Post Office Credit Card Application

We have seen an increasing number of UK credit card customers looking for answers to specific questions about the Post Office credit card application process over recent months.

Post Office Credit Card ApplicationThe introductory 0% deals and offers available on the Post Office Money credit cards for both purchases and balance transfers are currently very competitive. As a result, questions about the Post Office credit card application process have increased over recent months.

Answers to some of the most common questions that we have seen about the Post Office credit card application process can be found below:-

Apply For Post Office Credit Card Online?

Can you apply for a Post Office credit card online?

Yes. Most UK credit card customers now apply for a new credit card online. The Post Office credit card application form can be completed online and will only take a few minutes to complete. Customers will receive a decision at the end of the online Post Office credit card application process.

UK customers can now apply for all of the following popular featured Post Office credit cards online:-

0% Credit Card Offers

Balance Transfers:
0% for 18 months
Balance Transfer Fee:
2.89%
Purchases:
0% for 28 months
Representative APR:
18.9% APR (variable)
More Information

Credit Card Details

Post Office Money Platinum Credit Card*
  • 0% interest for 18 months on balance transfers made within 3 months of account opening
  • 2.89% balance transfer fee
  • 0% interest on purchases for first 28 months
  • No fees on overseas purchases
  • No cash fee when you purchase Post Office Travel Money
  • Manage your account 24/7 with Post Office Money mobile app
  • Annual Fee: £0
More Information

Application Criteria

Post Office Money Platinum Credit Card*
  • You are a UK resident
  • You have a bank or building society account
  • You have an annual income of £8,000 or more excluding unemployment benefits
  • You are aged 18 or over
  • You have no county court judgements
  • You must not already hold a Post Office Money Credit Card
More Information
No fees on overseas purchases
Representative Example: 18.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 18.9% p.a. (variable)
Post Office Credit Cards are provided by Bank of Ireland UK. Post Office Limited is a credit broker and not a lender

0% Credit Card Offers

Balance Transfers:
0% for 30 months
Balance Transfer Fee:
2.75%
Purchases:
0% for 30 months
Representative APR:
18.9% APR (variable)
More Information

Credit Card Details

Post Office Money Matched Credit Card*
  • 0% for 30 months on balance transfers made within 3 months of account opening
  • 2.75% balance transfer fee
  • 0% on purchases for first 30 months
  • No cash fee when you purchase Post Office Travel Money
  • Manage your account 24/7 with Post Office Money mobile app
  • Annual Fee: £0
More Information

Application Criteria

Post Office Money Matched Credit Card*
  • You are a UK resident
  • You have a bank or building society account
  • You have an annual income of £8,000 or more excluding unemployment benefits
  • You are aged 18 or over
  • You have no county court judgements
  • You must not already hold a Post Office Money Credit Card
More Information
Representative Example: 18.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 18.9% p.a. (variable)
Post Office Credit Cards are provided by Bank of Ireland UK. Post Office Limited is a credit broker and not a lender

0% Credit Card Offers

Balance Transfers:
0% for up to 37 months
Balance Transfer Fee:
1.99%
Purchases:
0% for 3 months
Representative APR:
18.9% APR (variable)
More Information

Credit Card Details

Post Office Money Balance Transfer Credit Card*
  • 0% for up to 37 months on balance transfers made within 3 months of account opening
  • 1.99% balance transfer fee applies
  • 0% on all purchases for the first three months
  • No cash fee to buy travel money at the Post Office
  • Manage your account 24/7 with Post Office Money mobile app
  • Annual Fee: £0
More Information

Application Criteria

Post Office Money Balance Transfer Credit Card*
  • You are a UK resident
  • You have a bank or building society account
  • You have an annual income of £8,000 or more excluding unemployment benefits
  • You are aged 18 or over
  • You have no county court judgements
  • You must not already hold a Post Office Money Credit Card
More Information
A 1.99% fee applies and balance transfers must be made within 3 months of account opening
Representative Example: 18.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 18.9% p.a. (variable)
Post Office Credit Cards are provided by Bank of Ireland UK. Post Office Limited is a credit broker and not a lender

Post Office Credit Card Application

What is the current Post Office credit card eligibility? What application criteria does a UK customer need to meet to apply for a Post Office credit card?

In order to apply for a new Post Office credit card, such as the Post Office Matched credit card, a customer will need to satisfy the following requirements:-

  • Be a UK resident
  • Be aged 18 years or older
  • Have a current bank account or a building society account
  • Do not already have a Post Office credit card
  • Be employed, retired or a homemaker with an annual income of over £8,000 excluding unemployment benefits
  • Do not have any outstanding County Court Judgments

Post Office Visa Card or Post Office MasterCard?

Will a UK customer receive a Post Office Visa card or a Post Office MasterCard credit card?

Currently all new Post Office credit card customers are issued with a Post Office MasterCard credit card. The Post office does not currently issue any credit cards as a Post Office Visa card.

The Post Office MasterCard credit cards are accepted at millions of locations, including shops, restaurants, hotels and petrol stations all across the UK and worldwide.

Who Issues Post Office Credit Cards?

Which credit card company issues the Post Office credit cards?

The Post Office credit card is issued by Bank Of Ireland. Post Office Limited is a credit broker and not a lender.

Customers with a Bank Of Ireland Post Office credit card will not be able to make a balance transfer from any Post Office credit card to another credit card also issued by Bank Of Ireland UK.

UK customers do not need to have a current account with Bank Of Ireland in order to make a Post Office credit card application.


Related Content From 0% Credit Card Expert:-

Today on 0% Credit Card Expert there are:-

94 UK 0% credit cards currently avaliable offering:-

  • 0% interest on balance transfers for up to 37 months
  • 0% interest on purchases for up to 30 months