0% Credit Cards

Purchases

Balance Transfers

0% Credit Card Offers

Virgin Money Purchase Credit Card

Purchases:

0% for 28 months

Balance Transfers:

0% for 18 months

Balance Transfer Fee:

2%

Representative APR:

19.9% APR (variable)

Credit Card Details

Virgin Money Purchase Credit Card

• 0% for 28 months on purchases from date your account is opened
• 0% for 18 months on balance transfers from date your account is opened
• 2% balance transfer fee in first 60 days, 5% fee applies after 60 days
• Discounts on Virgin holidays, Virgin media and Virgin trains
• Contactless payment technology for purchases of £30 or under
• Choice of card designs
• Annual fee for card: None

Application Criteria

Virgin Money Purchase Credit Card

• You have a permanent UK address
• You have a bank or building society account
• You have a good credit rating
• You are aged 18 or over

0% Credit Card Offers

MBNA Transfer and Purchase Credit Card

Purchases:

0% for 27 months

Balance Transfers:

0% for 27 months

Balance Transfer Fee:

2.69%

Representative APR:

20.9% APR (variable)

Credit Card Details

MBNA Transfer and Purchase Credit Card

• 0% interest for up to 27 months on card purchases
• 0% interest for up to 27 months on balance transfers
• 2.69% balance transfer fee for the first 60 days and 5% fee thereafter
• Contactless payments to quickly and securely pay for purchases under £30
• Online card servicing
• Annual Fee: £0

Application Criteria

MBNA Transfer and Purchase Credit Card

• You must be aged 18 or over
• You must hold a UK bank account
• You must have been a permanent UK resident for at least 3 years
• You must have a good credit rating

0% Credit Card Offers

Santander All in One Credit Card

Purchases:

0% for 26 months

Balance Transfers:

0% for 26 months

Balance Transfer Fee:

0%

Representative APR:

21.7% APR (variable)

Credit Card Details

Santander All in One Credit Card

• 0% on purchases for 26 month from date of account opening
• 0% on balance transfers for 26 month from date of account opening
• 0% balance transfer fee
• 0.5% cashback on all of your purchases
• No foreign transaction fee on purchases made abroad in local currency
• Cashback through Retailer Offers
• Monthly Fee: £3

Application Criteria

Santander All in One Credit Card

• You live in the UK permanently
• You have a good credit record
• You have an income of £7,500 per year or more
• You are 18 years of age or more

0% Credit Card Offers

Barclaycard Platinum All Rounder Credit Card

Purchases:

0% for up to 25 months

Balance Transfers:

0% for up to 25 months

Balance Transfer Fee:

2.7%

Representative APR:

19.9% APR (variable)

Credit Card Details

Barclaycard Platinum All Rounder Credit Card

• 0% interest on purchases for up to 25 months from account opening
• 0% interest on balance transfers for up to 25 months from account opening
• 2.7% balance transfer fee applies
• Contactless payment technology for purchases of £30 or under
• Online account servicing
• Annual Fee: £0

Application Criteria

Barclaycard Platinum All Rounder Credit Card

• You are a UK resident
• You have a regular income of more than £20,000 pa
• You have a good credit rating
• You have no history of bankruptcy or late payments
• You are aged 21 or over

0% Credit Card Offers

Sainsbury’s Dual Offer Credit Card

Purchases:

0% for up to 25 months

Balance Transfers:

0% for up to 25 months

Balance Transfer Fee:

3%

Representative APR:

20.9% APR (variable)

Credit Card Details

Sainsbury’s Dual Offer Credit Card

• 0% interest on purchases for up to 25 months
• 0% interest on balance transfers for up to 25 months
• 3% balance transfer fee, minimum £3
• Collect 2 Nectar points per £1 spent on Sainsbury's shopping and fuel
• Collect 1 Nectar point for every £5 spent on your card elsewhere
• Online account management
• Annual Fee: £0

Application Criteria

Sainsbury’s Dual Offer Credit Card

• You have a permanent UK address
• You have not been declined for credit in the last month
• You do not have a history of bad credit
• You are aged 18 or over

0% Credit Card Offers

Bank of Ireland (UK) MasterCard Matched Credit Card

Purchases:

