0% Credit Cards

Balance Transfers

Purchases

0% Credit Card Offers

MBNA Platinum Credit Card

Balance Transfers:

0% interest for up to 36 months

Balance Transfer Fee:

2.49%

Purchases:

N/A

Representative APR:

19.9% APR (variable)

Credit Card Details

MBNA Platinum Credit Card

• 0% interest for up to 36 months on balance transfers
• 2.49% balance transfer fee for the first 60 days and 5% fee thereafter
• No purchases offer with this card
• Contactless payments to quickly and securely pay for purchases under £30
• Online card servicing
• Annual Fee: £0

Application Criteria

MBNA Platinum Credit Card

• You must be aged 18 or over
• You must hold a UK bank account
• You must have been a permanent UK resident for at least 3 years
• You must have a good credit rating

0% Credit Card Offers

Halifax 36 Month Credit Card

Balance Transfers:

0% for up to 36 months

Balance Transfer Fee:

2.68%

Purchases:

0% for 3 months

Representative APR:

19.9% APR (variable)

Credit Card Details

Halifax 36 Month Credit Card

• 0% for up to 36 months from account opening on balance transfers made in first 90 days
• 2.68% balance transfer fee (after refund) in first 90 days, 3% fee applies after 90 days
• 0% for 3 months from account opening on purchases
• Cover against online fraud when purchasing on the Internet
• Manage your card online using Online Banking and Mobile Banking
• Annual Fee: £0

Application Criteria

Halifax 36 Month Credit Card

• You are a UK resident
• You have a regular income
• You do not have any Count Court Judgements against you
• You are aged 18 or over

0% Credit Card Offers

Tesco Clubcard Credit Card for Balance Transfers

Balance Transfers:

0% interest for up to 36 months

Balance Transfer Fee:

2.69%

Purchases:

0% interest for 3 months

Representative APR:

18.9% APR (variable)

Credit Card Details

Tesco Clubcard Credit Card for Balance Transfers

• 0% interest for up to 36 months on balance transfers made within the first 90 days of opening your account
• 2.69% balance transfer fee in first 90 days, 3% fee after 90 days
• 0% interest for 3 months on purchases from account opening
• Earn Clubcard points wherever you use your card, plus your usual points in Tesco. Terms apply
• You can transfer up to 95% of your available credit limit
• Apply online and get a decision within 60 seconds
• Annual Fee: £0

Application Criteria

Tesco Clubcard Credit Card for Balance Transfers

• You have an annnual income of at least £5,000
• You are at least 18 years of age
• You have a good credit history
• You live in the UK, or have a British Forces Post Office address
• You do not currently hold more than 1 Tesco Bank Credit Card
• You have not applied for a Tesco Bank Credit Card in the last month or have an application currently in progress

0% Credit Card Offers

Post Office Money Balance Transfer Credit Card*

Balance Transfers:

0% for up to 35 months

Balance Transfer Fee:

2.85%

Purchases:

0% for 3 months

Representative APR:

18.9% APR (variable)

Credit Card Details

Post Office Money Balance Transfer Credit Card*

• 0% for up to 35 months on balance transfers made within 3 months of account opening
• 2.85% balance transfer fee applies
• 0% on all purchases for the first three months
• No cash fee to buy travel money at the Post Office
• Manage your account 24/7 with Post Office Money mobile app
• Annual Fee: £0

Application Criteria

Post Office Money Balance Transfer Credit Card*

• You are a UK resident
• You have a bank or building society account
• You have an annual income of £8,000 or more excluding unemployment benefits
• You are aged 18 or over
• You have no county court judgements
• You must not already hold a Post Office Money Credit Card

0% Credit Card Offers

Barclaycard Platinum 35 Month Credit Card

Balance Transfers:

0% for 35 months

Balance Transfer Fee:

1.99%

Purchases:

0% for 6 months

Representative APR:

19.9% APR (variable)

Credit Card Details

Barclaycard Platinum 35 Month Credit Card

• 0% interest on balance transfers for 35 months from account opening
• Fee of 3.5% will be applied, then reduced to 1.99% by a refund (terms apply)
• 0% interest on purchases for 6 months from opening your account
• Contactless payment technology for purchases of £30 or under
• Online account management
• Annual Fee: £0

