking and Mobile Banking
- Annual Fee: £0
Application Criteria
Halifax 20 Month Credit Card
- You are a UK resident
- You have a regular income
- You do not have any Count Court Judgements against you
- You are aged 18 or over
Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.95% p.a. (variable)
The APR and length of the promotional offer are dependent on your personal circumstances
0% Credit Card Offers
Balance Transfers:
0% for up to 20 months
Balance Transfer Fee:
3%
Purchases:
0% for up to 20 months
Representative APR:
19.9% APR (variable)
Credit Card Details
Lloyds Platinum 20 Month Credit Card
- 0% interest for up to 20 months from account opening on balance transfers
- 3% balance transfer fee
- 0% interest for up to 20 months from account opening on purchases
- Lloyds Bank ClickSafe
- Online servicing with Internet Banking
- Annual Fee: £0
Application Criteria
Lloyds Platinum 20 Month Credit Card
- You are a UK resident
- You have a regular income
- You have a good credit history free from any county court judgements
- You are aged 18 or over
Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.94% p.a. (variable)
The APR and length of the promotional offer are dependent on your personal circumstances
0% Credit Card Offers
Balance Transfers:
0% for 20 months
Balance Transfer Fee:
3%
Purchases:
0% for 3 months
Representative APR:
18.9% APR (variable)
Credit Card Details
Creation 20 Month Balance Transfer Credit Card
- 0% on balance transfers for 20 months for balances transferred within 90 days
- 3% balance transfer fee, minimum £3
- 0% for 3 months on all purchases made within 90 days from account opening
- Online account management
- Regular offers and discounts from top brands
- Annual Fee: £0
Application Criteria
Creation 20 Month Balance Transfer Credit Card
- You are a permanent resident of the UK
- You have a regular source of income
- You have a UK bank or building society account
- You are able to provide at least one landline telephone number and a valid email
- You are aged 18 or over
Representative Example: 18.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 18.9% p.a. (variable)
0% Credit Card Offers
Balance Transfers:
0% for 20 months
Balance Transfer Fee:
3%
Purchases:
0% for 20 months
Representative APR:
18.9% APR (variable)
Credit Card Details
Creation All Rounded Credit Card
- 0% on balance transfers for 20 months for balances transferred within 90 days
- 3% balance transfer fee, minimum £3
- 0% on purchases for 20 months from account opening
- Online account management
- Access to ongoing monthly offers from MasterCard and retail partners
- Annual Fee: £0
Application Criteria
Creation All Rounded Credit Card
- You are a permanent resident of the UK
- You are in full-time employment and earning a minimum household income of £20,000
- You have a UK bank or building society account
- You are able to provide at least one landline telephone number and a valid email
- You are aged 18 or over
Representative Example: 18.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 18.9% p.a. (variable)
0% Credit Cards with 18 Months on Balance Transfers
0% Credit Card Offers
Balance Transfers:
0% for 18 months
Balance Transfer Fee:
2.99%
Purchases:
0% for 18 months
Representative APR:
22.9% APR (variable)
Credit Card Details
HSBC Purchase Plus Credit Card*
- 0% interest for 18 months on balance transfers made within 60 days of account opening
- 2.99% balance transfer fee (minimum £5)
- 0% on purchases for 18 months from account opening
- At the end of 0% offer period, balance transfers and purchases will revert to standard variable rate
- home&Away rewards programme giving you instant discounts from well-known brands
- Online account management
- Annual Fee: £0
Application Criteria
HSBC Purchase Plus Credit Card*
- You have an annual income or pension before tax of £8,500 or more
- You are a UK resident, including Isle of Man and Channel Islands
- You are aged 18 or over
- You do not hold an HSBC Basic bank account
Representative Example: 22.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 22.9% p.a. (variable)
Credit is subject to status
0% Credit Card Offers
Balance Transfers:
0% for 18 months
Balance Transfer Fee:
0%
Purchases:
0% for 3 months
Representative APR:
18.9% APR (variable)
Credit Card Details
Santander Everyday Credit Card
- 0% on balance transfers for 18 months from date of account opening
- 0% balance transfer fee
- 0% on purchases for 3 months from date of account opening
- Cashback through Retailer Offers
- Online account management
- Annual Fee: £0
Application Criteria
Santander Everyday Credit Card
- You live in the UK permanently
- You have a good credit record
- You have an income of £7,500 per year or more
- You are 18 years of age or more
Representative Example: 18.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 18.9% p.a. (variable)
0% Credit Card Offers
Balance Transfers:
0% for 18 months
Balance Transfer Fee:
0%
Purchases:
0% for 18 months
Representative APR:
49.8% APR (variable)
Credit Card Details
Santander World Elite Credit Card
- 0% for 18 months on balance transfers from date of account opening
- 0% balance transfer fee
- 0% for 18 months on purchases from date of account opening
- 0.5% on all purchases up to a maximum monthly spend of £3,000
- Unlimited airport lounge access
- Access to over 1 million Wi-Fi hotspots
- Monthly Fee: £15
Application Criteria
Santander World Elite Credit Card
- You are a Santander Select or Private customer
- You have an income in excess of £7,500 per year or more
- You live in the UK permanently
- You are aged 18 or over
Representative Example: 49.8% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 18.9% p.a. (variable) with a monthly fee payable of £15
0% Credit Card Offers
Balance Transfers:
0% for 18 months
Balance Transfer Fee:
1.4%
Purchases:
0% for 9 months
Representative APR:
18.9% APR (variable)
Credit Card Details
HSBC Premier Credit Card
- 0% interest for 18 months on balance transfers made within 60 days of account opening
- 1.4% balance transfer fee (minimum £5)
- 0% on purchases for 9 months from account opening
- At the end of 0% offer period, balance transfers and purchases will revert to standard variable rate
- Travel benefits
- Online account management
- Annual Fee: £0
Application Criteria
HSBC Premier Credit Card
- You are an HSBC premier customer
- You are a UK resident, including Isle of Man and Channel Islands
- You are aged 18 or over
ONLY available to HSBC premier bank account customers
Representative Example: 18.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 18.9% p.a. (variable)
Credit is subject to status