HSBC Bank regularly change the HSBC credit card offers available in the UK credit card market. The bank has reduced the length of some of their 0% introductory offer periods recently. This is most likely due to the recent uncertainty in the financial markets, and the current cost of living crisis.
The HSBC credit card offers in the UK include cards with long 0% introductory offers on balance transfers. There are also longer 0% introductory offers on purchases available on the purchase plus credit card.
The current HSBC credit card offers are available to all UK customers looking for a new 0% credit card. The main HSBC interest free credit cards can be applied for by HSBC customers, as well as customers who have their bank account with another UK bank.
HSBC Purchase Plus Credit Card
Now available from HSBC is the HSBC Purchase Plus credit card. This HSBC 0 credit card now has different length introductory rates on balance transfers and on purchases.
The HSBC Purchase Plus credit card now offers 0% for up to 18 months on purchases. The card also offers 0% for up to 16 months on balance transfers, with a 3.49% balance transfer fee applies (minimum £5). This card has a representative 24.9% APR variable. The HSBC Purchase Plus credit card was previously called the HSBC Matched credit card.
HSBC 0 Credit Card
The current longest HSBC 0 credit card offers are available on the HSBC 24 month balance transfer credit card.
This card now offers customers 0% for up to 24 months on balance transfers, a 3.49% balance transfer fee applies (minimum £5), and the card has a representative 24.9% APR variable. This card also offers 0% for 3 months on purchases.
The HSBC no fee balance transfer credit card is now no longer available for new customers. This card had offered customers 0% for 16 months on balance transfers with no balance transfer fee. This card was removed from the market in September last year.
Listed below are the current featured UK HSBC credit card offers:-
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- 0% interest for up to 24 months on balance transfers made within first 60 days of account opening
- 3.49% balance transfer fee applies (minimum £5)
- 0% interest on purchases for 3 months from account opening
- At end of promotional period, balance transfers and purchases will revert to standard variable rate
- Worldwide offers and discounts with HSBC home&Away
- Manage your card online
- Annual Fee: None
- You have an annual income or pension before tax of £6,800 or more
- You are a UK resident
- You are aged 18 or over
- You do not hold an HSBC Basic bank account
- 0% interest for up to 16 months on balance transfers made within first 60 days of account opening
- 3.49% balance transfer fee applies (minimum £5)
- 0% interest on purchases for up to 18 months from account opening
- At end of promotional period, balance transfers and purchases will revert to standard variable rate
- Worldwide offers and discounts with HSBC home&Away
- Manage your card online
- Annual Fee: None
- You have an annual income or pension before tax of £6,800 or more
- You are a UK resident
- You are aged 18 or over
- You do not hold an HSBC Basic bank account
The HSBC Rewards credit card had offered customers 0% for 6 months on purchases and on balance transfers, with a 2.99% balance transfer fee (minimum £5). This card had also offered customers rewards when you shop. However this card has now been removed from the UK market, as of the end of January, this year.
HSBC Interest Free Credit Card
The above HSBC credit card offers are available to UK residents only. A HSBC credit card application in the UK can be made online. Customers looking to apply for any HSBC interest free credit card need to be aged 18 or over, with an annual income, or pension, before tax of £6,800 or more.
In the UK, most new HSBC credit cards are issued using the Visa credit card payment network. Visa and Mastercard credit cards are accepted at millions of shops, hotels, restaurants, petrol stations and other locations all around the world.
HSBC credit card rewards are available on all of the above HSBC balance transfer cards. These rewards are also available on the HSBC purchase plus credit card. All of these cards come with the home&Away rewards programme. This gives customers instant discounts from well know brands in the UK and abroad.
HSBC Credit Card UK
HSBC Bank are one of the main high street banks in the UK. There are HSBC bank branches all over the country. This is as a result of the HSBC takeover of what was Midland Bank, back in 1992.
The M&S credit card and First Direct credit cards are also issued by HSBC. As a result, no balance transfers are allowed from these cards to any other UK HSBC credit card. Credit card offers for existing customers are also restricted in this way.
A HSBC interest free credit card can be managed online, when logged into your HSBC online account. There is no annual fee on any of the above HSBC balance transfer cards, or the HSBC Purchase Plus credit card.