Nationwide Credit Card Offers

The Nationwide credit card offers now include longer 0% introductory offers on balance transfers and on purchases.  The Nationwide credit cards also offer customers, unlimited commission-free purchases abroad.

These Nationwide credit card offers are now available on a choice of two different Nationwide credit cards.

To apply for the the Nationwide credit card, you must be a Member of Nationwide. This means you already have a current account, mortgage or savings account with Nationwide.

The introductory Nationwide credit card offers are available with two different offers. The Nationwide Member credit card balance transfer offer has 0% for 18 months on balance transfers with a 1.5% balance transfer fee within first 90 days, after that 2.4% fee applies, minimum £5. This card also has 0% for 3 months on purchases and a representative 19.9% APR variable.

The Nationwide Member credit card all rounder offer has 0% for 15 months on balance transfers with a 1.5% balance transfer fee within first 90 days, after that 2.4% fee applies, minimum £5. This Nationwide all rounder credit card does have a longer 0% for 15 months on purchases and a representative 19.9% APR variable.

Nationwide 0% Credit Card

The current coronavirus outbreak has led to reduced bank processing capacity. As a result, we are unable to provide you with a link to any Nationwide credit cards at this time. We apologise for the inconvenience.

However the following alternative UK credit cards are still available:-

0% Credit Card Offers

M&S Transfer Plus*

Balance Transfers:

0% for 29 months

Balance Transfer Fee:

2.75%

Purchases:

0% for 3 months

Representative APR:

21.9% APR (variable)

More Information >

Credit Card Details

M&S Transfer Plus*

• 0% for 29 months on balance transfers made within 90 days of account opening
• 2.75% balance transfer fee, minimum £5
• 0% on purchases for 3 months from account opening
• Collect M&S points every time you shop anywhere in the world with your card
• One point for every £1 you spend in M&S and one point for every £5 you spend elsewhere
• Manage account online
• Annual Fee: None

More Information >

Application Criteria

M&S Transfer Plus*

• You are a UK resident
• You have an annual income or pension of at least £6,800
• You are aged 18 or over
• You have not held a credit card with M&S Bank within the previous 12 months

More Information >

0% Credit Card Offers

HSBC Balance Transfer*

Balance Transfers:

0% for 29 months

Balance Transfer Fee:

2.75%

Purchases:

0% for 3 months

Representative APR:

21.9% APR (variable)

More Information >

Credit Card Details

HSBC Balance Transfer*

• 0% interest for 29 months on balance transfers made within first 60 days of account opening
• 2.75% balance transfer fee applies (minimum £5)
• 0% interest on purchases for 3 months from account opening
• At end of promotional period, balance transfers and purchases will revert to standard variable rate
• Worldwide offers and discounts with HSBC home&Away
• Manage your card online
• Annual Fee: None

More Information >

Application Criteria

HSBC Balance Transfer*

• You have an annual income or pension before tax of £6,800 or more
• You are a UK resident
• You are aged 18 or over
• You do not hold an HSBC Basic bank account

More Information >

0% Credit Card Offers

TSB Platinum Purchase Credit Card

Balance Transfers:

0% for up to 15 months

Balance Transfer Fee:

1.45%

Purchases:

0% for up to 15 months

Representative APR:

21.9% APR (variable)

More Information >

Credit Card Details

TSB Platinum Purchase Credit Card

• 0% interest for up to the first 15 months on balances transferred within first 90 days
• 1.45% balance transfer fee during first 90 days, 3% fee applies afer 90 days
• 0% interest on purchases for up to the first 15 months
• Internet fraud protection and Clicksafe
• Online card servicing
• Annual Fee: None

More Information >

Application Criteria

TSB Platinum Purchase Credit Card

• You are an existing TSB customer
• You are not currently declared bankrupt, have CCJs or subject to IVA
• You have a good credit rating and regular income
• You are a UK resident
• You are aged 18 or over

More Information >

0% Credit Card Offers

Co-operative Bank Balance Transfer

Balance Transfers:

0% for 24 months

Balance Transfer Fee:

3%

Purchases:

0% for 4 months

Representative APR:

20.6% APR (variable)

More Information >

Credit Card Details

Co-operative Bank Balance Transfer

• 0% interest for 24 months for balance transfers made within 60 days
• 3% balance transfer fee, minimum £5
• 0% interest on purchases for 4 months from account opening
• All successful applicants will receive this exact rate and offer
• Online account management
• Annual Fee: None

More Information >

Application Criteria

Co-operative Bank Balance Transfer

• Only available to customers who have held a Co-operative Bank or smile current account for 1 month or more
• You are a UK resident
• You have annual income of £10,000 or more
• You are aged 18 or over

More Information >

0% Credit Card Offers

HSBC Purchase Plus*

Balance Transfers:

0% for 18 months

Balance Transfer Fee:

2.9%

Purchases:

0% for 18 months

Representative APR:

22.9% APR (variable)

More Information >

Credit Card Details

HSBC Purchase Plus*

• 0% interest for 18 months on balance transfers made within first 60 days of account opening
• 2.9% balance transfer fee applies (minimum £5)
• 0% interest on purchases for 18 months from account opening
• At end of promotional period, balance transfers and purchases will revert to standard variable rate
• Worldwide offers and discounts with HSBC home&Away
• Manage your card online
• Annual Fee: None

More Information >

Application Criteria

HSBC Purchase Plus*

• You have an annual income or pension before tax of £6,800 or more
• You are a UK resident
• You are aged 18 or over
• You do not hold an HSBC Basic bank account

More Information >

Both of the Nationwide credit cards are available for online applications to UK residents aged 18 or over, who have a gross annual income of £5,000 or more and a good credit history.

These interest free credit cards are available just for Nationwide Members with a current account, mortgage or savings account with Nationwide.

The Nationwide credit card deals had previously offered 0% for 12 months on purchases and balance transfers. The newer longer introductory offers above, were first introduced in November 2019.

Nationwide Credit Card Use Abroad

The Nationwide credit card is suitable to use as a 0% credit card abroad. This is because both of the Nationwide credit cards offer customers unlimited commission-free purchases abroad.

Many other UK credit cards will charge a foreign transaction fee of around 2.75%, or higher, on any purchase made abroad. So paying for a £2,000 hotel bill, whilst on holiday, would incur a £55 fee with many other credit cards.

This fee would also require the customer to have a credit limit greater than £2000, a credit card with a £3000 limit for example. Customers with a £2000 limit, would exceed their credit limit with the addition of the foreign transaction fee.

Using your nationwide card abroad, to pay the same £2,000 hotel bill above, would not incur any foreign transaction fee. This would save the customer £55 compared to using another UK credit card.

As a result, these Nationwide credit cards can allow customers to make significant savings, when used outside of the UK with their unlimited commission-free purchases abroad offers.

Both of the UK Nationwide credit cards are issued using the Visa payment network.

This means that both the Nationwide Member credit cards, will be accepted in millions of locations around the world, including shops, petrol stations, restaurants and hotels.

Related Content From 0% Credit Card Expert:-