Purchases
0% Credit Cards for Purchases
Displayed below is every UK credit card currently available online that has a 0% introductory offer on purchases.
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Balance Transfers
0% Credit Cards for Balance Transfers
Displayed below is every UK credit card currently available online that has a 0% introductory offer on balance transfers.
0% Credit Card Expert may receive commissions from some of the credit card companies that we refer users to. How this site works.
0% Credit Card Offers
Credit Card Details
- 0% interest on purchases for 26 month from date account opened
- 0% interest on balance transfers for 26 month from date account opened
- 0% balance transfer fee
- 0.5% cashback on all of your purchases
- No foreign transaction fee on purchases made abroad in local currency
- Cashback through Retailer Offers
- Monthly Fee: £3
Application Criteria
- You are a permanent UK resident
- You have a good credit history with no history of bad credit
- You have an income of £7,500 per year or more
- You are at least 18 years of age
0% Credit Card Offers
Credit Card Details
- 0% interest on purchases for up to 20 months
- 0% interest on balance transfers for up to 20 months
- 3% balance transfer fee, minimum £3 on transfers made at application
- Collect 2 Nectar points per £1 spent on Sainsbury's shopping and fuel
- Collect 1 Nectar point for every £5 spent on your card elsewhere
- Online account management
- Annual Fee: None
Application Criteria
- You have a permanent UK address
- You have not been declined for credit in the last month
- You do not have a history of bad credit
- You are aged 18 or over
0% Credit Card Offers
Credit Card Details
- 0% interest on purchases for up to the first 20 months
- 0% interest for up to the first 20 months on balances transferred within first 90 days
- 2.95% balance transfer fee during first 90 days, 3% fee applies afer 90 days
- Internet fraud protection and Clicksafe
- Online card servicing
- Annual Fee: None
Application Criteria
- You are an existing TSB customer
- You are not currently declared bankrupt, have CCJs or subject to IVA
- You have a good credit rating and regular income
- You are a UK resident
- You are aged 18 or over
0% Credit Card Offers
Credit Card Details
- 0% interest for for up to 18 months on purchases from account opening
- 0% interest for 3 months on balance transfers from account opening
- 2.9% balance transfer fee
- Earn Clubcard points wherever you use your card, plus your usual points in Tesco. Terms apply
- Apply online and get a decision within 60 seconds
- Online account management
- Annual Fee: None
Application Criteria
- You have an annual income of at least £5,000
- You are at least 18 years of age
- You have a good credit history
- You live in the UK, or have a British Forces Post Office address
- You don't currently hold more than 1 Tesco Bank Credit Card
- You have not applied for a Tesco Bank Credit Card in the last month or have an application currently in progress
0% Credit Card Offers
Credit Card Details
- 0% on purchases for 19 months from the date your account is opened
- 0% on balance transfers for 19 months from the date your account is opened
- 2.9% balance transfer fee in first 60 days, 5% fee applies after 60 days
- Discounts on Virgin holidays, Virgin trains and Virgin experience days
- Contactless payments to quickly and securely pay for purchases under £30
- Online card servicing
- Annual Fee: None
Application Criteria
- You are a UK resident
- You have a bank or building society account
- You have a good credit history
- You are aged 18 or over
0% Credit Card Offers
Credit Card Details
- 0% interest on purchases for 18 months from account opening
- 0% interest for 18 months on balance transfers made within first 60 days of account opening
- 2.9% balance transfer fee (minimum £5)
- At end of promotional period, balance transfers and purchases will revert to standard variable rate
- home&Away rewards programme giving you instant discounts from well-known brands
- Online account management
- Annual Fee: None
Application Criteria
- You have an annual income or pension before tax of £8,500 or more
- You are a UK resident
- You are aged 18 or over
- You do not hold an HSBC Basic bank account
0% Credit Card Offers
Credit Card Details
- 0% on purchases for 18 months from account opening
- 0% for 16 months on balance transfers made within 90 days of account opening
- 2.9% balance transfer fee, minimum £5
- Collect M&S points every time you shop anywhere in the world with your card
- Preferential rates when you use your card to order M&S Travel Money
- Manage account online
- Annual Fee: None
Application Criteria
- You are a UK resident
- You have a UK bank or building society account
- You are aged 18 or over
- You have not held a credit card with M&S Bank within previous 12 months
0% Credit Card Offers
Credit Card Details
- 0% interest on purchases for up to 18 months from account opening
- 0% interest on balance transfers for up to 18 months from account opening
- 2.9% balance transfer fee applies
- Contactless payment technology for purchases of £45 or under
- Online account management
- Annual Fee: None
Application Criteria
- You have a permanent UK address
- You have a regular income of more than £20,000 pa
- You have a good credit rating
- You have no history of bankruptcy or late payments
- You are aged 21 or over
0% Credit Card Offers
Credit Card Details
- 0% interest for up to 18 months on card purchases
- 0% interest for up to 18 months on balance transfers
- 2.69% balance transfer fee for the first 60 days and 5% fee thereafter
- Contactless payments to quickly and securely pay for purchases under £30
- Online card servicing
- Annual Fee: None
Application Criteria
- You must be aged 18 or over
- You must hold a UK bank account
- You must have been a permanent UK resident for at least 3 years
- You must have a good credit rating and credit is subject to status
0% Credit Card Offers