Application Criteria

Barclaycard Platinum 35 Month Credit Card

• You have a permanent UK address
• You have a regular income of more than £20,000 pa
• You have an excellent credit rating
• You have no history of bankruptcy or late payments
• You are aged 21 or over

0% Credit Card Offers

Lloyds Platinum 35 Month Credit Card

Balance Transfers:

0% for up to 35 months

Balance Transfer Fee:

3%

Purchases:

0% for 3 months

Representative APR:

19.9% APR (variable)

Credit Card Details

Lloyds Platinum 35 Month Credit Card

• 0% for up to 35 months from account opening on balance transfers
• 3% balance transfer fee
• 0% for 3 months from account opening on purchases
• Lloyds Bank Clicksafe and Internet fraud protection
• Online servicing with Internet Banking
• Annual Fee: £0

Application Criteria

Lloyds Platinum 35 Month Credit Card

• You are a UK resident
• You have a regular income
• You are free from any county court judgements
• You are aged 18 or over

0% Credit Card Offers

M&S Transfer Plus Credit Card*

Balance Transfers:

0% for 32 months

Balance Transfer Fee:

0.99%

Purchases:

0% for 6 months

Representative APR:

19.9% APR (variable)

Credit Card Details

M&S Transfer Plus Credit Card*

• 0% for 32 months on balance transfers made within 90 days of account opening
• 0.99% balance transfer fee, minimum £5
• 0% on purchases for 6 months from account opening
• Collect M&S points every time you shop anywhere in the world with your card
• Preferential rates when you use your card to order M&S Travel Money
• Manage account online
• Annual Fee: £0

Application Criteria

M&S Transfer Plus Credit Card*

• You are a UK resident
• You have a UK bank or building society account
• You are aged 18 or over
• You have not held a credit card with M&S Bank within previous 12 months

0% Credit Card Offers

HSBC Credit Card*

Balance Transfers:

0% for 32 months

Balance Transfer Fee:

1.4%

Purchases:

0% for 3 months

Representative APR:

19.9% APR (variable)

Credit Card Details

HSBC Credit Card*

• 0% interest for 32 months on balance transfers made within 60 days of account opening
• 1.4% balance transfer fee (minimum £5)
• 0% on purchases for 3 months from account opening
• At the end of 0% offer period, balance transfers and purchases will revert to standard variable rate
• home&Away rewards programme giving you instant discounts from well-known brands
• Online account management
• Annual Fee: £0

Application Criteria

HSBC Credit Card*

• You have an annual income or pension before tax of £8,500 or more
• You are a UK resident, including Isle of Man and Channel Islands
• You are aged 18 or over
• You do not hold an HSBC Basic bank account

0% Credit Card Offers

HSBC Adavance Credit Card

Balance Transfers:

0% for 32 months

Balance Transfer Fee:

0.6%

Purchases:

0% for 3 months

Representative APR:

18.9% APR (variable)

Credit Card Details

HSBC Adavance Credit Card

• 0% interest for 32 months on balance transfers made within 60 days of account opening
• 0.6% balance transfer fee (minimum £5)
• 0% on purchases for 3 months from account opening
• At the end of 0% offer period, balance transfers and purchases will revert to standard variable rate
• home&Away rewards programme giving you instant discounts from well-known brands
• Online account management
• Annual Fee: £0

Application Criteria

HSBC Adavance Credit Card

• You are a HSBC Advance Account customer
• You have an annual income or pension before tax of £8,500 or more
• You are a UK resident, including Isle of Man and Channel Islands
• You are aged 18 or over

0% Credit Card Offers

Tesco Clubcard Credit Card for Balance Transfers

Balance Transfers:

0% for up to 32 months

Balance Transfer Fee:

0.99%

Purchases:

0% for 3 months

Representative APR:

19.9% APR (variable)

Credit Card Details

Tesco Clubcard Credit Card for Balance Transfers

• 0% interest for up to 32 months on balance transfers from account opening
• 0.99% balance transfer fee
• 0% interest for 3 months on purchases from account opening
• Earn Clubcard points wherever you use your card, plus your usual points in Tesco. Terms apply
• Online account management
• Annual Fee: £0

