AA Credit Card

The AA credit card now has a new 0% offer for UK customers. These new 0% introductory offers on the AA credit cards take effect from 10th January 2018.

These new AA credit card offers are currently available on the reintroduced AA Balance Transfer credit card. This card now has a long 0% introductory offer on balance transfers.

AA Credit Card Offers

The offers on the AA Balance Transfer credit card are now 0% for up to 35 months on balance transfers with a lower 2.85% balance transfer fee and a representative 18.9% APR variable. This card also offers customers 0% for 3 months on purchases. The APR and offer period will be dependent on the customer’s personal circumstances.

The AA Balance Transfer card was removed from the market in December 2017. At that time, the AA credit card offer was 0% for 37 months on balance transfers, with a 1.99% fee. The AA Balance Transfer card has now been relaunched with the new 0% offer for 35 months in January 2018.

AA Credit Card

The following featured AA credit card offers are now available to UK customers:-

0% Credit Card Offers

Balance Transfers:
0% for up to 35 months
Balance Transfer Fee:
0% for 3 months
Representative APR:
18.9% APR (variable)
More Information

Credit Card Details

AA Balance Transfer Credit Card*
  • 0% for up to 35 months on balance transfers made in first 3 months
  • 2.85% balance transfer fee
  • 0% for 3 months on purchases from account opening
  • Contactless payments
  • Mobile servicing app
  • Annual Fee: £0
More Information

Application Criteria

AA Balance Transfer Credit Card*
  • You are a UK resident
  • You have a bank or building society account
  • You have no outstanding County Court Judgements
  • You have an annual income of £8,000 or more
  • You are aged 18 or over
More Information
Representative Example: 18.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 18.9% p.a. (variable)
AA Credit Cards are provided by Bank of Ireland UK. AA Finances Services Limited is a credit broker and not a lender

This new AA Balance Transfer card does currently offer some of the longest 0% introductory offers available on balance transfers, in the UK.  Like many other UK credit cards, the AA credit cards, do not charge customers an annual fee.

AA Credit Card Application

UK customers can make an AA credit card application online. The AA credit card application process now also provides an eligibility check. As a result, customers can now see the chance of their application being accepted without affecting their credit rating.

In many cases when applying online, because the AA credit cards are instant decision credit cards a customer will know if they have been accepted or not, at the end of the AA card application process.

Customers can make an AA credit card application if they are a resident of England, Scotland, Wales or Northern Ireland and aged 18 or over. The AA credit cards are not currently available to residents of the Channel Islands or the Isle of Man.

AA credit cards are issued using the Mastercard payment network. Mastercard credit cards accepted at millions of petrol stations, shops, hotels and restaurants all over the world.

MBNA issued the AA credit cards in previous years. However the new AA credit cards are now provided by Bank of Ireland UK. AA Financial Services Limited is a credit broker and not a lender.

The new AA credit cards are no longer a cash advance credit card as the new AA card offers do not offer any 0% introductory deals on money transfers.

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