Halifax Credit Card Application

Here at 0% Credit Card Expert, over recent months, we have seen an increasing number of UK credit card customers looking for answers to specific questions about the Halifax credit card application process.

Halifax Credit Card ApplicationThe current Halifax credit card offers are some of the most competitive 0% introductory deals available in the UK, for both balance transfers and on purchases.

As a result, questions about the Halifax credit card application process have been steadily increasing.

Here at 0% Credit Card Expert we aim to inform UK credit card customers about all aspects of the 0% credit card market, in as simple terms as we can use.

Answers to some of the most common questions that we have seen about the Halifax credit card application process can be found below:-

Can You Apply For Halifax Credit Card Online?

Can a customer apply for a Halifax credit card online?

Yes. UK credit card customers can apply for a Halifax credit card online. In fact currently, some of the cards in the Halifax credit card range can only be applied for online.

The Halifax 38 Month balance transfer card, as seen below for example, with it’s long 0% balance transfer offer is, only available to applicants who apply for a Halifax credit card online.

This Halifax 38 Month card is currently not available for applications in Halifax high street branches.

Halifax Credit Cards – Who Can Apply?

Apply For Halifax Credit CardAll of the UK credit card companies have differing application criteria. So who can apply for a Halifax credit card?

A Halifax credit card application can be made by customers who are:-

  • Aged 18 or over
  • UK resident
  • And have a regular income

A customer applying for a Halifax credit card does not need to be a Halifax savings or current account customer in order to apply for a Halifax credit card.

A Halifax credit card application is unlikely to be successful if a customer is currently declared bankrupt, has any county court judgements or is subject to an individual Voluntary Agreement.

What You Will Need Before You Apply

Once you have selected the Halifax credit card you would like to apply for, what information will you need to apply?

In order to complete the Halifax credit card application form, you will need to have all of the following information to hand:-

  • Your current UK address
  • Your previous address details if you have stayed at you current address for less than 3 years
  • A contact phone number and email address
  • The sort code and account number for your bank account
  • Your current annual income before tax
  • If you want to make a balance transfer at application time you will also need the card number of the credit card you wish to transfer the balance from.

UK customers can apply for all of the following popular featured Halifax credit cards online:-

0% Credit Card Offers

Balance Transfers:
0% for up to 38 months
Balance Transfer Fee:
2.25%
Purchases:
0% for 6 months
Representative APR:
18.9% APR (variable)
More Information

Credit Card Details

Halifax 38 Month Credit Card*
  • 0% for up to 38 months from account opening on balance transfers made in first 90 days
  • 2.25% balance transfer fee in first 90 days (after 0.75% refund), 3% fee applies after 90 days
  • 0% for 6 months from account opening on purchases
  • Cover against online fraud when purchasing on the Internet
  • Manage your card online using Online Banking and Mobile Banking
  • Annual Fee: £0
More Information

Application Criteria

Halifax 38 Month Credit Card*
  • You are a UK resident
  • You have a regular income
  • You do not have any Count Court Judgements against you
  • You are aged 18 or over
More Information
2.25% balance transfer fee (after refund) in first 90 days, 3% fee applies after 90 days
Representative Example: 18.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 18.95% p.a. (variable)
The APR and length of the promotional offer are dependent on your personal circumstances

0% Credit Card Offers

Balance Transfers:
0% for up to 29 months
Balance Transfer Fee:
0%
Purchases:
0% for 3 months
Representative APR:
18.9% APR (variable)
More Information

Credit Card Details

Halifax 29 Month Credit Card*
  • 0% for up to 29 months from account opening on balance transfers within first 90 days
  • 0% balance transfer fee in first 90 days, 3% fee applies after 90 days
  • 0% for 3 months from account opening on purchases
  • Cover against online fraud when purchasing on the Internet
  • Manage your card online using Online Banking and Mobile Banking
  • Annual Fee: £0
More Information

Application Criteria

Halifax 29 Month Credit Card*
  • You are a UK resident
  • You have a regular income
  • You do not have any Count Court Judgements against you
  • You are aged 18 or over
More Information
0% balance transfer fee in first 90 days, 3% fee after 90 days
Representative Example: 18.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 18.95% p.a. (variable)
The APR and length of the promotional offer are dependent on your personal circumstances

0% Credit Card Offers

Balance Transfers:
0% for up to 33 months
Balance Transfer Fee:
0.57%
Purchases:
0% for 3 months
Representative APR:
18.9% APR (variable)
More Information

Credit Card Details

Halifax 33 Month Credit Card*
  • 0% for up to 33 months from account opening on balance transfers within first 90 days
  • 0.57% fee applies (after 2.43% refund) on balance transfers made in first 90 days, 3% fee applies after first 90 days
  • 0% for 3 months from account opening on purchases
  • Cover against online fraud when purchasing on the Internet
  • Manage your card online using Online Banking and Mobile Banking
  • Annual Fee: £0
More Information

Application Criteria

Halifax 33 Month Credit Card*
  • You are a UK resident
  • You have a regular income
  • You do not have any Count Court Judgements against you
  • You are aged 18 or over
More Information
0.57% fee applies on balance transfers made in first 90 days, 3% fee applies after first 90 days
Representative Example: 18.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 18.95% p.a. (variable)
The APR and length of the promotional offer are dependent on your personal circumstances

0% Credit Card Offers

Balance Transfers:
0% for 6 months
Balance Transfer Fee:
3%
Purchases:
0% for 30 months
Representative APR:
18.9% APR (variable)
More Information

Credit Card Details

Halifax 30 Month Purchase Credit Card*
  • 0% for 6 months from account opening on balance transfers within the first 90 days
  • 3% balance transfer fee
  • 0% for first 30 months from account opening on purchases
  • Cover against online fraud when purchasing on the Internet
  • Manage your card online using Online Banking and Mobile Banking
  • Annual Fee: £0
More Information

Application Criteria

Halifax 30 Month Purchase Credit Card*
  • You are a UK resident
  • You have a regular income
  • You do not have any Count Court Judgements against you
  • You are aged 18 or over
More Information
Representative Example: 18.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 18.95% p.a. (variable)
The APR and length of the promotional offer are dependent on your personal circumstances

Halifax Credit Card Application Decision?

How long does the Halifax credit card application decision take?

When you apply for a Halifax credit card online, most customers should have a Halifax credit card application decision within 5 minutes or less of completing the Halifax credit card application form online.

A small number of customers may have the decision on their Halifax instant decision credit card referred to a credit analyst for further checks. In these cases,  this will lead to a delay in the Halifax credit card application decision time for these customers, because an analyst will have to manually review their application.

Halifax Visa credit card or Halifax MasterCard?

Do customers receive a Halifax Visa credit card or a Halifax MasterCard credit card?

All UK customers who make a Halifax credit card application currently receive a Halifax MasterCard credit card. There are no credit cards currently available from the Halifax as a Halifax Visa card.

All of the current Halifax MasterCard credit cards are accepted at retailers, petrol stations, hotels, restaurants and millions of locations in the UK and around the world.


Related Content From 0% Credit Card Expert:-

Today on 0% Credit Card Expert there are:-

107 UK 0% credit cards currently avaliable offering:-

  • 0% interest on balance transfers for up to 39 months
  • 0% interest on purchases for up to 30 months