0% Credit Cards

Purchases

Balance Transfers

0% Credit Card Offers

MBNA Transfer and Purchase Credit Card

Purchases:

0% for 21 months

Balance Transfers:

0% for 21 months

Balance Transfer Fee:

2.99%

Representative APR:

21.9% APR (variable)

Credit Card Details

MBNA Transfer and Purchase Credit Card

• 0% interest for up to 21 months on card purchases
• 0% interest for up to 21 months on balance transfers
• 2.99% balance transfer fee for the first 60 days and 5% fee thereafter
• Contactless payments to quickly and securely pay for purchases under £30
• Online card servicing
• Annual Fee: None

Application Criteria

MBNA Transfer and Purchase Credit Card

• You must be aged 18 or over
• You must hold a UK bank account
• You must have been a permanent UK resident for at least 3 years
• You must have a good credit rating and credit is subject to status

0% Credit Card Offers

Sainsbury’s Nectar Dual Offer Credit Card

Purchases:

0% for up to 21 months

Balance Transfers:

0% for up to 21 months

Balance Transfer Fee:

3%

Representative APR:

20.9% APR (variable)

Credit Card Details

Sainsbury’s Nectar Dual Offer Credit Card

• 0% interest on purchases for up to 21 months
• 0% interest on balance transfers for up to 21 months
• 3% balance transfer fee, minimum £3 on transfers made at application
• Collect 2 Nectar points per £1 spent on Sainsbury's shopping and fuel
• Collect 1 Nectar point for every £5 spent on your card elsewhere
• Online account management
• Annual Fee: None

Application Criteria

Sainsbury’s Nectar Dual Offer Credit Card

• You have a permanent UK address
• You have not been declined for credit in the last month
• You do not have a history of bad credit
• You are aged 18 or over

0% Credit Card Offers

Lloyds Purchase And Balance Transfer

Purchases:

0% for up to 21 months

Balance Transfers:

0% for up to 18 months

Balance Transfer Fee:

2.99%

Representative APR:

21.9% APR (variable)

Credit Card Details

Lloyds Purchase And Balance Transfer

• 0% interest for up to17 months from account opening on purchases
• 0% for up to 17 months on balances transferred in the first 90 days
• 2.99% balance transfer fee in first 90 days, 5% fee applies after 90 days of account opening
• Lloyds Clicksafe and Internet fraud protection
• Online card servicing
• Annual Fee: None

Application Criteria

Lloyds Purchase And Balance Transfer

• You are a UK resident
• You have a regular income
• You have a good credit history free from any county court judgements
• You are aged 18 or over

0% Credit Card Offers

M&S Shopping Plus*

Purchases:

0% for 20 months

Balance Transfers:

0% for 20 months

Balance Transfer Fee:

2.9%

Representative APR:

21.9% APR (variable)

Credit Card Details

M&S Shopping Plus*

• 0% on purchases for 20 months from account opening
• 0% for 20 months on balance transfers made within 90 days of account opening
• 2.9% balance transfer fee, minimum £5
• Collect M&S points every time you shop anywhere in the world with your card
• One point for every £1 you spend in M&S and one point for every £5 you spend elsewhere
• Manage account online
• Annual Fee: None

Application Criteria

M&S Shopping Plus*

• You are a UK resident
• You have an annual income or pension of at least £6,800
• You are aged 18 or over
• You have not held a credit card with M&S Bank within the previous 12 months

0% Credit Card Offers

Santander All in One Credit Card

Purchases:

0% for 20 months

Balance Transfers:

0% for 26 Month

Balance Transfer Fee:

0%

Representative APR:

23.7% APR (variable)

Credit Card Details

Santander All in One Credit Card

• 0% interest on purchases for 20 month from account opening
• 0% interest on balance transfers for 26 month from account opening
• 0% balance transfer fee
• 0.5% cashback on all of your purchases
• No foreign transaction fee on purchases made abroad in local currency
• Cashback through Retailer Offers
• Monthly Fee: £3