0% for 24 months

Balance Transfers:

0% for 24 months

Balance Transfer Fee:

2.49%

Representative APR:

19.9% APR (variable)

Credit Card Details

Bank of Ireland (UK) MasterCard Matched Credit Card

• 0% on purchases for 24 months from account opening
• 0% on balance transfers for 24 months from account opening
• 2.49% balance transfer fee
• Up to 3 additional cardholders free of charge
• Contactless payments
• Annual Fee: £0

Application Criteria

Bank of Ireland (UK) MasterCard Matched Credit Card

• You are a Northern Ireland resident or Bank Of Ireland (UK) customer
• You have a good credit history
• You are aged 18 or over

0% Credit Card Offers

Tesco Clubcard Credit Card for Purchases

Purchases:

0% interest for up to 24 months

Balance Transfers:

0% interest for 3 months

Balance Transfer Fee:

2.9%

Representative APR:

19.9% APR (variable)

Credit Card Details

Tesco Clubcard Credit Card for Purchases

• 0% interest for up to 24 months on purchases from account opening
• 0% interest for 3 months on balance transfers from account opening
• 2.9% balance transfer fee
• Earn Clubcard points wherever you use your card, plus your usual points in Tesco. Terms apply
• Apply online and get a decision within 60 seconds
• Online account management
• Annual Fee: £0

Application Criteria

Tesco Clubcard Credit Card for Purchases

• You have an annnual income of at least £5,000
• You are at least 18 years of age
• You have a good credit history
• You live in the UK, or have a British Forces Post Office address
• You do not currently hold more than 1 Tesco Bank Credit Card
• You have not applied for a Tesco Bank Credit Card in the last month or have an application currently in progress

0% Credit Card Offers

Virgin Money 23 Month All Round Credit Card

Purchases:

0% for 20 months

Balance Transfers:

0% for 23 months

Balance Transfer Fee:

2.9%

Representative APR:

21.9% APR (variable)

Credit Card Details

Virgin Money 23 Month All Round Credit Card

• 0% for 20 months on purchases from account opening
• 0% for 23 months on balance transfers from account opening
• 2.9% balance transfer fee in first 60 days, 5% fee applies after 60 days
• Discounts on Virgin holidays, Virgin media and Virgin trains
• Contactless payment technology for purchases of £30 or under
• Choice of card designs
• Annual fee for card: None

Application Criteria

Virgin Money 23 Month All Round Credit Card

• You have a permanent UK address
• You have a bank or building society account
• You have a good credit rating
• You are aged 18 or over

0% Credit Card Offers

Sainsbury’s Purchase Credit Card

Purchases:

0% for 22 months

Balance Transfers:

0% for 3 months

Balance Transfer Fee:

3%

Representative APR:

20.9% APR (variable)

Credit Card Details

Sainsbury’s Purchase Credit Card

• 0% interest on purchases for 22 months
• 0% interest on balance transfers for your first 3 months
• 3% balance transfer fee, minimum £3
• Collect 2 Nectar points per £1 spent on Sainsbury's shopping and fuel
• Collect 1 Nectar point for every £5 spent on your card elsewhere
• Online account management
• Annual Fee: £0

Application Criteria

Sainsbury’s Purchase Credit Card

• You have a permanent UK address
• You have not been declined for credit in the last month
• You do not have a history of bad credit
• You are aged 18 or over

0% Credit Card Offers

M&S Shopping Plus Credit Card*

Purchases:

0% for 20 months

Balance Transfers:

0% for 20 months

Balance Transfer Fee:

2.9%

Representative APR:

19.9% APR (variable)

Credit Card Details

M&S Shopping Plus Credit Card*

• 0% on purchases for 20 months from account opening
• 0% for 20 months on balance transfers made within 90 days of account opening
• 2.9% balance transfer fee, minimum £5
• Collect M&S points every time you shop anywhere in the world with your card
• Preferential rates when you use your card to order M&S Travel Money
• Manage account online
• Annual Fee: £0

Application Criteria

M&S Shopping Plus Credit Card*

• You are a UK resident
• You have a UK bank or building society account
• You are aged 18 or over
• You have not held a credit card with M&S Bank within previous 12 months

