M&S Credit Card

M And S Credit CardThe M&S credit card range has expanded. M&S Bank, the financial services arm of Marks and Spencer, now offer a choice of M&S credit cards to customers in the UK.

There is now a M&S credit card for customers primarily looking to make a longer balance transfer. In addition, there is also a M&S credit card for those customers more interested in an all round card, with equally long 0% introductory offers on both  purchases and on balance transfers.

The previous M and S credit card offers were more focused on the rewards available with the M and S credit card and had 0% introductory rates that were much shorter then the longest 0% offers available at the time.

M&S Credit Card

The M&S Credit card offer for customers looking to make a balance transfer is available with the M&S Transfer Plus credit card which offers 0% for 32 months on balance transfers with a 0.99% balance transfer fee, minimum £5 and a representative 18.9% APR variable.

The M&S Credit card offer for customers looking for an all round credit card is available with the M&S Shopping Plus credit card which offers 0% for 25 months on purchases and 0% for 32 months on balance transfers with a 2.9% balance transfer fee, minimum £5 and a representative 18.9% APR variable.

The following featured M&S credit card offers are now available to UK customers:-

0% Credit Card Offers

Balance Transfers:
0% for 32 months
Balance Transfer Fee:
0.99%
Purchases:
0% for 6 months
Representative APR:
18.9% APR (variable)
More Information

Credit Card Details

M&S Transfer Plus Credit Card*
  • 0% for 32 months on balance transfers made within 90 days of account opening
  • 0.99% balance transfer fee, minimum £5
  • 0% on purchases for 6 months from account opening
  • Collect M&S points every time you shop anywhere in the world with your card
  • Preferential rates when you use your card to order M&S Travel Money
  • Manage account online
  • Annual Fee: £0
More Information

Application Criteria

M&S Transfer Plus Credit Card*
  • You are a UK resident
  • You have a UK bank or building society account
  • You are aged 18 or over
  • You have not held a credit card with M&S Bank within previous 12 months
More Information
Representative Example: 18.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 18.9% p.a. (variable)

0% Credit Card Offers

Balance Transfers:
0% for 25 months
Balance Transfer Fee:
2.9%
Purchases:
0% for 25 months
Representative APR:
18.9% APR (variable)
More Information

Credit Card Details

M&S Shopping Plus Credit Card*
  • 0% for 25 months on balance transfers made within 90 days of account opening
  • 2.9% balance transfer fee, minimum £5
  • 0% on purchases for 25 months from account opening
  • Collect M&S points every time you shop anywhere in the world with your card
  • Preferential rates when you use your card to order M&S Travel Money
  • Manage account online
  • Annual Fee: £0
More Information

Application Criteria

M&S Shopping Plus Credit Card*
  • You are a UK resident
  • You have a UK bank or building society account
  • You are aged 18 or over
  • You have not held a credit card with M&S Bank within previous 12 months
More Information
Representative Example: 18.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 18.9% p.a. (variable)

Marks and Spencer Credit Card

In addition to the introductory 0% credit card offers on balance transfers and purchases the Marks and Spencer credit cards also offer customers Marks and Spencer reward points when the cards are used to make purchases online or on the high street.

Customers with a Marks and Spencer credit card earn 1 point for every £1 spent in M&S and one point for every £5 spent elsewhere using the card. These M&S points are converted to rewards vouchers, which can be spent in M&S stores, either on the high street or online.

The Marks and Spencer credit card can be applied for online by customers who are UK residents, aged 18 or over and who have a bank or building society account. The Marks and Spencer credit card is issued as a Mastercard credit card and is accepted at millions of locations which accept Mastercard cards all over the world.


Related Content From 0% Credit Card Expert:-

Today on 0% Credit Card Expert there are:-

94 UK 0% credit cards currently avaliable offering:-

  • 0% interest on balance transfers for up to 37 months
  • 0% interest on purchases for up to 30 months