0% Credit Cards

Balance Transfers

Purchases

0% Credit Card Offers

Sainsbury’s 29 Month Credit Card

Balance Transfers:

0% for up to 29 months

Balance Transfer Fee:

2.74%

Purchases:

0% interest for 3 months

Representative APR:

19.9% APR (variable)

Credit Card Details

Sainsbury’s 29 Month Credit Card

• 0% interest on balance transfers for up to 29 months
• 3% initial balance transfer fee (minimum £3) reduced to 2.74% by refund in first 3 months
• 0% interest on purchases for first 3 months
• Collect 2 Nectar points per £1 spent on Sainsbury's shopping and fuel
• Collect 1 Nectar point for every £5 spent on your card elsewhere
• Online account management
• Annual Fee: £0

Application Criteria

Sainsbury’s 29 Month Credit Card

• You have a permanent UK address
• You have not been declined for credit in the last month
• You do not have a history of bad credit
• You are aged 18 or over

0% Credit Card Offers

MBNA Balance Transfer Credit Card

Balance Transfers:

0% for 29 months

Balance Transfer Fee:

2.75%

Purchases:

N/A

Representative APR:

19.9% APR (variable)

Credit Card Details

MBNA Balance Transfer Credit Card

• 0% interest for up to 29 months on balance transfers
• 2.75% balance transfer fee for the first 60 days and 5% fee thereafter
• No purchases offer with this card
• Contactless payments to quickly and securely pay for purchases under £30
• Online card servicing
• Annual Fee: £0

Application Criteria

MBNA Balance Transfer Credit Card

• You must be aged 18 or over
• You must hold a UK bank account
• You must have been a permanent UK resident for at least 3 years
• You must have a good credit rating

0% Credit Card Offers

Halifax 29 Month Credit Card

Balance Transfers:

0% for up to 29 months

Balance Transfer Fee:

3%

Purchases:

0% for 3 months

Representative APR:

19.9% APR (variable)

Credit Card Details

Halifax 29 Month Credit Card

• 0% for up to 29 months from account opening on balance transfers made in first 90 days
• 3% balance transfer fee
• 0% for 3 months from account opening on purchases
• Cover against online fraud when purchasing on the Internet
• Manage your card online using Online Banking and Mobile Banking
• Annual Fee: £0

Application Criteria

Halifax 29 Month Credit Card

• You are a UK resident
• You have a regular income
• You do not have any Count Court Judgements against you
• You are aged 18 or over

0% Credit Card Offers

Virgin Money 29 Month Balance Transfer Credit Card

Balance Transfers:

0% for 29 months

Balance Transfer Fee:

3%

Purchases:

0% for 3 months

Representative APR:

21.9% APR (variable)

Credit Card Details

Virgin Money 29 Month Balance Transfer Credit Card

• 0% for 29 months on balance transfers from account opening
• 3% balance transfer fee in first 60 days, 5% fee applies after 60 days
• 0% for 3 months on purchases from account opening
• Discounts on Virgin holidays, Virgin media and Virgin trains
• Contactless payment technology for purchases of £30 or under
• Choice of card designs
• Annual fee for card: None

Application Criteria

Virgin Money 29 Month Balance Transfer Credit Card

• You have a permanent UK address
• You have a bank or building society account
• You have a good credit rating
• You are aged 18 or over

0% Credit Card Offers

M&S Transfer Plus Credit Card*

Balance Transfers:

0% for 28 months

Balance Transfer Fee:

2.85%

Purchases:

0% for 6 months

Representative APR:

19.9% APR (variable)

Credit Card Details

M&S Transfer Plus Credit Card*

• 0% for 28 months on balance transfers made within 90 days of account opening
• 2.85% balance transfer fee, minimum £5
• 0% on purchases for 6 months from account opening
• Collect M&S points every time you shop anywhere in the world with your card
• Preferential rates when you use your card to order M&S Travel Money
• Manage account online
• Annual Fee: £0

Application Criteria

M&S Transfer Plus Credit Card*

• You are a UK resident
• You have a UK bank or building society account
• You are aged 18 or over
• You have not held a credit card with M&S Bank within previous 12 months