Application Criteria

Santander All in One Credit Card

• You are a permanent UK resident
• You have a good credit history with no history of bad credit
• You have an income of £7,500 per year or more
• You are at least 18 years of age

0% Credit Card Offers

NatWest Purchase & Balance Transfer

Purchases:

0% for 20 months

Balance Transfers:

0% for 20 months

Balance Transfer Fee:

1.99%

Representative APR:

21.9% APR (variable)

Credit Card Details

NatWest Purchase & Balance Transfer

• 0% on purchases for 20 months from account opening
• 0% on balance transfers for 20 months from account opening
• 1.99% balance transfer fee
• Lock and unlock your credit card in app
• Manage your card 24/7 online and by telephone banking
• Annual Fee: None

Application Criteria

NatWest Purchase & Balance Transfer

• You are a NatWest customer
• You are a UK resident
• You are earning at least £10,000 per year
• You are aged 18 or over

0% Credit Card Offers

RBS Purchase & Balance Transfer

Purchases:

0% for 20 months

Balance Transfers:

0% for 20 months

Balance Transfer Fee:

1.99%

Representative APR:

21.9% APR (variable)

Credit Card Details

RBS Purchase & Balance Transfer

• 0% on purchases for 20 months from account opening
• 0% on balance transfers for 20 months from account opening
• 1.99% balance transfer fee
• Lock and unlock your credit card in app
• Manage your card 24/7 online and by telephone banking
• Annual Fee: None

Application Criteria

RBS Purchase & Balance Transfer

• You are a RBS customer
• You are a UK resident
• You are earning at least £10,000 per year
• You are aged 18 or over

0% Credit Card Offers

Ulster Bank Purchase & Balance Transfer

Purchases:

0% for 20 months

Balance Transfers:

0% for 20 months

Balance Transfer Fee:

1.99%

Representative APR:

21.9% APR (variable)

Credit Card Details

Ulster Bank Purchase & Balance Transfer

• 0% on purchases for 20 months from account opening
• 0% on balance transfers for 20 months from account opening
• 1.99% balance transfer fee
• Lock and unlock your credit card in app
• Manage your card 24/7 online and by telephone banking
• Annual Fee: None

Application Criteria

Ulster Bank Purchase & Balance Transfer

• You are a Ulster Bank customer
• You are a UK resident
• You are earning at least £10,000 per year
• You are aged 18 or over

0% Credit Card Offers

Barclaycard Platinum All Rounder

Purchases:

0% for up to 20 months

Balance Transfers:

0% for up to 18 months

Balance Transfer Fee:

2.9%

Representative APR:

21.9% APR (variable)

Credit Card Details

Barclaycard Platinum All Rounder

• 0% interest on purchases for up to 20 months from account opening
• 0% interest on balance transfers for up to 18 months from account opening
• 2.9% balance transfer fee applies
• Contactless payment technology for purchases of £45 or under
• Online account management
• Annual Fee: None

Application Criteria

Barclaycard Platinum All Rounder

• You have a permanent UK address
• You have a regular income of more than £20,000 pa
• You have a good credit rating
• You have no history of bankruptcy or late payments
• You are aged 21 or over

0% Credit Card Offers

Sainsbury’s Dual Offer Credit Card

Purchases:

0% for up to 19 months

Balance Transfers:

0% for up to 19 months

Balance Transfer Fee:

3%

Representative APR:

21.9% APR (variable)

Credit Card Details

Sainsbury’s Dual Offer Credit Card

• 0% interest on purchases for up to 19 months
• 0% interest on balance transfers for up to 19 months
• 3% balance transfer fee, minimum £3 on transfers made at application
• Collect 2 Nectar points per £1 spent on Sainsbury's shopping and fuel
• Collect 1 Nectar point for every £5 spent on your card elsewhere
• Online account management
• Annual Fee: None

Application Criteria

Sainsbury’s Dual Offer Credit Card

• You have a permanent UK address
• You have not been declined for credit in the last month
• You do not have a history of bad credit
• You are aged 18 or over

