0% NatWest Credit Card

What are the current 0% NatWest credit card offers and deals?

There are currently no NatWest credit card offers available, to UK customers looking for a new 0% NatWest credit card with a 0% introductory deal.

0% NatWest Credit CardRBS, the parent company of NatWest, announced at the end of February 2014 that the bank would no longer offer 0% introductory offers to new customers.

The bank said that the existing 0% NatWest credit card offers would be withdrawn as part of a policy to increase trust in the bank by removing “teaser rates” from all products.

As part of this promise to customers, NatWest said that it would stop offering deals to new customers that it would not offer to existing customers. NatWest also said it would also stop offering different rates to customers depending on whether they applied online or in branches.

0% NatWest Credit Card

With no more 0% NatWest credit card offers now available, this has slightly reduced the number of 0% credit card offers in the UK.

NatWest credit card customers can of course still apply for any of the 0% credit card offers available from other credit card companies, who several years after NatWest’s announcement, have shown no intention of withdrawing their own 0% credit card offers.

In fact the other card companies are competing very hard for new customers. As a result currently there are still over 90 other credit cards in the UK offering introductory 0% purchase credit cards and 0 percent credit card offers available from other banks and credit card companies.

All of the following credit card issuers provide featured 0% credit cards for both purchases and balance transfers:-

0% Credit Card Offers

Balance Transfers:
0% for 20 months
Balance Transfer Fee:
2.9%
Purchases:
0% for 20 months
Representative APR:
19.9% APR (variable)
More Information

Credit Card Details

M&S Shopping Plus Credit Card*
  • 0% for 20 months on balance transfers made within 90 days of account opening
  • 2.9% balance transfer fee, minimum £5
  • 0% on purchases for 20 months from account opening
  • Collect M&S points every time you shop anywhere in the world with your card
  • Preferential rates when you use your card to order M&S Travel Money
  • Manage account online
  • Annual Fee: £0
More Information

Application Criteria

M&S Shopping Plus Credit Card*
  • You are a UK resident
  • You have a UK bank or building society account
  • You are aged 18 or over
  • You have not held a credit card with M&S Bank within previous 12 months
More Information
Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.9% p.a. (variable)

0% Credit Card Offers

Balance Transfers:
0% for 12 months
Balance Transfer Fee:
0%
Purchases:
0% for 12 months
Representative APR:
15.9% APR (variable)
More Information

Credit Card Details

Nationwide Select Credit Card just for Nationwide members*
  • 0% on balance transfers for 12 months from account opening
  • 0% balance transfer fee within first 3 months, 2.4% fee applies after, minimum £5
  • 0% on purchases for 12 months from account opening
  • Unlimited commission free purchases abroad
  • Manage account online
  • Annual Fee: £0
More Information

Application Criteria

Nationwide Select Credit Card just for Nationwide members*
  • Our credit cards are just for members. Youre a member when you have a current account, mortgage or savings account with us
  • Our credit card exclusively for members with a main current account
  • You have been living in the UK for the last 12 months
  • You have a gross income each year of more than £5000
  • You have a good credit history
  • You are aged 18 or over
More Information
Our credit card exclusively for members with a main current account
Representative Example: 15.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 15.9% p.a. (variable)

0% Credit Card Offers

Balance Transfers:
0% for 28 months
Balance Transfer Fee:
0.99%
Purchases:
0% for 6 months
Representative APR:
19.9% APR (variable)
More Information

Credit Card Details

M&S Transfer Plus Credit Card*
  • 0% for 28 months on balance transfers made within 90 days of account opening
  • 0.99% balance transfer fee, minimum £5
  • 0% on purchases for 6 months from account opening
  • Collect M&S points every time you shop anywhere in the world with your card
  • Preferential rates when you use your card to order M&S Travel Money
  • Manage account online
  • Annual Fee: £0
More Information

Application Criteria

M&S Transfer Plus Credit Card*
  • You are a UK resident
  • You have a UK bank or building society account
  • You are aged 18 or over
  • You have not held a credit card with M&S Bank within previous 12 months
More Information
Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.9% p.a. (variable)

0% Credit Card Offers

Balance Transfers:
0% for 15 months
Balance Transfer Fee:
3%
Purchases:
None
Representative APR:
26.2% APR (variable)
More Information

Credit Card Details

Asda Cashback Plus Credit Card*
  • 0% on balance transfers for 15 months made within first 90 days of account opening
  • 3% balance transfer fee, minimum £3
  • 0% for 6 months on purchases of £200 or more at George.com
  • 2% cashback on your Asda shopping online and instore
  • 2% cashback at Asda Living, Asda petrol stations and George.com
  • 0.2% cashback everywhere else
  • Annual Fee: £3 monthly fee
More Information

Application Criteria

Asda Cashback Plus Credit Card*
  • You are a UK resident
  • You have a UK bank or building society account
  • You are able to provide at least one telephone number
  • You have a regular source of income
  • You are aged 18 or over
More Information
Unlimited cashback vouchers - 2% at Asda plus 0.2% everywhere else
Representative Example: 26.2% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.9% p.a. (variable) with a monthly fee payable of £3

The last 0% NatWest credit card offer before it was withdrawn offered 0% for 28 months on balance transfers with a 2.99% balance transfer fee. This NatWest Platinum credit card had also offered customers 0% for 6 months on purchases with an 18.9% APR interest rate.

NatWest still do offer credit cards to customers, although without any 0% introductory offers. The bank now offers a Clear Rate Platinum credit card with a low interest rate on balance transfers and purchases.

This card also has an annual fee, which is currently set at £24 per year. Most of the other available UK  credit cards, including the current M&S credit card offers, do not charge an annual fee.


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