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AA Credit Card

The AA credit card is now no longer available to new UK customers.

The AA credit cards were previously issued by Bank of Ireland UK. All credit cards issued by Bank of Ireland were transferred to a new credit card provider, Jaja Finance, in October 2020. Bank of Ireland UK had decided to exit the UK credit card market.

AA Credit Card Offers

As a result of the change of card providers in the UK, all existing customers received a new Visa credit card. Customers were also required to register using the Jaja online app to service their new card.

Any introductory 0% offers the customer had on their old AA credit cards were unaffected and continued until their expiry date.

Prior to the transfer to Jaja, there were a range of AA credit cards with 0% deals and offers. These included the AA balance transfer credit card and the AA FuelSave card.

AA Credit Card Balance Transfer

The AA balance transfer credit card had offered a long introductory 0% offer on balance transfers. This was before the card was withdrawn from the UK card market. Back in 2017, the introductory offer on balance transfers for the AA balance transfer card had been as long as 0% for 39 months.

AA Balance transfer card customers whose 0% introductory offer has now finished can make a balance transfer to new card with a new 0% introductory offer.

Some of the most popular 0 percent credit card deals include the following featured credit cards with 0% offers. :-


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0% Credit Card Offers

Balance Transfers:
0% for 29 months
Balance Transfer Fee:
2.75%
Purchases:
0% for 3 months
Representative APR:
21.9% APR (variable)

Credit Card Details

HSBC Balance Transfer*
  • 0% interest for 29 months on balance transfers made within first 60 days of account opening
  • 2.75% balance transfer fee applies (minimum £5)
  • 0% interest on purchases for 3 months from account opening
  • At end of promotional period, balance transfers and purchases will revert to standard variable rate
  • Worldwide offers and discounts with HSBC home&Away
  • Manage your card online
  • Annual Fee: None

Application Criteria

HSBC Balance Transfer*
  • You have an annual income or pension before tax of £6,800 or more
  • You are a UK resident
  • You are aged 18 or over
  • You do not hold an HSBC Basic bank account
Representative Example: 21.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 21.9% p.a. (variable)
Credit is subject to status, affordability and applicable terms and conditions

0% Credit Card Offers

Balance Transfers:
0% for 29 months
Balance Transfer Fee:
2.75%
Purchases:
0% for 3 months
Representative APR:
21.9% APR (variable)

Credit Card Details

M&S Transfer Plus*
  • 0% for 29 months on balance transfers made within 90 days of account opening
  • 2.75% balance transfer fee, minimum £5
  • 0% on purchases for 3 months from account opening
  • Collect M&S points every time you shop anywhere in the world with your card
  • One point for every £1 you spend in M&S and one point for every £5 you spend elsewhere
  • Manage account online
  • Annual Fee: None

Application Criteria

M&S Transfer Plus*
  • You are a UK resident
  • You have an annual income or pension of at least £6,800
  • You are aged 18 or over
  • You have not held a credit card with M&S Bank within the previous 12 months
Representative Example: 21.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 21.9% p.a. (variable)

0% Credit Card Offers

Balance Transfers:
0% for 24 months
Balance Transfer Fee:
3%
Purchases:
0% for 4 months
Representative APR:
20.6% APR (variable)

Credit Card Details

Co-operative Bank Balance Transfer
  • 0% interest for 24 months for balance transfers made within 60 days
  • 3% balance transfer fee, minimum £5
  • 0% interest on purchases for 4 months from account opening
  • All successful applicants will receive this exact rate and offer
  • Online account management
  • Annual Fee: None

Application Criteria

Co-operative Bank Balance Transfer
  • Only available to customers who have held a Co-operative Bank or smile current account for 1 month or more
  • You are a UK resident
  • You have annual income of £10,000 or more
  • You are aged 18 or over
Only available to Co-operative Bank customers
Representative Example: 20.6% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 20.6% p.a. (variable)

0% Credit Card Offers

Balance Transfers:
0% for 22 months
Balance Transfer Fee:
2.9%
Purchases:
0% for 22 months
Representative APR:
21.9% APR (variable)

Credit Card Details

M&S Shopping Plus*
  • 0% for 22 months on balance transfers made within 90 days of account opening
  • 2.9% balance transfer fee, minimum £5
  • 0% on purchases for 22 months from account opening
  • Collect M&S points every time you shop anywhere in the world with your card
  • One point for every £1 you spend in M&S and one point for every £5 you spend elsewhere
  • Manage account online
  • Annual Fee: None

Application Criteria

M&S Shopping Plus*
  • You are a UK resident
  • You have an annual income or pension of at least £6,800
  • You are aged 18 or over
  • You have not held a credit card with M&S Bank within the previous 12 months
Representative Example: 21.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 21.9% p.a. (variable)

0% Credit Card Offers

Balance Transfers:
0% for up to 15 months
Balance Transfer Fee:
1.45%
Purchases:
0% for up to 15 months
Representative APR:
21.9% APR (variable)

Credit Card Details

TSB Platinum Purchase Credit Card
  • 0% interest for up to the first 15 months on balances transferred within first 90 days
  • 1.45% balance transfer fee during first 90 days, 3% fee applies afer 90 days
  • 0% interest on purchases for up to the first 15 months
  • Internet fraud protection and Clicksafe
  • Online card servicing
  • Annual Fee: None

Application Criteria

TSB Platinum Purchase Credit Card
  • You are an existing TSB customer
  • You are not currently declared bankrupt, have CCJs or subject to IVA
  • You have a good credit rating and regular income
  • You are a UK resident
  • You are aged 18 or over
Representative Example: 21.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 21.95% p.a. (variable)

Jaja is a relatively new credit card company. As a result, a few of the other credit card companies have not yet setup their details in their computer systems. This can occasionally, cause some issues with making balance transfers from some Jaja credit cards. Jaja is also generally not suitable for new customers looking for UK high limit credit cards.

One tip, that we have seen work if a customer has an issue, is to use your original AA credit card number for the balance transfer. This number can be found on the old card or your paperwork for the original AA card.

MBNA AA Credit Card

At one time, MBNA issued the AA credit card. This was prior to the cards being issued by Bank of Ireland UK.

MBNA issued many different credit cards, under many different brand names, including the AA. The list of MBNA credit cards was extensive. At one time MBNA were the largest issuer of credit cards within the UK card market.

These MBNA AA credit cards used the Visa payment network. The cards issued by Bank of Ireland UK were issued using the Mastercard payment network. Both Mastercard and Visa credit cards accepted at millions of petrol stations, shops, hotels and restaurants all over the world.


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Published: October 7, 2020, Updated: September 7, 2021 by 0% Credit Card Expert

All 0% credit card deals and offers on this website are updated daily