0% Credit Card Offers

Bank of Scotland 20 Month Credit Card

Purchases:

0% for up to 20 months

Balance Transfers:

0% for up to 20 months

Balance Transfer Fee:

3%

Representative APR:

19.9% APR (variable)

Credit Card Details

Bank of Scotland 20 Month Credit Card

• 0% interest for 20 months from account opening on purchases
• 0% interest for first 20 months from account opening on balance transfers made within first 90 days
• 3% balance transfer fee
• Cover against online fraud when purchasing on the Internet
• Manage your card online using Internet Banking and Mobile Banking
• Annual Fee: £0

Application Criteria

Bank of Scotland 20 Month Credit Card

• You are a UK resident
• You have a regular income
• You are aged 18 or over

0% Credit Card Offers

Halifax 20 Month Credit Card

Purchases:

0% for up to 20 months

Balance Transfers:

0% for up to 20 months

Balance Transfer Fee:

3%

Representative APR:

19.9% APR (variable)

Credit Card Details

Halifax 20 Month Credit Card

• 0% for up to 20 months from account opening on purchases
• 0% for up to 20 months from account opening on balance transfers within the first 90 days
• 3% balance transfer fee
• Cover against online fraud when purchasing on the Internet
• Manage your card online using Online Banking and Mobile Banking
• Annual Fee: £0

Application Criteria

Halifax 20 Month Credit Card

• You are a UK resident
• You have a regular income
• You do not have any Count Court Judgements against you
• You are aged 18 or over

0% Credit Card Offers

Lloyds Platinum 20 Month Credit Card

Purchases:

0% for up to 20 months

Balance Transfers:

0% for up to 20 months

Balance Transfer Fee:

3%

Representative APR:

19.9% APR (variable)

Credit Card Details

Lloyds Platinum 20 Month Credit Card

• 0% interest for up to 20 months from account opening on purchases
• 0% interest for up to 20 months from account opening on balance transfers
• 3% balance transfer fee
• Lloyds Bank ClickSafe
• Online servicing with Internet Banking
• Annual Fee: £0

Application Criteria

Lloyds Platinum 20 Month Credit Card

• You are a UK resident
• You have a regular income
• You have a good credit history free from any county court judgements
• You are aged 18 or over

0% Credit Card Offers

HSBC Purchase Plus Credit Card

Purchases:

0% for 18 months

Balance Transfers:

0% for 18 months

Balance Transfer Fee:

2.9%

Representative APR:

22.9% APR (variable)

Credit Card Details

HSBC Purchase Plus Credit Card

• 0% on purchases for 18 months from account opening
• 0% interest for 18 months on balance transfers made within 60 days of account opening
• 2.9% balance transfer fee (minimum £5)
• At the end of 0% offer period, balance transfers and purchases will revert to standard variable rate
• home&Away rewards programme giving you instant discounts from well-known brands
• Online account management
• Annual Fee: £0

Application Criteria

HSBC Purchase Plus Credit Card

• You have an annual income or pension before tax of £8,500 or more
• You are a UK resident, including Isle of Man and Channel Islands
• You are aged 18 or over
• You do not hold an HSBC Basic bank account

0% Credit Card Offers

Santander World Elite Credit Card

Purchases:

0% for 18 months

Balance Transfers:

0% for 18 months

Balance Transfer Fee:

0%

Representative APR:

49.8% APR (variable)

Credit Card Details

Santander World Elite Credit Card

• 0% for 18 months on purchases from date of account opening
• 0% for 18 months on balance transfers from date of account opening
• 0% balance transfer fee
• 0.5% on all purchases up to a maximum monthly spend of £3,000
• Unlimited airport lounge access
• Access to over 1 million Wi-Fi hotspots
• Monthly Fee: £15

Application Criteria

Santander World Elite Credit Card

• You are a Santander Select or Private customer
• You have an income in excess of £7,500 per year or more
• You live in the UK permanently
• You are aged 18 or over

0% Credit Card Offers

First Direct Gold Credit Card

Purchases:

0% for 17 months

Balance Transfers:

