Nationwide Credit Card Offers

The Nationwide credit card offers now include longer 0% introductory offers on balance transfers and on purchases. The Nationwide credit cards also offer customers, unlimited commission-free purchases abroad.

These Nationwide credit card offers are now available on a choice of two different Nationwide credit cards.

To apply for the the Nationwide credit card, you must be a Member of Nationwide. This means you already have a current account, mortgage or savings account with Nationwide.

The introductory Nationwide credit card offers are available with two different offers. The Nationwide Member credit card balance transfer offer has 0% for 18 months on balance transfers with a 1.5% balance transfer fee within first 90 days, after that 2.4% fee applies, minimum £5. This card also has 0% for 3 months on purchases and a representative 19.9% APR variable.

The Nationwide Member credit card all rounder offer has 0% for 15 months on balance transfers with a 1.5% balance transfer fee within first 90 days, after that 2.4% fee applies, minimum £5. This Nationwide all rounder credit card does have a longer 0% for 15 months on purchases and a representative 19.9% APR variable.

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The current coronavirus outbreak has greatly reduced bank processing capacity. As a result, we are unable to provide you with a link to any Nationwide credit cards at this time. We apologise for the inconvenience.

However the following alternative UK credit cards are still available:-

0% Credit Card Offers

Credit Card Details

Sainsbury’s Dual Offer Credit Card

0% interest on balance transfers for up to 20 months
3% balance transfer fee, minimum £3 on transfers made at application
0% interest on purchases for up to 20 months
Collect 2 Nectar points per £1 spent on Sainsbury's shopping and fuel
Collect 1 Nectar point for every £5 spent on your card elsewhere
Online account management
Annual Fee: None

Application Criteria

Sainsbury’s Dual Offer Credit Card

You have a permanent UK address
You have not been declined for credit in the last month
You do not have a history of bad credit
You are aged 18 or over

To apply for a credit card you must be a Nectar member and should have been one for at least 6 months

Representative Example: 20.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 20.95% p.a. (variable)

0% Credit Card Offers

Credit Card Details

NatWest Longer Balance Transfer

0% on balance transfers for 23 months from account opening
1.99% balance transfer fee
0% on purchases for first 3 months from account opening
Lock and unlock your credit card in app
Manage your card 24/7 online and by telephone banking
Annual Fee: None

Application Criteria

NatWest Longer Balance Transfer

You are a NatWest customer
You are a UK resident
You are earning at least £10,000 per year
You are aged 18 or over

Only available to customers who have a current account, savings account, credit card or mortgage with NatWest

Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.9% p.a. (variable)

0% Credit Card Offers

Credit Card Details

Santander All in One Credit Card

0% interest on balance transfers for 26 month from date account opened
0% balance transfer fee
0% interest on purchases for 26 month from date account opened
0.5% cashback on all of your purchases
No foreign transaction fee on purchases made abroad in local currency
Cashback through Retailer Offers
Monthly Fee: £3

Application Criteria

Santander All in One Credit Card

You are a permanent UK resident
You have a good credit history with no history of bad credit
You have an income of £7,500 per year or more
You are at least 18 years of age

Monthly fee of £3 payable

Representative Example: 21.7% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 15.9% p.a. (variable) with a monthly fee of £3 payable

0% Credit Card Offers

Credit Card Details

TSB Platinum Purchase Credit Card

0% interest for up to the first 20 months on balances transferred within first 90 days
2.95% balance transfer fee during first 90 days, 3% fee applies afer 90 days
0% interest on purchases for up to the first 20 months
Internet fraud protection and Clicksafe
Online card servicing
Annual Fee: None

Application Criteria

TSB Platinum Purchase Credit Card

You are an existing TSB customer
You are not currently declared bankrupt, have CCJs or subject to IVA
You have a good credit rating and regular income
You are a UK resident
You are aged 18 or over

Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.95% p.a. (variable)

Both of the Nationwide credit cards are available for online applications to UK residents aged 18 or over, who have a gross annual income of £5,000 or more and a good credit history.

The cards are available just for Nationwide Members with a current account, mortgage or savings account with Nationwide.

The Nationwide credit card deals had previously offered 0% for 12 months on purchases and balance transfers. The newer longer introductory offers above, were first introduced in November 2019.

Nationwide Credit Card Use Abroad

The Nationwide credit card is suitable to use as a 0% credit card abroad. This is because both of the Nationwide credit cards offer customers unlimited commission-free purchases abroad.

Many other UK credit cards will charge a foreign transaction fee of around 2.75%, or higher, on any purchase made abroad. So paying for a £2,000 hotel bill, whilst on holiday, would incur a £55 fee with many other credit cards.

Using your nationwide card abroad, to pay the same £2,000 hotel bill above, would not incur any foreign transaction fee. This would save the customer £55 compared to using another UK credit card.

As a result, these Nationwide credit cards can allow customers to make significant savings, when used outside of the UK with their unlimited commission-free purchases abroad offers.

Both of the UK Nationwide credit cards are issued using the Visa payment network.

This means that both the Nationwide Member credit cards, will be accepted in millions of locations around the world, including shops, petrol stations, restaurants and hotels.

Nationwide Credit Card Offers