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0% Credit Cards with 12 Months on Purchases

0% Credit Card Offers

Purchases:
0% for 12 months
Balance Transfers:
0% for up to 24 months
Balance Transfer Fee:
1.5%
Representative APR:
19.9% APR (variable)
More Information

Credit Card Details

Bank of Scotland 24 Month Credit Card
  • 0% for 12 months from account opening on purchases
  • 0% for up to 24 months from account opening on balance transfers made within first 90 days
  • 1.5% fee applies on balance transfers made in first 90 days, 3% fee applies after first 90 days
  • Cover against online fraud when purchasing on the Internet
  • Manage your card online using Internet Banking and Mobile Banking
  • Annual Fee: £0
More Information

Application Criteria

Bank of Scotland 24 Month Credit Card
  • You are a UK resident
  • You have a regular income
  • You are aged 18 or over
More Information
Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.95% p.a. (variable)
The APR and length of the promotional offer are dependent on your personal circumstances

0% Credit Card Offers

Purchases:
0% for 12 months
Balance Transfers:
0% for up to 24 months
Balance Transfer Fee:
1.5%
Representative APR:
19.9% APR (variable)
More Information

Credit Card Details

Lloyds Platinum 24 Month Credit Card
  • 0% for 12 months from account opening on purchases
  • 0% for up to 24 months from account opening on balance transfers
  • 1.5% fee applies on balance transfers made in first 90 days, 3% fee applies after first 90 days
  • Lloyds Bank Clicksafe and Internet fraud protection
  • Online servicing with Internet Banking
  • Annual Fee: £0
More Information

Application Criteria

Lloyds Platinum 24 Month Credit Card
  • You are a UK resident
  • You have had a permanent UK address for 3 years or more
  • You have a good credit rating/history
  • You are aged 18 or over
More Information
Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.94% p.a. (variable)
APR and Promotional periods may vary depending on your personal circumstances

0% Credit Card Offers

Purchases:
0% for 12 months
Balance Transfers:
0% for 12 months
Balance Transfer Fee:
0%
Representative APR:
19.9% APR (variable)
More Information

Credit Card Details

Tesco 12 Month All Round Credit Card
  • 0% on purchases for 12 months from account opening
  • 0% interest on balance transfers for 12 month from account opening
  • 0% balance transfer fee
  • Earn Clubcard points wherever you use your card, plus your usual points in Tesco. Terms apply
  • Online account management
  • Annual Fee: £0
More Information

Application Criteria

Tesco 12 Month All Round Credit Card
  • You have an annnual income of at least £5,000
  • You are at least 18 years of age
  • You have a good credit history
  • You live in the UK, or have a British Forces Post Office address
  • You do not currently hold more than 1 Tesco Bank Credit Card
  • You have not applied for a Tesco Bank Credit Card in the last month or have an application currently in progress
More Information
Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.9% p.a. (variable)

0% Credit Card Offers

Purchases:
0% for 12 Months
Balance Transfers:
0% for 12 Months
Balance Transfer Fee:
2%
Representative APR:
21.9% APR (variable)
More Information

Credit Card Details

Virgin Money Travel Credit Card
  • 0% for 12 months on purchases from date your account is opened
  • 0% for 12 months on balance transfers from date your account is opened
  • 2% balance transfer fee in first 60 days, 5% fee applies after 60 days
  • Discounts on Virgin holidays, Virgin media and Virgin trains
  • Contactless payment technology for purchases of £30 or under
  • Choice of card designs
  • Annual fee for card: None
More Information

Application Criteria

Virgin Money Travel Credit Card
  • You have a permanent UK address
  • You have a bank or building society account
  • You have a good credit rating
  • You are aged 18 or over
More Information
Representative Example: 21.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 21.9% p.a. (variable)

0% Credit Card Offers

Purchases:
0% for 12 months
Balance Transfers:
0% for 1 month
Balance Transfer Fee:
3%
Representative APR:
18.9% APR (variable)
More Information

Credit Card Details

Santander Zero Credit Card
  • 0% for 12 months on purchases from account opening
  • 0% for 1 month on balance transfers from account opening
  • 3% balance transfer fee, minimum £5
  • No foreign transaction fees when you spend abroad in the local currency
  • No cash withdrawal fee anywhere in the world
  • Annual Fee: £0
More Information

Application Criteria

Santander Zero Credit Card
  • You have a permanent UK address
  • You have a good credit history with no history of bad credit
  • You have an income of £7,500 per year or more
  • You are aged 18 or over
More Information
Representative Example: 18.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 18.9% p.a. (variable)
0% Credit Cards with 9 Months on Purchases

