Lloyds Platinum Credit Card

Lloyds Bank have introduced changes to the Lloyds Platinum credit card range, with the new 0% introductory deals and offers taking effect from 16th June 2017.

These Lloyds credit card offers see the leading Lloyds Platinum credit card offer a long 0% for 40 months on balance transfers, with a 1.69% balance transfer fee (after 1.31% refund) in first 90 days, 3% fee applies after 90 days. This Lloyds balance transfer credit card also offers 0% for 6  months on purchases with a new slightly higher representative 19.9% APR variable.

Lloyds Platinum Credit CardThese Lloyds Platinum credit card offers also include a new longer 0% introductory deal on the Lloyds 33 month balance transfer card. This card  now offers 0% for up to 33 months on balance transfers, with a lower 0.59% fee applies (after 2.41% refund) on balance transfers made in first 90 days, 3% fee applies after first 90 days and a representative 18.9% APR variable.

This Lloyds 33 month balance transfer card also has £20 cashback on the first balance transfer made within 90 days of account opening. This card had previously offered 0% for a shorter 32 months on balance transfers with a higher 0.8% fee.

The Lloyds credit card range also includes a Lloyds Platinum purchase card for UK customers that offers a long 0% introductory deal on purchases for up to 29 months and this card has a representative 18.9% APR variable. This Lloyds Platinum purchase card also comes with an offer of 0% on balance transfers for up to 29 months, with a 2.5% balance transfer fee in first 90 days, 3% fee applies after 90 days.

The new Lloyds Platinum 37 month balance transfer card now offers 0% for 37 months on balance transfers with a 1.39% balance transfer fee (after 1.61% refund) in first 90 days, 3% fee applies after 90 days and a representative 18.9% APR variable. This card offer is available until 6th July 2017.

The Lloyds Platinum credit card offers also include a no balance transfer fee offer on the Lloyds 25 month balance transfer card.  This card now offers a longer 0% for up to 25 months on balance transfers, with a 0% balance transfer fee in first 90 days, 3% fee after 90 days and a representative 19.9% APR variable.

Lloyds Platinum Credit Card

Details of the most popular featured 0% Lloyds credit cards that are currently available, can be found below:-

0% Credit Card Offers

Balance Transfers:
0% for up to 40 months
Balance Transfer Fee:
1.69%
Purchases:
0% for 6 months
Representative APR:
19.9% APR (variable)
More Information

Credit Card Details

Lloyds Platinum 40 Month Credit Card*
  • 0% for up to 40 months from account opening on balance transfers
  • 1.69% balance transfer fee (after 1.31% refund) in first 90 days, 3% fee applies after 90 days
  • 0% for 6 months from account opening on purchases
  • Lloyds Bank Clicksafe and Internet fraud protection
  • Online servicing with Internet Banking
  • Annual Fee: £0
More Information

Application Criteria

Lloyds Platinum 40 Month Credit Card*
  • You are a UK resident
  • You have a regular income
  • You are free from any county court judgements
  • You are aged 18 or over
More Information
1.69% balance transfer fee (after refund) in first 90 days, 3% fee applies after 90 days
Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.94% p.a. (variable)
The APR and length of the promotional offer are dependent on your personal circumstances

0% Credit Card Offers

Balance Transfers:
0% for up to 33 months
Balance Transfer Fee:
0.59%
Purchases:
0% for 3 months
Representative APR:
18.9% APR (variable)
More Information

Credit Card Details

Lloyds Platinum 33 Month Credit Card*
  • 0% for up to 33 months from account opening on balance transfers
  • 0.59% fee applies (after 2.41% refund) on balance transfers made in first 90 days, 3% fee applies after first 90 days
  • 0% for 3 months from account opening on purchases
  • Lloyds Bank Clicksafe and Internet fraud protection
  • Online servicing with Internet Banking
  • Annual Fee: £0
More Information

Application Criteria

Lloyds Platinum 33 Month Credit Card*
  • You are a UK resident
  • You have had a permanent UK address for 3 years or more
  • You have a good credit rating/history
  • You are aged 18 or over
More Information
£20 cashback on the first balance transfer made within 90 days of account opening
Representative Example: 18.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 18.94% p.a. (variable)
APR and Promotional periods may vary depending on your personal circumstances

0% Credit Card Offers

Balance Transfers:
0% for up to 29 months
Balance Transfer Fee:
2.5%
Purchases:
0% for up to 29 months
Representative APR:
18.9% APR (variable)
More Information

Credit Card Details

Lloyds Platinum 29 Month Credit Card*
  • 0% interest for up to 29 months from account opening on balance transfers
  • 2.5% balance transfer fee in first 90 days, 3% fee applies after 90 days
  • 0% interest for up to 29 months from account opening on purchases
  • Lloyds Bank ClickSafe
  • Online servicing with Internet Banking
  • Annual Fee: £0
More Information