Credit Card Details
- 0% for 18 months on purchases from date of account opening
- 0% for 18 months on balance transfers from date of account opening
- 0% balance transfer fee
- 0.5% on all purchases up to a maximum monthly spend of £3,000
- Unlimited airport lounge access
- Access to over 1 million Wi-Fi hotspots
- Monthly Fee: £15
Application Criteria
- You are a Santander Select or Private customer
- You have a good credit history with no history of bad credit
- You have an income of £7,500 per year or more
- You are aged 18 or over
0% Credit Card Offers
Credit Card Details
- 0% interest for 17 months from account opening on purchases
- 0% interest for first 17 months from account opening on balance transfers made within first 90 days
- 3% balance transfer fee in first 90 days, 5% fee applies after 90 days of account opening
- Cover against online fraud when purchasing on the Internet
- Online account management
- Annual Fee: None
Application Criteria
- You are a UK resident
- You have a regular income
- You are aged 18 or over
0% Credit Card Offers
Credit Card Details
- 0% for up to 17 months from account opening on purchases
- 0% for up to 17 months from account opening on balance transfers within the first 90 days
- 3% balance transfer fee in first 90 days, 5% fee applies after 90 days of account opening
- Cover against online fraud when purchasing on the Internet
- Online account management
- Annual Fee: None
Application Criteria
- You are a UK resident
- You have a regular income
- You do not have any Count Court Judgements against you
- You are aged 18 or over
0% Credit Card Offers
Credit Card Details
- 0% interest for up to17 months from account opening on purchases
- 0% for up to 17 months on balances transferred in the first 90 days
- 3% balance transfer fee in first 90 days, 5% fee applies after 90 days of account opening
- Lloyds Clicksafe and Internet fraud protection
- Online card servicing
- Annual Fee: None
Application Criteria
- You are a UK resident
- You have a regular income
- You have a good credit history free from any county court judgements
- You are aged 18 or over
0% Credit Card Offers
Credit Card Details
- 0% interest on purchases for 17 months from account opening
- No introductory offer on balance transfers
- 2.9% balance transfer fee, minimum £5
- Option of regular text message mini-statements direct to your mobile phone
- Online account management
- Annual Fee: None
Application Criteria
- You are a First Direct 1st Account holder
- You are a UK resident
- You are aged 18 or over
0% Credit Card Offers
Credit Card Details
- 0% on purchases for 15 months from date you open your account
- 0% on balance transfers for 15 months if made within 90 days of account opening
- 1.5% balance transfer fee within first 90 days, after that 2.4% fee applies, minimum £5
- Unlimited commission-free purchases abroad
- Manage account online
- Annual Fee: None
Application Criteria
- Must be a Member of Nationwide. This means you already have a current account, mortgage or savings account with Nationwide
- You are a UK resident
- You have a minimum income of £5000 per year
- You have a good credit history
- You are aged 18 or over
0% Credit Card Offers
Credit Card Details
- 0% on purchases for up to 15 months from account opening
- 0% on balance transfers for up to 15 month from account opening
- 1.99% balance transfer fee during first 90 days, 3.99% fee thereafter
- Earn Clubcard points wherever you use your card, plus your usual points in Tesco. Terms apply
- Apply online and get a decision within 60 seconds
- Online account management
- Annual Fee: None
Application Criteria
- You have an annual income of at least £5,000
- You are at least 18 years of age
- You have a good credit history
- You live in the UK, or have a British Forces Post Office address
- You don't currently hold more than 1 Tesco Bank Credit Card
- You have not applied for a Tesco Bank Credit Card in the last month or have an application currently in progress
0% Credit Card Offers
Credit Card Details
- 0% on purchases for up to 12 months
- 0% on balance transfers for up to 18 months
- 2.9% balance transfer fee
- Credit limit up to £8,000
- Online account management
- Annual Fee: None
Application Criteria
- You are a UK resident
- You have a bank or building society account
- You are aged 18 or over
0% Credit Card Offers
Credit Card Details
- 0% for 12 months on purchases from account opening
- 0% for 1 month on balance transfers from account opening
- 3% balance transfer fee, minimum £5
- No foreign transaction fees when you spend abroad in the local currency
- No cash withdrawal fee anywhere in the world
- Annual Fee: None
Application Criteria
- You are a permanent resident of the UK
- You have a good credit history with no history of bad credit
- You have an income of £7,500 per year or more
- You are at least 18 years of age
0% Credit Card Offers
Credit Card Details
- 0% for first 9 months from account opening on purchases
- 0% for up to 26 months from account opening on balance transfers within first 90 days
- 1.5% balance transfer fee in first 90 days, 5% fee applies after 90 days of account opening.
- Cover against online fraud when purchasing on the Internet
- Online account management
- Annual Fee: None
Application Criteria
- You are a UK resident
- You have a regular income
- You do not have any Count Court Judgements against you
- You are aged 18 or over
0% Credit Card Offers
Credit Card Details
- 0% for 9 months from account opening on purchases
- 0% for up to 22 months from account opening on balance transfers made within first 90 days
- 1.5% balance transfer fee in first 90 days, 5% fee applies after 90 days of account opening
- Cover against online fraud when purchasing on the Internet
- Online account management
- Annual Fee: None
Application Criteria
- You are a UK resident
- You have a regular income
- You have not bankrupt or subject to an IVA and have no County Court Judgments
- You are aged 18 or over