0% Credit Cards

Balance Transfers

Purchases

0% Credit Card Offers

Tesco Clubcard Credit Card for Balance Transfers*

Balance Transfers:

0% interest for up to 39 months

Balance Transfer Fee:

2.69%

Purchases:

0% interest for 3 months

Representative APR:

18.9% APR (variable)

Credit Card Details

Tesco Clubcard Credit Card for Balance Transfers*

• 0% interest for up to 39 months on balance transfers made within the first 90 days of opening your account
• 2.69% balance transfer fee in first 90 days, 3% fee after 90 days
• 0% interest for 3 months on purchases from account opening
• Earn Clubcard points wherever you use your card, plus your usual points in Tesco. Terms apply
• You can transfer up to 95% of your available credit limit
• Apply online and get a decision within 60 seconds
• Annual Fee: £0

Application Criteria

Tesco Clubcard Credit Card for Balance Transfers*

• You have an annnual income of at least £5,000
• You are at least 18 years of age
• You have a good credit history
• You live in the UK, or have a British Forces Post Office address
• You do not currently hold more than 1 Tesco Bank Credit Card
• You have not applied for a Tesco Bank Credit Card in the last month or have an application currently in progress

0% Credit Card Offers

Virgin Money 39 Month Balance Transfer Credit Card*

Balance Transfers:

0% for 39 months

Balance Transfer Fee:

2.4%

Purchases:

0% for 3 months

Representative APR:

20.9% APR (variable)

Credit Card Details

Virgin Money 39 Month Balance Transfer Credit Card*

• 0% on balance transfers for 39 months from date account opened (20.9% APR thereafter)
• 2.4% balance transfer fee in first 60 days, 5% fee applies after 60 days
• 0% on purchases for 3 months from the date your account is opened
• 0% on money transfers for 39 months from date account opened (20.9% APR thereafter)
• 3.80% money transfer fee in first 60 days , 5% fee applies after 60 days
• Contactless payments to quickly and securely pay for purchases up to £30
• Annual fee for card: None

Application Criteria

Virgin Money 39 Month Balance Transfer Credit Card*

• You are a UK resident
• You have a bank or building society account
• You have a good credit history
• You are aged 18 or over

0% Credit Card Offers

Santander All in One Credit Card

Balance Transfers:

0% for 39 months

Balance Transfer Fee:

0%

Purchases:

0% for 6 months

Representative APR:

21.7% APR (variable)

Credit Card Details

Santander All in One Credit Card

• 0% on balance transfers for 39 month from date of account opening
• 0% balance transfer fee
• 0% on purchases for 6 month from date of account opening
• 0.5% cashback on all of your purchases
• No foreign transaction fee on purchases made abroad
• Cashback through Retailer Offers
• Monthly Fee: £3

Application Criteria

Santander All in One Credit Card

• You live in the UK permanently
• You have a good credit record
• You have an income of £7,500 per year or more
• You are 18 years of age or more

0% Credit Card Offers

MBNA Platinum Credit Card

Balance Transfers:

0% interest for 39 months

Balance Transfer Fee:

1.99%

Purchases:

N/A

Representative APR:

19.9% APR (variable)

Credit Card Details

MBNA Platinum Credit Card

• 0% interest for up to 39 months on balance transfers
• 1.99% balance transfer fee for the first 60 days and 5% fee thereafter
• No purchases offer with this card
• Contactless payments to quickly and securely pay for purchases under £30
• Online card servicing
• Annual Fee: £0

Application Criteria

MBNA Platinum Credit Card

• You must be aged 18 or over
• You must hold a UK bank account
• You must have been a permanent UK resident for at least 3 years
• You must have a good credit rating

0% Credit Card Offers

Sainsbury’s Balance Transfer Credit Card

Balance Transfers:

0% interest for 39 months

Balance Transfer Fee:

2.89%

Purchases:

0% for 3 months

Representative APR:

18.9% APR (variable)

Credit Card Details

Sainsbury’s Balance Transfer Credit Card

• 0% interest on balance transfers for first 39 months
• 2.89% balance transfer fee in first 3 months, 3% afterwards, minimum £3
• 0% interest on purchases for first 3 months
• Collect 2 Nectar points per £1 spent on Sainsbury's shopping and fuel
• Collect 1 Nectar point for every £5 spent on your card elsewhere
• Online account management
• Annual Fee: £0