0% Credit Card Offers

TSB Platinum 28 Month Credit Card

Balance Transfers:

0% for up to 28 months

Balance Transfer Fee:

1.45%

Purchases:

0% for 3 months

Representative APR:

19.9% APR (variable)

Credit Card Details

TSB Platinum 28 Month Credit Card

• 0% interest for up to 28 months on balances transferred within the first 90 days
• 1.45% balance transfer fee during first 90 days, 3% fee applies afer 90 days
• 0% interest for the first 3 months on purchases
• Internet fraud protection and Clicksafe
• Apple Pay and Android Pay
• Annual Fee: £0

Application Criteria

TSB Platinum 28 Month Credit Card

• You are an existing TSB customer
• You are not currently declared bankrupt, have CCJs or subject to IVA
• You have a good credit rating and regular income
• You are a UK resident
• You are aged 18 or over

0% Credit Card Offers

Barclaycard Platinum 28 Month Credit Card

Balance Transfers:

0% for up to 28 months

Balance Transfer Fee:

1.75%

Purchases:

0% for 6 months

Representative APR:

21.9% APR (variable)

Credit Card Details

Barclaycard Platinum 28 Month Credit Card

• 0% interest on balance transfers for up to 28 months from account opening
• 1.75% balance transfer fee applies
• 0% interest on purchases for 6 months from opening your account
• Contactless payment technology for purchases of £30 or under
• Online account management
• Annual Fee: £0

Application Criteria

Barclaycard Platinum 28 Month Credit Card

• You have a permanent UK address
• You have a regular income of more than £20,000 pa
• You have a good credit rating
• You have no history of bankruptcy or late payments
• You are aged 21 or over

0% Credit Card Offers

Tesco Clubcard Credit Card for Balance Transfers

Balance Transfers:

0% interest for up to 28 months

Balance Transfer Fee:

2.98%

Purchases:

0% interest for 3 months

Representative APR:

19.9% APR (variable)

Credit Card Details

Tesco Clubcard Credit Card for Balance Transfers

• 0% interest for up to 28 months on balance transfers made within the first 90 days of opening your account
• 2.98% balance transfer fee in first 90 days, 3.99% fee after 90 days
• 0% interest for 3 months on purchases from account opening
• Earn Clubcard points wherever you use your card, plus your usual points in Tesco. Terms apply
• You can transfer up to 95% of your available credit limit
• Apply online and get a decision within 60 seconds
• Annual Fee: £0

Application Criteria

Tesco Clubcard Credit Card for Balance Transfers

• You have an annnual income of at least £5,000
• You are at least 18 years of age
• You have a good credit history
• You live in the UK, or have a British Forces Post Office address
• You do not currently hold more than 1 Tesco Bank Credit Card
• You have not applied for a Tesco Bank Credit Card in the last month or have an application currently in progress

0% Credit Card Offers

Lloyds Platinum 28 Month Credit Card

Balance Transfers:

0% for up to 28 months

Balance Transfer Fee:

3%

Purchases:

0% for 3 months

Representative APR:

19.9% APR (variable)

Credit Card Details

Lloyds Platinum 28 Month Credit Card

• 0% for up to 28 months from account opening on balance transfers
• 3% balance transfer fee
• 0% for 3 months from account opening on purchases
• Lloyds Bank Clicksafe and Internet fraud protection
• Online servicing with Internet Banking
• Annual Fee: £0

Application Criteria

Lloyds Platinum 28 Month Credit Card

• You are a UK resident
• You have a regular income
• You are free from any county court judgements
• You are aged 18 or over

0% Credit Card Offers

first direct Credit Card

Balance Transfers:

0% for 27 months

Balance Transfer Fee:

2.29%

Purchases:

None

Representative APR:

18.9% APR (variable)

Credit Card Details

first direct Credit Card

• 0% on balance transfers for 27 months if transfer balance within 3 months of account open
• 2.29% balance transfer fee, minimum £5
• This card has no purchases offer
• Option of regular text message mini-statements direct to your mobile phone
• Protection against internet fraud on transactions made without your consent
• Annual Fee: £0