0% Credit Card Offers

Purchases:
0% for 9 months
Balance Transfers:
0% for 18 months
Balance Transfer Fee:
3%
Representative APR:
27.9% APR (variable)
More Information

Credit Card Details

Bank of Scotland Classic Credit Card
  • 0% for 9 months from account opening on purchases
  • 0% for 18 months from account opening on balance transfers made within first 90 days
  • 3% balance transfer fee
  • Cover against online fraud when purchasing on the Internet
  • Manage your card online using Internet Banking and Mobile Banking
  • Annual Fee: £0
More Information

Application Criteria

Bank of Scotland Classic Credit Card
  • You are a UK resident
  • You have a regular income
  • You do not have any Count Court Judgements against you
  • You are aged 18 or over
More Information
Representative Example: 27.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 27.95% p.a. (variable)

0% Credit Card Offers

Purchases:
0% for 9 months
Balance Transfers:
0% for 18 months
Balance Transfer Fee:
1.4%
Representative APR:
18.9% APR (variable)
More Information

Credit Card Details

HSBC Premier Credit Card
  • 0% on purchases for 9 months from account opening
  • 0% interest for 18 months on balance transfers made within 60 days of account opening
  • 1.4% balance transfer fee (minimum £5)
  • At the end of 0% offer period, balance transfers and purchases will revert to standard variable rate
  • Travel benefits
  • Online account management
  • Annual Fee: £0
More Information

Application Criteria

HSBC Premier Credit Card
  • You are an HSBC premier customer
  • You are a UK resident, including Isle of Man and Channel Islands
  • You are aged 18 or over
More Information
ONLY available to HSBC premier bank account customers
Representative Example: 18.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 18.9% p.a. (variable)
Credit is subject to status

0% Credit Card Offers

Purchases:
0% for 9 months
Balance Transfers:
0% for 18 months
Balance Transfer Fee:
2.9%
Representative APR:
18.9% APR (variable)
More Information

Credit Card Details

Partnership Credit Card
  • 0% on purchases for 9 months from account opening
  • 0% on balance transfers for 18 months from account opening
  • 2.9% balance transfer fee, minimum £5
  • Earn points to convert into John Lewis and Waitrose vouchers
  • Every 500 points you earn is worth £5 in vouchers
  • Exclusive partnership cardholder events and special offers
  • Annual Fee: £0
More Information

Application Criteria

Partnership Credit Card
  • You have a UK residential address
  • You have a good credit history
  • You have a household income of more than £6,750 a year
  • You are aged 18 or over
More Information
Representative Example: 18.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 18.9% p.a. (variable)
0% Credit Cards with 6 Months on Purchases

0% Credit Card Offers

Purchases:
0% for 6 months
Balance Transfers:
0% for 28 months
Balance Transfer Fee:
2.85%
Representative APR:
19.9% APR (variable)
More Information

Credit Card Details

M&S Transfer Plus Credit Card*
  • 0% on purchases for 6 months from account opening
  • 0% for 28 months on balance transfers made within 90 days of account opening
  • 2.85% balance transfer fee, minimum £5
  • Collect M&S points every time you shop anywhere in the world with your card
  • Preferential rates when you use your card to order M&S Travel Money
  • Manage account online
  • Annual Fee: £0
More Information

Application Criteria

M&S Transfer Plus Credit Card*
  • You are a UK resident
  • You have a UK bank or building society account
  • You are aged 18 or over
  • You have not held a credit card with M&S Bank within previous 12 months
More Information
Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.9% p.a. (variable)

0% Credit Card Offers

Purchases:
0% for 6 months
Balance Transfers:
0% for 6 months
Balance Transfer Fee:
2.9%
Representative APR:
19.9% APR (variable)
More Information

Credit Card Details

M&S Reward Plus Credit Card*
  • 0% on purchases for 6 months from account opening
  • 0% for 6 months on balance transfers made within 90 days of account opening
  • 2.9% balance transfer fee, minimum £5
  • Collect M&S points every time you shop anywhere in the world with your card
  • Buy M&S Travel Money with no cash advance fee
  • Manage account online
  • Annual Fee: £0
More Information

Application Criteria

M&S Reward Plus Credit Card*
  • You are a UK resident
  • You have a UK bank or building society account
  • You are aged 18 or over
  • You have not held a credit card with M&S Bank within previous 12 months
More Information
Double M&S points on all your M&S shopping for the first 12 months
Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.9% p.a. (variable)

