Bank of Scotland Platinum Credit Card

The 0% introductory offers and the balance transfer fees on the Bank of Scotland Platinum credit card range have been changed once again as from 28th July 2017.

Bank of Scotland Platinum Credit Card

The Bank of Scotland Platinum 32 month card has an offer of 0% for up to 32 months on balance transfers, with a lower balance transfer fee deal that has a 0.8% fee applies on balance transfers made in first 90 days, 3% fee applies after first 90 days and a representative 18.9% APR variable. This Bank of Scotland credit card also offers a longer than average 0% for 12 months on purchases from account opening.

The Bank of Scotland 25 Month Platinum card has an offer of 0% for 25 months on balance transfers. This card also has a no balance transfer fee deal and comes with a 0% balance transfer fee in first 90 days, 3% fee applies after 90 days and the card has a representative 18.9% APR variable.

The Bank of Scotland Classic credit card offers 0% for 18 months on balance transfers and also offers 0% for 9 months on purchases from the date the credit card account is opened. This card has a 3% balance transfer fee and a representative 27.9% APR variable.

Bank of Scotland Platinum Credit Card

Details of the currently available featured 0% Bank of Scotland credit cards can be found below:-

0% Credit Card Offers

Balance Transfers:
0% for up to 32 months
Balance Transfer Fee:
0.8%
Purchases:
0% for 12 months
Representative APR:
18.9% APR (variable)
More Information

Credit Card Details

Bank of Scotland 32 Month Credit Card*
  • 0% for up to 32 months from account opening on balance transfers made within first 90 days
  • 0.8% fee applies on balance transfers made in first 90 days, 3% fee applies after first 90 days
  • 0% for 12 months from account opening on purchases
  • Cover against online fraud when purchasing on the Internet
  • Manage your card online using Internet Banking and Mobile Banking
  • Annual Fee: £0
More Information

Application Criteria

Bank of Scotland 32 Month Credit Card*
  • You are a UK resident
  • You have a regular income
  • You are aged 18 or over
More Information
0.8% fee applies on balance transfers made in first 90 days, 3% fee applies after first 90 days
Representative Example: 18.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 18.95% p.a. (variable)
The APR and length of the promotional offer are dependent on your personal circumstances

0% Credit Card Offers

Balance Transfers:
0% for up to 25 months
Balance Transfer Fee:
0%
Purchases:
0% for 3 months
Representative APR:
18.9% APR (variable)
More Information

Credit Card Details

Bank of Scotland 25 Month Balance Transfer*
  • 0% for up to 25 months from account opening on balance transfers made within first 90 days
  • 0% balance transfer fee in first 90 days, 3% fee applies after 90 days
  • 0% for 3 months from account opening on purchases
  • Cover against online fraud when purchasing on the Internet
  • Manage your card online using Internet Banking and Mobile Banking
  • Annual Fee: £0
More Information

Application Criteria

Bank of Scotland 25 Month Balance Transfer*
  • You are a UK resident
  • You have a regular income
  • You are aged 18 or over
More Information
0% balance transfer fee in first 90 days, 3% fee applies after 90 days
Representative Example: 18.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 18.95% p.a. (variable)
The APR and length of the promotional offer are dependent on your personal circumstances

0% Credit Card Offers

Balance Transfers:
0% for 18 months
Balance Transfer Fee:
3%
Purchases:
0% for 9 months
Representative APR:
27.9% APR (variable)
More Information

Credit Card Details

Bank of Scotland Classic Credit Card*
  • 0% for 18 months from account opening on balance transfers made within first 90 days
  • 3% balance transfer fee
  • 0% for 9 months from account opening on purchases
  • Cover against online fraud when purchasing on the Internet
  • Manage your card online using Internet Banking and Mobile Banking
  • Annual Fee: £0
More Information

Application Criteria

Bank of Scotland Classic Credit Card*
  • You are a UK resident
  • You have a regular income
  • You do not have any Count Court Judgements against you
  • You are aged 18 or over
More Information
Representative Example: 27.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 27.95% p.a. (variable)

All of these Bank of Scotland Platinum credit cards can be applied for online and customers do not need to be a Bank of Scotland customer to apply for one of these Bank of Scotland credit cards.

Customers are more likely to be accepted for a Bank of Scotland credit card if they are UK residents, aged 18 or over, do not already have an existing Bank of Scotland credit card, have a regular income and an excellent credit rating with no history of bad debts or bankruptcy.

The Bank of Scotland Classic credit card requires a good credit rating rather than the excellent credit rating required for the other Bank of Scotland Platinum MasterCard credit cards.

These Bank of Scotland credit cards are instant decision credit cards that give customers a decision at the end of the online application process.

All of the above Bank of Scotland Platinum credit cards are issued by Bank of Scotland using the MasterCard payment system. This means that all of these cards are accepted at millions of locations, including hotels, shops and restaurants around the world that accept MasterCard credit cards.


Related Content From 0% Credit Card Expert:-

Today on 0% Credit Card Expert there are:-

107 UK 0% credit cards currently avaliable offering:-

  • 0% interest on balance transfers for up to 40 months
  • 0% interest on purchases for up to 32 months