Application Criteria

first direct Credit Card

• You are a first direct current account holder
• You are a UK resident
• You are aged 18 or over

0% Credit Card Offers

MBNA Transfer and Purchase Credit Card

Balance Transfers:

0% for 27 months

Balance Transfer Fee:

2.69%

Purchases:

0% for 27 months

Representative APR:

20.9% APR (variable)

Credit Card Details

MBNA Transfer and Purchase Credit Card

• 0% interest for up to 27 months on balance transfers
• 2.69% balance transfer fee for the first 60 days and 5% fee thereafter
• 0% interest for up to 27 months on card purchases
• Contactless payments to quickly and securely pay for purchases under £30
• Online card servicing
• Annual Fee: £0

Application Criteria

MBNA Transfer and Purchase Credit Card

• You must be aged 18 or over
• You must hold a UK bank account
• You must have been a permanent UK resident for at least 3 years
• You must have a good credit rating

0% Credit Card Offers

Sainsbury’s Dual Offer Credit Card

Balance Transfers:

0% for up to 27 months

Balance Transfer Fee:

3%

Purchases:

0% for up to 27 months

Representative APR:

20.9% APR (variable)

Credit Card Details

Sainsbury’s Dual Offer Credit Card

• 0% interest on balance transfers for up to 27 months
• 3% balance transfer fee, minimum £3
• 0% interest on purchases for up to 27 months
• Collect 2 Nectar points per £1 spent on Sainsbury's shopping and fuel
• Collect 1 Nectar point for every £5 spent on your card elsewhere
• Online account management
• Annual Fee: £0

Application Criteria

Sainsbury’s Dual Offer Credit Card

• You have a permanent UK address
• You have not been declined for credit in the last month
• You do not have a history of bad credit
• You are aged 18 or over

0% Credit Card Offers

Santander All in One Credit Card

Balance Transfers:

0% for 26 months

Balance Transfer Fee:

0%

Purchases:

0% for 26 months

Representative APR:

21.7% APR (variable)

Credit Card Details

Santander All in One Credit Card

• 0% on balance transfers for 26 month from date of account opening
• 0% balance transfer fee
• 0% on purchases for 26 month from date of account opening
• 0.5% cashback on all of your purchases
• No foreign transaction fee on purchases made abroad in local currency
• Cashback through Retailer Offers
• Monthly Fee: £3

Application Criteria

Santander All in One Credit Card

• You live in the UK permanently
• You have a good credit record
• You have an income of £7,500 per year or more
• You are 18 years of age or more

0% Credit Card Offers

Sainsbury’s Low Balance Transfer Fee Credit Card

Balance Transfers:

0% for up to 26 months

Balance Transfer Fee:

0.62%

Purchases:

0% for 3 months

Representative APR:

20.9% APR (variable)

Credit Card Details

Sainsbury’s Low Balance Transfer Fee Credit Card

• 0% interest on balance transfers up to your first 26 months
• 0.62 % balance transfer fee(1% initial fee reduced by refund) in first 3 months, 3% afterwards, minimum £3
• 0% interest on purchases for first 3 months
• Collect 2 Nectar points per £1 spent on Sainsbury's shopping and fuel
• Collect 1 Nectar point for every £5 spent on your card elsewhere
• Online account management
• Annual Fee: £0

Application Criteria

Sainsbury’s Low Balance Transfer Fee Credit Card

• You have a permanent UK address
• You have not been declined for credit in the last month
• You do not have a history of bad credit
• You are aged 18 or over

0% Credit Card Offers

MBNA Low Fee Credit Card

Balance Transfers:

0% for 26 months

Balance Transfer Fee:

1%

Purchases:

N/A

Representative APR:

19.9% APR (variable)

Credit Card Details

MBNA Low Fee Credit Card

• 0% interest for up to 26 months on balance transfers
• 1% balance transfer fee for the first 60 days and 5% fee thereafter
• No purchases offer with this card
• Contactless payments to quickly and securely pay for purchases under £30
• Online account management
• Annual Fee: £0

Application Criteria

MBNA Low Fee Credit Card

• You are a UK resident
• You have had a permanent UK address for 3 years or more
• You have a good credit rating/history
• You are aged 18 or over