Application Criteria

Sainsbury’s Balance Transfer Credit Card

• You have a permanent UK address
• You have not been declined for credit in the last month
• You do not have a history of bad credit
• You are aged 18 or over

0% Credit Card Offers

Nuba Transfer Credit Card

Balance Transfers:

0% interest for 39 months

Balance Transfer Fee:

3.49%

Purchases:

N/A

Representative APR:

18.9% APR (variable)

Credit Card Details

Nuba Transfer Credit Card

• 0% interest for up to 39 months on balance transfers made within first 60 days
• 3.49% balance transfer fee for the first 60 days and 5% fee thereafter
• No purchases offer with this card
• You cannot transfer a balance from another MBNA card
• Contactless technology for payments up to £30
• Annual Fee: £0

Application Criteria

Nuba Transfer Credit Card

• You must be aged 18 or over
• You must hold a UK bank account
• You must have been a permanent UK resident for at least 3 years
• You must have a good credit rating and credit is subject to status

0% Credit Card Offers

Halifax 38 Month Credit Card*

Balance Transfers:

0% for up to 38 months

Balance Transfer Fee:

2.25%

Purchases:

0% for 6 months

Representative APR:

18.9% APR (variable)

Credit Card Details

Halifax 38 Month Credit Card*

• 0% for up to 38 months from account opening on balance transfers made in first 90 days
• 2.25% balance transfer fee in first 90 days (after 0.75% refund), 3% fee applies after 90 days
• 0% for 6 months from account opening on purchases
• Cover against online fraud when purchasing on the Internet
• Manage your card online using Online Banking and Mobile Banking
• Annual Fee: £0

Application Criteria

Halifax 38 Month Credit Card*

• You are a UK resident
• You have a regular income
• You do not have any Count Court Judgements against you
• You are aged 18 or over

0% Credit Card Offers

Barclaycard Platinum 38 Month Credit Card

Balance Transfers:

0% for 38 months

Balance Transfer Fee:

1.45%

Purchases:

0% for 6 months

Representative APR:

19.9% APR (variable)

Credit Card Details

Barclaycard Platinum 38 Month Credit Card

• 0% interest on balance transfers for 38 months from account opening
• Fee of 3.5% will be applied, then reduced to 1.45% by a refund (terms apply)
• 0% interest on purchases for 6 months from opening your account
• Contactless payment technology for purchases of £30 or under
• Online account management
• Annual Fee: £0

Application Criteria

Barclaycard Platinum 38 Month Credit Card

• You have a permanent UK address
• You have a regular income of more than £20,000 pa
• You have an excellent credit rating
• You have no history of bankruptcy or late payments
• You are aged 21 or over

0% Credit Card Offers

Virgin Money 38 Month Balance Transfer Credit Card

Balance Transfers:

0% for 38 Months

Balance Transfer Fee:

1.5%

Purchases:

0% for 3 Months

Representative APR:

20.9% APR (variable)

Credit Card Details

Virgin Money 38 Month Balance Transfer Credit Card

• 0% for 38 months on balance transfers from date your account is opened
• 1.5% balance transfer fee (min £3) in first 60 days, 5% fee after 60 days (min £5)
• 0% for 3 months on purchases from date your account is opened
• Discounts on Virgin holidays, Virgin media and Virgin trains
• Contactless payment technology for purchases of £30 or under
• Choice of card designs
• Annual fee for card: None

Application Criteria

Virgin Money 38 Month Balance Transfer Credit Card

• You have a permanent UK address
• You have a bank or building society account
• You have a good credit rating
• You are aged 18 or over

0% Credit Card Offers

Post Office Money Balance Transfer Credit Card*

Balance Transfers:

0% for up to 37 months

Balance Transfer Fee:

1.99%

Purchases:

0% for 3 months

Representative APR:

18.9% APR (variable)

Credit Card Details

Post Office Money Balance Transfer Credit Card*

• 0% for up to 37 months on balance transfers made within 3 months of account opening
• 1.99% balance transfer fee applies
• 0% on all purchases for the first three months
• No cash fee to buy travel money at the Post Office
• Manage your account 24/7 with Post Office Money mobile app
• Annual Fee: £0