Application Criteria

Lloyds Platinum 29 Month Credit Card*
  • You are a UK resident
  • You have a regular income
  • You have a good credit history free from any county court judgements
  • You are aged 18 or over
More Information
2.5% balance transfer fee in first 90 days, 3% fee after 90 days
Representative Example: 18.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 18.94% p.a. (variable)
The APR and length of the promotional offer are dependent on your personal circumstances

0% Credit Card Offers

Balance Transfers:
0% for up to 25 months
Balance Transfer Fee:
0%
Purchases:
0% for 3 months
Representative APR:
19.9% APR (variable)
More Information

Credit Card Details

Lloyds Platinum 25 Month Balance Transfer*
  • 0% for up to 25 months on balances transferred in the first 90 days
  • 0% balance transfer fee in first 90 days, 3% fee after 90 days
  • 0% on purchases for 3 months from account opening
  • Lloyds Bank Clicksafe and Internet fraud protection
  • Online servicing with Internet Banking
  • Annual Fee: £0
More Information

Application Criteria

Lloyds Platinum 25 Month Balance Transfer*
  • You are a UK resident
  • You have a regular income
  • You are free from any county court judgements
  • You are aged 18 or over
More Information
0% balance transfer fee in first 90 days, 3% fee after 90 days
Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.94% p.a. (variable)
The APR and length of the promotional offer are dependent on your personal circumstances

0% Credit Card Offers

Balance Transfers:
0% for 37 months
Balance Transfer Fee:
1.39%
Purchases:
0% for 3 months
Representative APR:
18.9% APR (variable)
More Information

Credit Card Details

Lloyds Platinum 37 Month Credit Card*
  • 0% for up to 37 months on balances transfers made within 90 days of account opening
  • 1.39% balance transfer fee (after 1.61% refund) in first 90 days, 3% fee applies after 90 days
  • 0% on purchases for3 months from account opening
  • Lloyds Bank Clicksafe and Internet fraud protection
  • Online servicing with Internet Banking
  • Annual Fee: £0
More Information

Application Criteria

Lloyds Platinum 37 Month Credit Card*
  • You are a UK resident
  • You have a regular income
  • You are free from any county court judgements
  • You are aged 18 or over
More Information
Offer available until 6th July 2017
Representative Example: 18.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 18.94% p.a. (variable)
The APR and length of the promotional offer are dependent on your personal circumstances

0% Credit Card Offers

Balance Transfers:
0% for 29 months
Balance Transfer Fee:
3%
Purchases:
0% for 29 months
Representative APR:
23.7% APR (variable)
More Information

Credit Card Details

Lloyds Bank Choice Rewards Credit Card*
  • 0% interest for 29 months from account opening on balance transfers made within 90 days
  • 3% balance transfer fee
  • 0% interest on purchases for 29 months from date of account opening
  • 50 Choice points for every £5 spent on the Choice Rewards American Express Card
  • 10 Choice points for every £5 spent on the Choice Rewards MasterCard
  • Online account management
  • Annual Fee: £24
More Information

Application Criteria

Lloyds Bank Choice Rewards Credit Card*
  • You have a regular income
  • You have a good credit history free from any county court judgements
  • You are a UK resident
  • You are aged 18 or over
More Information
Representative Example: 23.7% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 18.94% p.a. (variable) with an annual fee payable of £24

Customers can apply for all of these Lloyds credit cards online, provided that they are a UK resident and aged 18 or over. Customers making an online application for any Lloyds credit card do not need to have a current account with Lloyds or to be an existing Lloyds Bank customer.

The longest Lloyds Platinum credit card balance transfer offer was previously a 0% for 42 month offer with a higher 2.3% balance transfer fee and a representative 18.9% APR variable, when the longest Lloyds balance transfer card was last changed in January 2016.

The new longer 0% introductory rates for balance transfers and purchases on the Lloyds credit card range, have been introduced to ensure that the cards are competitive in a UK credit card market that is constantly changing.

All of the above Lloyds Platinum credit card range are issued as MasterCard credit cards, with the exception of the Lloyds Bank Choice Rewards card which has two cards, one from American Express and one MasterCard.

MasterCard credit cards are accepted at millions of shops, restaurants, petrol stations and hotels all across the world.

All of these Lloyds Platinum credit cards are instant decision credit cards that will give a customer a decision at the end of the online application process.


Related Content From 0% Credit Card Expert:-

Today on 0% Credit Card Expert there are:-

117 UK 0% credit cards currently avaliable offering:-

  • 0% interest on balance transfers for up to 41 months
  • 0% interest on purchases for up to 30 months