0% NatWest Credit Card

What are the current 0% NatWest credit card offers and deals?

There are currently no NatWest credit card offers available, to UK customers looking for a new 0% NatWest credit card with a 0% introductory deal.

RBS, the parent company of NatWest, announced at the end of February 2014 that the bank would no longer offer 0% introductory offers to new customers.

The bank said that the existing 0% NatWest credit card offers would be withdrawn as part of a policy to increase trust in the bank by removing “teaser rates” from all products.

As part of this promise to customers, NatWest said that it would stop offering deals to new customers that it would not offer to existing customers. NatWest also said it would also stop offering different rates to customers depending on whether they applied online or in branches.

With no more 0% NatWest credit card offers now available, this has slightly reduced the number of 0% credit card offers in the UK.

NatWest credit card customers can of course still apply for any of the 0% credit card offers available from other credit card companies, who several years after NatWest’s announcement, have shown no intention of withdrawing their own 0% credit card offers.

In fact the other card companies are competing very hard for new customers. As a result currently there are still over 90 other credit cards in the UK offering introductory 0% purchase credit cards and 0 percent credit card offers available from other banks and credit card companies.

All of the following credit card issuers provide featured 0% credit cards for both purchases and balance transfers:-

0% Credit Card Offers

Credit Card Details

HSBC Credit Card*

0% interest for 32 months on balance transfers made within 60 days of account opening
1.4% balance transfer fee (minimum £5)
0% on purchases for 3 months from account opening
At the end of 0% offer period, balance transfers and purchases will revert to standard variable rate
home&Away rewards programme giving you instant discounts from well-known brands
Online account management
Annual Fee: £0

Application Criteria

HSBC Credit Card*

You have an annual income or pension before tax of £8,500 or more
You are a UK resident, including Isle of Man and Channel Islands
You are aged 18 or over
You do not hold an HSBC Basic bank account

£25 cashback when use card for either purchases or balance transfer for minimum of £300 within 60 days of account opening (terms apply)

Representative Example: 21.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 21.9% p.a. (variable)

Credit is subject to status

0% Credit Card Offers

Credit Card Details

M&S Shopping Plus Credit Card*

0% for 20 months on balance transfers made within 90 days of account opening
2.9% balance transfer fee, minimum £5
0% on purchases for 20 months from account opening
Collect M&S points every time you shop anywhere in the world with your card
Preferential rates when you use your card to order M&S Travel Money
Manage account online
Annual Fee: £0

Application Criteria

M&S Shopping Plus Credit Card*

You are a UK resident
You have a UK bank or building society account
You are aged 18 or over
You have not held a credit card with M&S Bank within previous 12 months

Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.9% p.a. (variable)

0% Credit Card Offers

Credit Card Details

Nationwide Select Credit Card just for Nationwide members*

0% on balance transfers for 12 months from account opening
0% balance transfer fee within first 3 months, 2.4% fee applies after, minimum £5
0% on purchases for 12 months from account opening
Unlimited commission free purchases abroad
Manage account online
Annual Fee: £0

Application Criteria

Nationwide Select Credit Card just for Nationwide members*

Nationwide credit cards are just for members. You are a member when you have a current account, mortgage or savings account with Nationwide
Nationwide Select Credit Card is only available to members who hold their main current account with Nationwide
You have been living in the UK for the last 12 months
You have a gross income each year of more than £5000
You have a good credit history
You are aged 18 or over

Nationwide Select Credit Card is only available to members who hold their main current account with Nationwide

Representative Example: 15.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 15.9% p.a. (variable)

0% Credit Card Offers

Credit Card Details

M&S Transfer Plus Credit Card*

0% for 28 months on balance transfers made within 90 days of account opening
0.99% balance transfer fee, minimum £5
0% on purchases for 6 months from account opening
Collect M&S points every time you shop anywhere in the world with your card
Preferential rates when you use your card to order M&S Travel Money
Manage account online
Annual Fee: £0

Application Criteria

M&S Transfer Plus Credit Card*

You are a UK resident
You have a UK bank or building society account
You are aged 18 or over
You have not held a credit card with M&S Bank within previous 12 months

Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.9% p.a. (variable)

0% Credit Card Offers

Credit Card Details

Asda Cashback Plus Credit Card*

0% on balance transfers for 15 months made within first 90 days of account opening
3% balance transfer fee, minimum £3
0% for 6 months on purchases of £200 or more at George.com
2% cashback on your Asda shopping online and instore
2% cashback at Asda Living, Asda petrol stations and George.com
0.2% cashback everywhere else
Annual Fee: £3 monthly fee

Application Criteria

Asda Cashback Plus Credit Card*

You are a UK resident
You have a UK bank or building society account
You are able to provide at least one telephone number
You have a regular source of income
You are aged 18 or over

Unlimited cashback vouchers - 2% at Asda plus 0.2% everywhere else

Representative Example: 26.2% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.9% p.a. (variable) with a monthly fee payable of £3

The last 0% NatWest credit card offer before it was withdrawn offered 0% for 28 months on balance transfers with a 2.99% balance transfer fee. This NatWest Platinum credit card had also offered customers 0% for 6 months on purchases with an 18.9% APR interest rate.

NatWest still do offer credit cards to customers, although without any 0% introductory offers. The bank now offers a Clear Rate Platinum credit card with a low interest rate on balance transfers and purchases.

This card also has an annual fee, which is currently set at £24 per year. Most of the other available UK credit cards, including the current M&S credit card offers, do not charge an annual fee.

0% NatWest Credit Card