Application Criteria

Post Office Money Balance Transfer Credit Card*

• You are a UK resident
• You have a bank or building society account
• You have an annual income of £8,000 or more excluding unemployment benefits
• You are aged 18 or over
• You have no county court judgements
• You must not already hold a Post Office Money Credit Card

0% Credit Card Offers

AA Balance Transfer Credit Card*

Balance Transfers:

0% for up to 37 months

Balance Transfer Fee:

1.99%

Purchases:

0% for 3 months

Representative APR:

18.9% APR (variable)

Credit Card Details

AA Balance Transfer Credit Card*

• 0% for up to 37 months on balance transfers made in first 3 months
• 1.99% balance transfer fee
• 0% for 3 months on purchases from account opening
• Contactless payments
• Mobile servicing app
• Annual Fee: £0

Application Criteria

AA Balance Transfer Credit Card*

• You are a UK resident
• You have a bank or building society account
• You have no outstanding County Court Judgements
• You have an annual income of £8,000 or more
• You are aged 18 or over

0% Credit Card Offers

Bank of Scotland 37 Month Credit Card

Balance Transfers:

0% for up to 37 months

Balance Transfer Fee:

2%

Purchases:

0% for 6 months

Representative APR:

18.9% APR (variable)

Credit Card Details

Bank of Scotland 37 Month Credit Card

• 0% for up to 37 months from account opening on balance transfers made within first 90 days
• 2% balance transfer fee (after 1% refund) in first 90 days, 3% fee applies after 90 days
• 0% for 6 months from account opening on purchases
• Cover against online fraud when purchasing on the Internet
• Manage your card online using Internet Banking and Mobile Banking
• Annual Fee: £0

Application Criteria

Bank of Scotland 37 Month Credit Card

• You are a UK resident
• You have a regular income
• You are aged 18 or over

0% Credit Card Offers

Lloyds Platinum 37 Month Credit Card

Balance Transfers:

0% for up to 37 months

Balance Transfer Fee:

2%

Purchases:

0% for 3 months

Representative APR:

18.9% APR (variable)

Credit Card Details

Lloyds Platinum 37 Month Credit Card

• 0% for up to 37 months from account opening on balance transfers
• 2% balance transfer fee (after 1% refund) in first 90 days, 3% fee applies after 90 days
• 0% for 3 months from account opening on purchases
• Lloyds Bank Clicksafe and Internet fraud protection
• Online servicing with Internet Banking
• Annual Fee: £0

Application Criteria

Lloyds Platinum 37 Month Credit Card

• You are a UK resident
• You have a regular income
• You are free from any county court judgements
• You are aged 18 or over

0% Credit Card Offers

Sainsbury’s 37 Month Balance Transfer Credit Card

Balance Transfers:

0% for 37 months

Balance Transfer Fee:

2.89%

Purchases:

0% for 3 months

Representative APR:

18.9% APR (variable)

Credit Card Details

Sainsbury’s 37 Month Balance Transfer Credit Card

• 0% interest on balance transfers for first 37 months
• 2.89% balance transfer fee in first 3 months, 3% afterwards, minimum £3 at all times
• 0% interest on purchases for first 3 months
• Collect 2 Nectar points per £1 spent on Sainsbury's shopping and fuel
• Collect 1 Nectar point for every £5 spent on your card elsewhere
• Online account management
• Annual Fee: £0

Application Criteria

Sainsbury’s 37 Month Balance Transfer Credit Card

• You have a permanent UK address
• You have not been declined for credit in the last month
• You do not have a history of bad credit
• You are aged 18 or over

0% Credit Card Offers

Virgin Money 36 Month Money Transfer Credit Card

Balance Transfers:

0% for 36 Months

Balance Transfer Fee:

2.9%

Purchases:

0% for 3 Months

Representative APR:

20.9% APR (variable)

Credit Card Details

Virgin Money 36 Month Money Transfer Credit Card

• 0% for 36 months on balance transfers from date your account is opened
• 2.9% balance transfer fee in first 60 days, 5% fee applies after 60 days
• 0% for 3 months on purchases from date your account is opened
• Discounts on Virgin holidays, Virgin media and Virgin trains
• Contactless payment technology for purchases of £30 or under
• Choice of card designs
• Annual fee for card: None

Application Criteria

Virgin Money 36 Month Money Transfer Credit Card

• You have a permanent UK address
• You have a bank or building society account
• You have a good credit rating
• You are aged 18 or over