0% Credit Card Offers

Purchases:
0% for 6 months
Balance Transfers:
0% for up to 28 months
Balance Transfer Fee:
1.75%
Representative APR:
21.9% APR (variable)
More Information

Credit Card Details

Barclaycard Platinum 28 Month Credit Card
  • 0% interest on purchases for 6 months from opening your account
  • 0% interest on balance transfers for up to 28 months from account opening
  • 1.75% balance transfer fee applies
  • Contactless payment technology for purchases of £30 or under
  • Online account management
  • Annual Fee: £0
More Information

Application Criteria

Barclaycard Platinum 28 Month Credit Card
  • You have a permanent UK address
  • You have a regular income of more than £20,000 pa
  • You have a good credit rating
  • You have no history of bankruptcy or late payments
  • You are aged 21 or over
More Information
Representative Example: 21.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 21.9% p.a. (variable)

0% Credit Card Offers

Purchases:
0% for 6 Months
Balance Transfers:
0% for up to 18 months
Balance Transfer Fee:
0%
Representative APR:
21.9% APR (variable)
More Information

Credit Card Details

Barclaycard Platinum 18 Month Credit Card
  • 0% interest on purchases for 6 months from account opening
  • 0% interest on balance transfers for up to 18 months from account opening
  • 0% balance transfer fee aplies
  • Contactless payment technology for purchases of £30 or under
  • Online account servicing
  • Annual Fee: £0
More Information

Application Criteria

Barclaycard Platinum 18 Month Credit Card
  • You have a permanent UK address
  • You have a regular income of more than £20,000 pa
  • You have a good credit rating
  • You have no history of bankruptcy or late payments
  • You are aged 21 or over
More Information
Representative Example: 21.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 21.9% p.a. (variable)

0% Credit Card Offers

Purchases:
0% for 6 months
Balance Transfers:
0% for up to 15 months
Balance Transfer Fee:
0%
Representative APR:
19.9% APR (variable)
More Information

Credit Card Details

Halifax No Fee Balance Transfer Credit Card
  • 0% for 6 months from account opening on purchases
  • 0% for up to 15 months from account opening on balance transfers within first 90 days
  • 0% balance transfer fee in first 90 days, 3% fee applies after 90 days
  • Cover against online fraud when purchasing on the Internet
  • Manage your card online using Online Banking and Mobile Banking
  • Annual Fee: £0
More Information

Application Criteria

Halifax No Fee Balance Transfer Credit Card
  • You are a UK resident
  • You have a regular income
  • You do not have any Count Court Judgements against you
  • You are aged 18 or over
More Information
Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.95% p.a. (variable)
The APR and length of the promotional offer are dependent on your personal circumstances

0% Credit Card Offers

Purchases:
0% for 6 months
Balance Transfers:
0% for up to 15 months
Balance Transfer Fee:
0%
Representative APR:
19.9% APR (variable)
More Information

Credit Card Details

Lloyds No Fee Balance Transfer
  • 0% on purchases for 6 months from account opening
  • 0% for up to 15 months on balances transferred in the first 90 days
  • 0% balance transfer fee in first 90 days, 3% fee after 90 days
  • Lloyds Bank Clicksafe and Internet fraud protection
  • Online servicing with Internet Banking
  • Annual Fee: £0
More Information

Application Criteria

Lloyds No Fee Balance Transfer
  • You are a UK resident
  • You have a regular income
  • You are free from any county court judgements
  • You are aged 18 or over
More Information
Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.94% p.a. (variable)
The APR and length of the promotional offer are dependent on your personal circumstances

0% Credit Card Offers

Purchases:
0% for 6 months
Balance Transfers:
0% for up to 6 months
Balance Transfer Fee:
2.98%
Representative APR:
17.9% APR (variable)
More Information

Credit Card Details

Ulster Rugby Credit Card
  • 0% on purchases for 6 months from account opening date
  • 0% on balance transfers for up to 6 months from account opening date
  • 2.98% balance transfer fee
  • Ulster Rugby will receive a one-off payment for every approved account
  • Ulster Rugby will receive further contributions for every retail purchase
  • All contributions and payments will go to helping rugby in Ulster from the grass roots up
  • Annual Fee: £0
More Information

Application Criteria

Ulster Rugby Credit Card
  • You are a Northern Ireland resident or Bank Of Ireland (UK) customer
  • You have a good credit history
  • You are aged 18 or over
More Information
Representative Example: 17.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 17.9% p.a. (variable)

0% Credit Card Offers

Purchases:
0% for 6 months
Balance Transfers:
0% for 6 months
Balance Transfer Fee:
2%
Representative APR:
21.9% APR (variable)
More Information

