Balance Transfers
0% Credit Cards for Balance Transfers
Displayed below is every UK credit card currently available online that has a 0% introductory offer on balance transfers.
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Purchases
0% Credit Cards for Purchases
Displayed below is every UK credit card currently available online that has a 0% introductory offer on purchases.
0% Credit Card Expert may receive commissions from some of the credit card companies that we refer users to. How this site works.
0% Credit Card Offers
Credit Card Details
- 0% for 29 months on balance transfers made within 90 days of account opening
- 2.75% balance transfer fee, minimum £5
- 0% on purchases for 3 months from account opening
- Collect M&S points every time you shop anywhere in the world with your card
- Preferential rates when you use your card to order M&S Travel Money
- Manage account online
- Annual Fee: None
Application Criteria
- You are a UK resident
- You have a UK bank or building society account
- You are aged 18 or over
- You have not held a credit card with M&S Bank within previous 12 months
0% Credit Card Offers
Credit Card Details
- 0% interest on balance transfers for up to 29 months
- 3% or 4% balance transfer fee on transfers made at application, depending on your individual circumstances (minimum £3)
- 0% interest on purchases for your first 3 months
- Collect 2 Nectar points per £1 spent on Sainsbury's shopping and fuel
- Collect 1 Nectar point for every £5 spent on your card elsewhere
- Online account management
- Annual Fee: None
Application Criteria
- You have a permanent UK address
- You have not been declined for credit in the last month
- You do not have a history of bad credit
- You are aged 18 or over
0% Credit Card Offers
Credit Card Details
- 0% on balance transfers for 29 months from the date your account is opened
- 3% balance transfer fee in first 60 days, 5% fee applies after 60 days
- 0% on purchases for 3 months from the date your account is opened
- Discounts on Virgin holidays, Virgin trains and Virgin experience days
- Contactless payments to quickly and securely pay for purchases under £30
- Online card servicing
- Annual Fee: None
Application Criteria
- You are a UK resident
- You have a bank or building society account
- You have a good credit history
- You are aged 18 or over
0% Credit Card Offers
Credit Card Details
- 0% for 28 months from account opening on balance transfers made in first 90 days
- 2.69% balance transfer fee in first 90 days, 5% fee applies after 90 days of account opening
- 0% for 9 months from account opening on purchases
- Cover against online fraud when purchasing on the Internet
- Online account management
- Annual Fee: None
Application Criteria
- You are a UK resident
- You have a regular income
- You do not have any Count Court Judgements against you
- You are aged 18 or over
0% Credit Card Offers
Credit Card Details
- 0% on balance transfers for 27 months if transfer balance within 3 months of account open
- 2.29% balance transfer fee, minimum £5
- No introductory offer on purchases
- Option of regular text message mini-statements direct to your mobile phone
- Protection against internet fraud on transactions made without your consent
- Annual Fee: None
Application Criteria
- You are a first direct current account holder
- You are a UK resident
- You are aged 18 or over
0% Credit Card Offers
Credit Card Details
- 0% interest for up to 27 months on balances transferred within first 90 days
- 2.95% balance transfer fee during first 90 days, 3% fee applies afer 90 days
- 0% interest for the first 3 months on purchases
- Internet fraud protection and Clicksafe
- Apple Pay and Android Pay
- Annual Fee: None
Application Criteria
- You are an existing TSB customer
- You are not currently declared bankrupt, have CCJs or subject to IVA
- You have a good credit rating and regular income
- You are a UK resident
- You are aged 18 or over
0% Credit Card Offers
Credit Card Details
- 0% interest on balance transfers for 26 month from account opening
- 0% balance transfer fee
- 0% interest on purchases for 20 month from account opening
- 0.5% cashback on all of your purchases
- No foreign transaction fee on purchases made abroad in local currency
- Cashback through Retailer Offers
- Monthly Fee: £3
Application Criteria
- You are a permanent UK resident
- You have a good credit history with no history of bad credit
- You have an income of £7,500 per year or more
- You are at least 18 years of age
0% Credit Card Offers
Credit Card Details
- 0% on balance transfers for 26 months from the date your account is opened
- 1.25% balance transfer fee in first 60 days, 5% fee applies after 60 days
- 0% on purchases for 3 months from the date your account is opened
- Discounts on Virgin holidays, Virgin trains and Virgin experience days
- Contactless payments to quickly and securely pay for purchases up to £30
- Online card servicing
- Annual Fee: None
Application Criteria
- You are a UK resident
- You have a bank or building society account
- You have a good credit history
- You are aged 18 or over
0% Credit Card Offers
Credit Card Details
- 0% interest on balance transfers up to your first 26 months
- 2% balance transfer fee (£3 minimum) applies on transfers made at application
- 0% interest on purchases for first 3 months
- Collect 2 Nectar points per £1 spent on Sainsbury's shopping and fuel
- Collect 1 Nectar point for every £5 spent on your card elsewhere
- Online account management
- Annual Fee: None
Application Criteria
- You have a permanent UK address
- You have not been declined for credit in the last month
- You do not have a history of bad credit
- You are aged 18 or over
0% Credit Card Offers
Credit Card Details
- 0% interest for 25 months on balance transfers made within first 60 days of account opening
- 2.85% balance transfer fee applies (minimum £5)