None

Balance Transfer Fee:

2.9%

Representative APR:

16.9% APR (variable)

Credit Card Details

First Direct Gold Credit Card

• 0% on purchases for 17 months
• This card has no balance transfer offer
• 2.9% balance transfer fee, minimum £5
• Option of regular text message mini-statements direct to your mobile phone
• Minimum credit limit of £500
• Annual Fee: £0

Application Criteria

First Direct Gold Credit Card

• You are a First Direct 1st Account holder
• You are a UK resident
• You are aged 18 or over

0% Credit Card Offers

Tesco 15 Month All Round Credit Card

Purchases:

0% for 15 months

Balance Transfers:

0% for 15 months

Balance Transfer Fee:

1.49%

Representative APR:

19.9% APR (variable)

Credit Card Details

Tesco 15 Month All Round Credit Card

• 0% on purchases for 15 month from account opening
• 0% interest on balance transfers for 15 month from account opening
• 1.49% balance transfer fee during first month
• Earn Clubcard points wherever you use your card, plus your usual points in Tesco. Terms apply
• Online account management
• Annual Fee: £0

Application Criteria

Tesco 15 Month All Round Credit Card

• You have an annnual income of at least £5,000
• You are at least 18 years of age
• You have a good credit history
• You live in the UK, or have a British Forces Post Office address
• You do not currently hold more than 1 Tesco Bank Credit Card
• You have not applied for a Tesco Bank Credit Card in the last month or have an application currently in progress

0% Credit Card Offers

Nationwide Credit Card just for Nationwide members*

Purchases:

0% for 12 months

Balance Transfers:

0% for 12 months

Balance Transfer Fee:

0%

Representative APR:

17.9% APR (variable)

Credit Card Details

Nationwide Credit Card just for Nationwide members*

• 0% on purchases for 12 months from account opening
• 0% on balance transfers for 12 months from account opening
• 0% balance transfer fee within first 3 months, 2.4% fee applies after, minimum £5
• Commission free allowance on purchases abroad (subject to terms)
• Manage account online
• Annual Fee: £0

Application Criteria

Nationwide Credit Card just for Nationwide members*

• Nationwide credit cards are just for members. You are a member when you have a current account, mortgage or savings account with Nationwide
• You have been living in the UK for the last 12 months
• You have a gross income each year of more than £5000
• You have a good credit history
• You are aged 18 or over

0% Credit Card Offers

Nationwide Select Credit Card just for Nationwide members*

Purchases:

0% for 12 months

Balance Transfers:

0% for 12 months

Balance Transfer Fee:

0%

Representative APR:

15.9% APR (variable)

Credit Card Details

Nationwide Select Credit Card just for Nationwide members*

• 0% on purchases for 12 months from account opening
• 0% on balance transfers for 12 months from account opening
• 0% balance transfer fee within first 3 months, 2.4% fee applies after, minimum £5
• Unlimited commission free purchases abroad
• Manage account online
• Annual Fee: £0

Application Criteria

Nationwide Select Credit Card just for Nationwide members*

• Nationwide credit cards are just for members. You are a member when you have a current account, mortgage or savings account with Nationwide
• Nationwide Select Credit Card is only available to members who hold their main current account with Nationwide
• You have been living in the UK for the last 12 months
• You have a gross income each year of more than £5000
• You have a good credit history
• You are aged 18 or over

0% Credit Card Offers

Halifax 25 Month Credit Card

Purchases:

0% for 12 months

Balance Transfers:

0% for up to 25 months

Balance Transfer Fee:

1%

Representative APR:

19.9% APR (variable)

Credit Card Details

Halifax 25 Month Credit Card

• 0% for 12 months from account opening on purchases
• 0% for up to 25 months from account opening on balance transfers within first 90 days
• 1% fee applies on balance transfers made in first 90 days, 3% fee applies after first 90 days
• Cover against online fraud when purchasing on the Internet
• Manage your card online using Online Banking and Mobile Banking
• Annual Fee: £0

Application Criteria

Halifax 25 Month Credit Card

• You are a UK resident
• You have a regular income
• You do not have any Count Court Judgements against you
• You are aged 18 or over