0% Credit Card Offers

Halifax 33 Month Credit Card*

Balance Transfers:

0% for up to 33 months

Balance Transfer Fee:

0.57%

Purchases:

0% for 3 months

Representative APR:

18.9% APR (variable)

Credit Card Details

Halifax 33 Month Credit Card*

• 0% for up to 33 months from account opening on balance transfers within first 90 days
• 0.57% fee applies (after 2.43% refund) on balance transfers made in first 90 days, 3% fee applies after first 90 days
• 0% for 3 months from account opening on purchases
• Cover against online fraud when purchasing on the Internet
• Manage your card online using Online Banking and Mobile Banking
• Annual Fee: £0

Application Criteria

Halifax 33 Month Credit Card*

• You are a UK resident
• You have a regular income
• You do not have any Count Court Judgements against you
• You are aged 18 or over

0% Credit Card Offers

Sainsbury’s Low Balance Transfer Fee Credit Card

Balance Transfers:

0% interest for 33 months

Balance Transfer Fee:

0.59%

Purchases:

0% interest for 3 months

Representative APR:

18.9% APR (variable)

Credit Card Details

Sainsbury’s Low Balance Transfer Fee Credit Card

• 0% interest on balance transfers for first 33 months
• 1.5% balance transfer fee reduced to 0.59% by refund in first 3 months, 3% afterwards, minimum £3
• 0% interest on purchases for first 3 months
• Collect 2 Nectar points per £1 spent on Sainsbury's shopping and fuel
• Collect 1 Nectar point for every £5 spent on your card elsewhere
• Online account management
• Annual Fee: £0

Application Criteria

Sainsbury’s Low Balance Transfer Fee Credit Card

• You have a permanent UK address
• You have not been declined for credit in the last month
• You do not have a history of bad credit
• You are aged 18 or over

0% Credit Card Offers

Lloyds Platinum 32 Month Credit Card*

Balance Transfers:

0% for up to 32 months

Balance Transfer Fee:

0.8%

Purchases:

0% for 12 months

Representative APR:

18.9% APR (variable)

Credit Card Details

Lloyds Platinum 32 Month Credit Card*

• 0% for up to 32 months from account opening on balance transfers
• 0.8% fee applies on balance transfers made in first 90 days, 3% fee applies after first 90 days
• 0% for 12 months from account opening on purchases
• Lloyds Bank Clicksafe and Internet fraud protection
• Online servicing with Internet Banking
• Annual Fee: £0

Application Criteria

Lloyds Platinum 32 Month Credit Card*

• You are a UK resident
• You have had a permanent UK address for 3 years or more
• You have a good credit rating/history
• You are aged 18 or over

0% Credit Card Offers

Bank of Scotland 32 Month Credit Card*

Balance Transfers:

0% for up to 32 months

Balance Transfer Fee:

0.8%

Purchases:

0% for 12 months

Representative APR:

18.9% APR (variable)

Credit Card Details

Bank of Scotland 32 Month Credit Card*

• 0% for up to 32 months from account opening on balance transfers made within first 90 days
• 0.8% fee applies on balance transfers made in first 90 days, 3% fee applies after first 90 days
• 0% for 12 months from account opening on purchases
• Cover against online fraud when purchasing on the Internet
• Manage your card online using Internet Banking and Mobile Banking
• Annual Fee: £0

Application Criteria

Bank of Scotland 32 Month Credit Card*

• You are a UK resident
• You have a regular income
• You are aged 18 or over

0% Credit Card Offers

Barclaycard Platinum 32 Month Credit Card

Balance Transfers:

0% for 32 months

Balance Transfer Fee:

0.6%

Purchases:

0% for 6 months

Representative APR:

19.9% APR (variable)

Credit Card Details

Barclaycard Platinum 32 Month Credit Card

• 0% interest on balance transfers for 32 months from account opening
• Fee of 3.5% will be applied, then reduced to 0.6% by a refund, (terms apply)
• 0% interest on purchases for 6 months from opening your account
• Contactless payment technology for purchases of £30 or under
• Online account management
• Annual Fee: £0

Application Criteria

Barclaycard Platinum 32 Month Credit Card

• You have a permanent UK address
• You have a regular income of more than £20,000 pa
• You have a good credit rating
• You have no history of bankruptcy or late payments
• You are aged 21 or over