- 0% interest on purchases for 3 months from account opening
- At end of promotional period, balance transfers and purchases will revert to standard variable rate
- Worldwide offers and discounts with HSBC home&Away
- Manage your card online
- Annual Fee: None
Application Criteria
- You have an annual income or pension before tax of £6,800 or more
- You are a UK resident
- You are aged 18 or over
- You do not hold an HSBC Basic bank account
0% Credit Card Offers
Credit Card Details
- 0% interest for up to 25 months on balance transfers
- 1% balance transfer fee for the first 60 days and 5% fee thereafter
- No purchases offer with this card
- Contactless payments to quickly and securely pay for purchases under £45
- Online account management
- Annual Fee: None
Application Criteria
- You are a UK resident
- You have a good credit rating/history
- You have had a permanent UK address for 3 years or more
- You are aged 18 or over
0% Credit Card Offers
Credit Card Details
- 0% interest on balance transfers for up to 24 months from account opening
- 1% balance transfer fee
- 0% interest on purchases for up to 6 months from account opening
- Contactless payment technology for purchases of £45 or under
- Online account management
- Annual Fee: None
Application Criteria
- You have a permanent UK address
- You have a regular income of more than £20,000 pa
- You have a good credit rating
- You have no history of bankruptcy or late payments
- You are aged 21 or over
0% Credit Card Offers
Credit Card Details
- 0% interest for 24 months for balance transfers made within 60 days
- 3% balance transfer fee, minimum £5
- 0% interest on purchases for 4 months from account opening
- All successful applicants will receive this exact rate and offer
- Online account management
- Annual Fee: None
Application Criteria
- Only available to customers who have held a Co-operative Bank or smile current account for 1 month or more
- You are a UK resident
- You have annual income of £10,000 or more
- You are aged 18 or over
0% Credit Card Offers
Credit Card Details
- 0% for up to 26 months from account opening on balance transfers within first 90 days
- 1.5% balance transfer fee in first 90 days, 5% fee applies after 90 days of account opening.
- 0% for first 9 months from account opening on purchases
- Cover against online fraud when purchasing on the Internet
- Online account management
- Annual Fee: None
Application Criteria
- You are a UK resident
- You have a regular income
- You do not have any Count Court Judgements against you
- You are aged 18 or over
0% Credit Card Offers
Credit Card Details
- 0% on balance transfers for 23 months from account opening
- 1.99% balance transfer fee
- 0% on purchases for first 3 months from account opening
- Lock and unlock your credit card in app
- Manage your card 24/7 online and by telephone banking
- Annual Fee: None
Application Criteria
- You are a NatWest customer
- You are a UK resident
- You are earning at least £10,000 per year
- You are aged 18 or over
0% Credit Card Offers
Credit Card Details
- 0% on balance transfers for 23 months from account opening
- 1.99% balance transfer fee
- 0% on purchases for first 3 months from account opening
- Lock and unlock your credit card in app
- Manage your card 24/7 online and by telephone banking
- Annual Fee: None
Application Criteria
- You are a RBS customer
- You are a UK resident
- You are earning at least £10,000 per year
- You are aged 18 or over
0% Credit Card Offers
Credit Card Details
- 0% on balance transfers for 23 months from account opening
- 1.99% balance transfer fee
- 0% on purchases for first 3 months from account opening
- Lock and unlock your credit card in app
- Manage your card 24/7 online and by telephone banking
- Annual Fee: None
Application Criteria
- You are a Ulster Bank customer
- You are a UK resident
- You are earning at least £10,000 per year
- You are aged 18 or over
0% Credit Card Offers
Credit Card Details
- 0% for up to 22 months from account opening on balance transfers made within first 90 days
- 1.5% balance transfer fee in first 90 days, 5% fee applies after 90 days of account opening
- 0% for 9 months from account opening on purchases
- Cover against online fraud when purchasing on the Internet
- Online account management
- Annual Fee: None
Application Criteria
- You are a UK resident
- You have a regular income
- You have not bankrupt or subject to an IVA and have no County Court Judgments
- You are aged 18 or over
0% Credit Card Offers
Credit Card Details
- 0% for up to 22 months on balances transferred in the first 90 days
- 1.5% balance transfer fee in first 90 days, 5% fee applies after 90 days of account opening
- 0% on purchases for 9 months from account opening
- Lloyds Clicksafe and Internet fraud protection
- Online card servicing
- Annual Fee: None
Application Criteria
- You are a UK resident
- You have a regular income
- You have a good credit history free from any county court judgements
- You are aged 18 or over
0% Credit Card Offers
Credit Card Details
- 0% interest for up to 22 months on balance transfers made within the first 90 days of opening your account
- 2.99% balance transfer fee in first 90 days, 3.99% fee after 90 days
- 0% interest for 3 months on purchases from account opening
- Earn Clubcard points wherever you use your card, plus your usual points in Tesco. Terms apply
- You can transfer up to 95% of your available credit limit
- Apply online and get a decision within 60 seconds
- Annual Fee: None
Application Criteria
- You have an annual income of at least £5,000
- You are at least 18 years of age
- You have a good credit history
- You live in the UK, or have a British Forces Post Office address
- You don't currently hold more than 1 Tesco Bank Credit Card
- You have not applied for a Tesco Bank Credit Card in the last month or have an application currently in progress