0% Credit Card Offers

HSBC Balance Transfer Credit Card*

Balance Transfers:

0% for 25 months

Balance Transfer Fee:

1.5%

Purchases:

0% for 3 months

Representative APR:

21.9% APR (variable)

Credit Card Details

HSBC Balance Transfer Credit Card*

• 0% interest for 25 months on balance transfers made within first 60 days of account opening
• 1.5% balance transfer fee (minimum £5)
• 0% interest on purchases for 3 months from account opening
• At end of promotional period, balance transfers and purchases will revert to standard variable rate
• home&Away rewards programme giving you instant discounts from well-known brands
• Online account management
• Annual Fee: £0

Application Criteria

HSBC Balance Transfer Credit Card*

• You have an annual income or pension before tax of £8,500 or more
• You are a UK resident
• You are aged 18 or over
• You do not hold an HSBC Basic bank account

0% Credit Card Offers

Halifax 25 Month Credit Card

Balance Transfers:

0% for up to 25 months

Balance Transfer Fee:

1%

Purchases:

0% for 12 months

Representative APR:

19.9% APR (variable)

Credit Card Details

Halifax 25 Month Credit Card

• 0% for up to 25 months from account opening on balance transfers within first 90 days
• 1% fee applies on balance transfers made in first 90 days, 3% fee applies after first 90 days
• 0% for 12 months from account opening on purchases
• Cover against online fraud when purchasing on the Internet
• Manage your card online using Online Banking and Mobile Banking
• Annual Fee: £0

Application Criteria

Halifax 25 Month Credit Card

• You are a UK resident
• You have a regular income
• You do not have any Count Court Judgements against you
• You are aged 18 or over

0% Credit Card Offers

Barclaycard Platinum All Rounder Credit Card

Balance Transfers:

0% for up to 25 months

Balance Transfer Fee:

2.7%

Purchases:

0% for up to 25 months

Representative APR:

21.9% APR (variable)

Credit Card Details

Barclaycard Platinum All Rounder Credit Card

• 0% interest on balance transfers for up to 25 months from account opening
• 2.7% balance transfer fee applies
• 0% interest on purchases for up to 25 months from account opening
• Contactless payment technology for purchases of £30 or under
• Online account servicing
• Annual Fee: £0

Application Criteria

Barclaycard Platinum All Rounder Credit Card

• You are a UK resident
• You have a regular income of more than £20,000 pa
• You have a good credit rating
• You have no history of bankruptcy or late payments
• You are aged 21 or over

0% Credit Card Offers

Co-operative Bank Credit Card

Balance Transfers:

0% for 24 months

Balance Transfer Fee:

1%

Purchases:

0% for 4 months

Representative APR:

20.6% APR (variable)

Credit Card Details

Co-operative Bank Credit Card

• 0% interest for 24 months for balance transfers made within 60 days
• 1% balance transfer fee, minimum £5
• 0% interest on purchases for 4 months from account opening
• All successful applicants will receive this exact rate and offer
• Online account management
• Annual Fee: £0

Application Criteria

Co-operative Bank Credit Card

• Only available to customers who have held a Co-operative Bank or smile current account for 1 month or more
• You are a UK resident
• You have an annual income of £10,000 or more
• You are aged 18 or over

0% Credit Card Offers

Bank of Scotland 24 Month Credit Card

Balance Transfers:

0% for up to 24 months

Balance Transfer Fee:

1.5%

Purchases:

0% for 12 months

Representative APR:

19.9% APR (variable)

Credit Card Details

Bank of Scotland 24 Month Credit Card

• 0% for up to 24 months from account opening on balance transfers made within first 90 days
• 1.5% fee applies on balance transfers made in first 90 days, 3% fee applies after first 90 days
• 0% for 12 months from account opening on purchases
• Cover against online fraud when purchasing on the Internet
• Manage your card online using Internet Banking and Mobile Banking
• Annual Fee: £0

Application Criteria

Bank of Scotland 24 Month Credit Card

• You are a UK resident
• You have a regular income
• You are aged 18 or over