Nationwide Credit Card Offers

The new Nationwide credit card offers now include longer 0% introductory offers on balance transfers and on purchases.  The Nationwide credit cards also offer customers, unlimited commission-free purchases abroad.

These Nationwide credit card offers are now available on a choice of two different Nationwide credit cards.

Nationwide Credit Card Offers

To apply for the the Nationwide credit card, you must be a Member of Nationwide. This means you already have a current account, mortgage or savings account with Nationwide.

The introductory Nationwide credit card offers are available with two different offers. The Nationwide Member credit card balance transfer offer has 0% for 18 months on balance transfers with a 1.5% balance transfer fee within first 90 days, after that 2.4% fee applies, minimum £5. This card also has 0% for 3 months on purchases and a representative 19.9% APR variable.

The Nationwide Member credit card all rounder offer has 0% for 15 months on balance transfers with a 1.5% balance transfer fee within first 90 days, after that 2.4% fee applies, minimum £5. This card does have a longer 0% for 15 months on purchases and a representative 19.9% APR variable.

Nationwide Credit Card Offers

The following featured Nationwide credit card offers are now available to UK customers:-


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0% Credit Card Offers

Balance Transfers:
0% for 18 months
Balance Transfer Fee:
1.5%
Purchases:
0% for 3 months
Representative APR:
19.9% APR (variable)
More Information

Credit Card Details

Nationwide Member Credit Card*
  • 0% on balance transfers for 18 months if made within 90 days of account opening
  • 1.5% balance transfer fee within first 90 days, after that 2.4% fee applies, minimum £5
  • 0% on purchases for 3 months from date you open your account
  • Unlimited commission-free purchases abroad
  • Manage account online
  • Annual Fee: £0
More Information

Application Criteria

Nationwide Member Credit Card*
  • Must be a Member of Nationwide. This means you already have a current account, mortgage or savings account with Nationwide
  • You are a UK resident
  • You have a minimum income of £5000 per year
  • You have a good credit history
  • You are aged 18 or over
More Information
Must be a Member of Nationwide. This means you already have a current account, mortgage or savings account with Nationwide
Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.9% p.a. (variable)

0% Credit Card Offers

Balance Transfers:
0% for 15 months
Balance Transfer Fee:
1.5%
Purchases:
0% for 15 months
Representative APR:
19.9% APR (variable)
More Information

Credit Card Details

Nationwide Member Credit Card - All Rounder*
  • 0% on balance transfers for 15 months if made within 90 days of account opening
  • 1.5% balance transfer fee within first 90 days, after that 2.4% fee applies, minimum £5
  • 0% on purchases for 15 months from date you open your account
  • Unlimited commission-free purchases abroad
  • Manage account online
  • Annual Fee: £0
More Information

Application Criteria

Nationwide Member Credit Card - All Rounder*
  • Must be a Member of Nationwide. This means you already have a current account, mortgage or savings account with Nationwide
  • You are a UK resident
  • You have a minimum income of £5000 per year
  • You have a good credit history
  • You are aged 18 or over
More Information
Must be a Member of Nationwide. This means you already have a current account, mortgage or savings account with Nationwide
Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.9% p.a. (variable)

Both of the above Nationwide credit cards are available for online applications to UK residents aged 18 or over, who have a gross annual income of £5,000 or more and a good credit history.

The cards are available just for Nationwide Members with a current account, mortgage or savings account with Nationwide.

The Nationwide credit card deals had previously offered 0% for 12 months on purchases and balance transfers. The new longer introductory offers above, were first introduced in November 2019.

Nationwide Credit Card Use Abroad

The Nationwide credit card is suitable to use as a 0% credit card abroad. This is because both of the Nationwide credit cards offer customers unlimited commission-free purchases abroad.

Many other UK credit cards will charge a foreign transaction fee of around 2.75%, or higher, on any purchase made abroad. So paying for a £2,000 hotel bill, whilst on holiday, would incur a £55 fee with many other credit cards.

Using your nationwide card abroad, to pay the same £2,000 hotel bill above, would not incur any foreign transaction fee. This would save the customer £55 compared to using another UK credit card.

As a result, these Nationwide credit cards can allow customers to make significant savings, when used outside of the UK with their unlimited commission-free purchases abroad offers.

Both of the UK Nationwide credit cards are issued using the Visa payment network.

This means that both the Nationwide Member credit cards, will be accepted in millions of locations around the world, including shops, petrol stations, restaurants and hotels.


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