0% Credit Card Offers

Virgin Money 19Month All Round

Purchases:

0% for 19 months

Balance Transfers:

0% for 19 months

Balance Transfer Fee:

2.9%

Representative APR:

21.9% APR (variable)

Credit Card Details

Virgin Money 19Month All Round

• 0% on purchases for 19 months from the date your account is opened
• 0% on balance transfers for 19 months from the date your account is opened
• 2.9% balance transfer fee in first 60 days, 5% fee applies after 60 days
• Discounts on Virgin holidays, Virgin trains and Virgin experience days
• Contactless payments to quickly and securely pay for purchases under £30
• Online card servicing
• Annual Fee: None

Application Criteria

Virgin Money 19Month All Round

• You are a UK resident
• You have a bank or building society account
• You have a good credit history
• You are aged 18 or over

0% Credit Card Offers

HSBC Purchase Plus*

Purchases:

0% for 18 months

Balance Transfers:

0% for 18 months

Balance Transfer Fee:

2.9%

Representative APR:

22.9% APR (variable)

Credit Card Details

HSBC Purchase Plus*

• 0% interest on purchases for 18 months from account opening
• 0% interest for 18 months on balance transfers made within first 60 days of account opening
• 2.9% balance transfer fee applies (minimum £5)
• At end of promotional period, balance transfers and purchases will revert to standard variable rate
• Worldwide offers and discounts with HSBC home&Away
• Manage your card online
• Annual Fee: None

Application Criteria

HSBC Purchase Plus*

• You have an annual income or pension before tax of £6,800 or more
• You are a UK resident
• You are aged 18 or over
• You do not hold an HSBC Basic bank account

0% Credit Card Offers

Santander World Elite

Purchases:

0% for 18 months

Balance Transfers:

0% for 18 months

Balance Transfer Fee:

0%

Representative APR:

49.8% APR (variable)

Credit Card Details

Santander World Elite

• 0% for 18 months on purchases from date of account opening
• 0% for 18 months on balance transfers from date of account opening
• 0% balance transfer fee
• 0.5% on all purchases up to a maximum monthly spend of £3,000
• Unlimited airport lounge access
• Access to over 1 million Wi-Fi hotspots
• Monthly Fee: £15

Application Criteria

Santander World Elite

• You are a Santander Select or Private customer
• You have a good credit history with no history of bad credit
• You have an income of £7,500 per year or more
• You are aged 18 or over

0% Credit Card Offers

Bank Of Scotland Purchase And Balance Transfer

Purchases:

0% for up to 17 months

Balance Transfers:

0% for up to 17 months

Balance Transfer Fee:

2.99%

Representative APR:

19.9% APR (variable)

Credit Card Details

Bank Of Scotland Purchase And Balance Transfer

• 0% interest for 17 months from account opening on purchases
• 0% interest for first 17 months from account opening on balance transfers made within first 90 days
• 2.99% balance transfer fee in first 90 days, 5% fee applies after 90 days of account opening
• Cover against online fraud when purchasing on the Internet
• Online account management
• Annual Fee: None

Application Criteria

Bank Of Scotland Purchase And Balance Transfer

• You are a UK resident
• You have a regular income
• You are aged 18 or over

0% Credit Card Offers

Halifax Purchase And Balance Transfer

Purchases:

0% for up to 17 months

Balance Transfers:

0% for up to 17 months

Balance Transfer Fee:

2.99%

Representative APR:

19.9% APR (variable)

Credit Card Details

Halifax Purchase And Balance Transfer

• 0% for up to 17 months from account opening on purchases
• 0% for up to 17 months from account opening on balance transfers within the first 90 days
• 2.99% balance transfer fee in first 90 days, 5% fee applies after 90 days of account opening
• Cover against online fraud when purchasing on the Internet
• Online account management
• Annual Fee: None

Application Criteria

Halifax Purchase And Balance Transfer

• You are a UK resident
• You have a regular income
• You do not have any Count Court Judgements against you
• You are aged 18 or over