Credit Card Details

HSBC Rewards Credit Card
  • 0% on purchases for 6 months from account opening
  • 0% interest for 6 months on balance transfers made within 60 days of account opening
  • 2% balance transfer fee (minimum £5)
  • Earn reward points on eligible purchase
  • Receive 2,500 rewards points into your Pay with Rewards Account after you make your first transaction
  • Online account management
  • Annual Fee: £0
More Information

Application Criteria

HSBC Rewards Credit Card
  • You are a HSBC Advance Account customer
  • You have an annual income or pension before tax of £8,500 or more
  • You are a UK resident, including Isle of Man and Channel Islands
  • You are aged 18 or over
More Information
ONLY available to HSBC Advance Account customers
Representative Example: 21.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 21.9% p.a. (variable)
Credit is subject to status

0% Credit Card Offers

Purchases:
0% for 6 months
Balance Transfers:
0% for 6 months
Balance Transfer Fee:
3%
Representative APR:
22.9% APR (variable)
More Information

Credit Card Details

Virgin Atlantic Reward Credit Card
  • 0% for 6 months on purchases from date your account is opened
  • 0% for 6 months on balance transfers from date your account is opened
  • 3% balance transfer fee in first 60 days, 5% fee applies after 60 days
  • Earm Flying Club miles on everyday purchases
  • Contactless payment technology for purchases of £30 or under
  • Online card servicing
  • Annual fee for card: None
More Information

Application Criteria

Virgin Atlantic Reward Credit Card
  • You have a permanent UK address
  • You have a bank or building society account
  • You have a good credit rating
  • You are aged 18 or over
More Information
Representative Example: 22.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 22.9% p.a. (variable)

0% Credit Card Offers

Purchases:
0% for 6 months
Balance Transfers:
0% for 6 months
Balance Transfer Fee:
3%
Representative APR:
63.9% APR (variable)
More Information

Credit Card Details

Virgin Atlantic Reward+ Credit Card
  • 0% for 6 months on purchases from date your account is opened
  • 0% for 6 months on balance transfers from date your account is opened
  • 3% balance transfer fee in first 60 days, 5% fee applies after 60 days
  • Earm Flying Club miles on everyday purchases
  • Contactless payment technology for purchases of £30 or under
  • Online card servicing
  • Annual fee for card: £160
More Information

Application Criteria

Virgin Atlantic Reward+ Credit Card
  • You have a permanent UK address
  • You have a bank or building society account
  • You have a good credit rating
  • You are aged 18 or over
More Information
Representative Example: 63.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 22.9% p.a. (variable) with an annual fee payable of £160
0% Credit Cards with 4 Months on Purchases

0% Credit Card Offers

Purchases:
0% for 4 months
Balance Transfers:
0% for 24 months
Balance Transfer Fee:
1%
Representative APR:
20.6% APR (variable)
More Information

Credit Card Details

Co-operative Bank Credit Card
  • 0% interest on purchases for 4 months from account opening
  • 0% interest for 24 months for balance transfers made within 60 days
  • 1% balance transfer fee, minimum £5
  • All successful applicants will receive this exact rate and offer
  • Online account management
  • Annual Fee: £0
More Information

Application Criteria

Co-operative Bank Credit Card
  • Only available to customers who have held a Co-operative Bank or smile current account for 1 month or more
  • You are a UK resident
  • You have an annual income of £10,000 or more
  • You are aged 18 or over
More Information
Only available to Co-operative Bank customers
Representative Example: 20.6% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 20.6% p.a. (variable)
0% Credit Cards with 3 Months on Purchases

0% Credit Card Offers

Purchases:
0% for 3 months
Balance Transfers:
0% for 25 months
Balance Transfer Fee:
1.5%
Representative APR:
21.9% APR (variable)
More Information

Credit Card Details

HSBC Balance Transfer Credit Card*
  • 0% interest on purchases for 3 months from account opening
  • 0% interest for 25 months on balance transfers made within first 60 days of account opening
  • 1.5% balance transfer fee (minimum £5)
  • At end of promotional period, balance transfers and purchases will revert to standard variable rate
  • home&Away rewards programme giving you instant discounts from well-known brands
  • Online account management
  • Annual Fee: £0
More Information

Application Criteria

HSBC Balance Transfer Credit Card*
  • You have an annual income or pension before tax of £8,500 or more
  • You are a UK resident
  • You are aged 18 or over
  • You do not hold an HSBC Basic bank account
More Information
Representative Example: 21.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 21.9% p.a. (variable)
Credit is subject to status, affordability and applicable terms and conditions