Application Criteria

Tesco Clubcard Credit Card for Balance Transfers

• You have an annnual income of at least £5,000
• You are at least 18 years of age
• You have a good credit history
• You live in the UK, or have a British Forces Post Office address
• You do not currently hold more than 1 Tesco Bank Credit Card
• You have not applied for a Tesco Bank Credit Card in the last month or have an application currently in progress

0% Credit Card Offers

Lloyds Platinum 32 Month Credit Card

Balance Transfers:

0% for up to 32 months

Balance Transfer Fee:

1.4%

Purchases:

0% for 12 months

Representative APR:

19.9% APR (variable)

Credit Card Details

Lloyds Platinum 32 Month Credit Card

• 0% for up to 32 months from account opening on balance transfers
• 1.4% fee applies (after refund) on balance transfers made in first 90 days, 3% fee applies after first 90 days
• 0% for 12 months from account opening on purchases
• Lloyds Bank Clicksafe and Internet fraud protection
• Online servicing with Internet Banking
• Annual Fee: £0

Application Criteria

Lloyds Platinum 32 Month Credit Card

• You are a UK resident
• You have had a permanent UK address for 3 years or more
• You have a good credit rating/history
• You are aged 18 or over

0% Credit Card Offers

MBNA Platinum 31 Month Credit Card

Balance Transfers:

0% for up to 31 months

Balance Transfer Fee:

1.1%

Purchases:

N/A

Representative APR:

19.9% APR (variable)

Credit Card Details

MBNA Platinum 31 Month Credit Card

• 0% interest for up to 31 months on balance transfers
• 1.1% balance transfer fee for the first 60 days and 5% fee thereafter
• No purchases offer with this card
• Contactless payments to quickly and securely pay for purchases under £30
• Online account management
• Annual Fee: £0

Application Criteria

MBNA Platinum 31 Month Credit Card

• You are a UK resident
• You have had a permanent UK address for 3 years or more
• You have a good credit rating/history
• You are aged 18 or over

0% Credit Card Offers

Santander All in One Credit Card

Balance Transfers:

0% for 30 months

Balance Transfer Fee:

0%

Purchases:

0% for 30 months

Representative APR:

21.7% APR (variable)

Credit Card Details

Santander All in One Credit Card

• 0% on balance transfers for 30 month from date of account opening
• 0% balance transfer fee
• 0% on purchases for 30 month from date of account opening
• 0.5% cashback on all of your purchases
• No foreign transaction fee on purchases made abroad
• Cashback through Retailer Offers
• Monthly Fee: £3

Application Criteria

Santander All in One Credit Card

• You live in the UK permanently
• You have a good credit record
• You have an income of £7,500 per year or more
• You are 18 years of age or more

0% Credit Card Offers

Bank of Scotland 30 Month Credit Card

Balance Transfers:

0% for up to 30 months

Balance Transfer Fee:

1.2%

Purchases:

0% for 12 months

Representative APR:

19.9% APR (variable)

Credit Card Details

Bank of Scotland 30 Month Credit Card

• 0% for up to 30 months from account opening on balance transfers made within first 90 days
• 1.2% fee applies on balance transfers made in first 90 days (after refund), 3% fee applies after first 90 days
• 0% for 12 months from account opening on purchases
• Cover against online fraud when purchasing on the Internet
• Manage your card online using Internet Banking and Mobile Banking
• Annual Fee: £0

Application Criteria

Bank of Scotland 30 Month Credit Card

• You are a UK resident
• You have a regular income
• You are aged 18 or over

0% Credit Card Offers

Halifax 30 Month Credit Card

Balance Transfers:

0% for up to 30 months

Balance Transfer Fee:

1.2%

Purchases:

0% for 12 months

Representative APR:

19.9% APR (variable)

Credit Card Details

Halifax 30 Month Credit Card

• 0% for up to 30 months from account opening on balance transfers within first 90 days
• 1.2% fee applies on balance transfers made in first 90 days (after refund), 3% fee applies after first 90 days
• 0% for 12 months from account opening on purchases
• Cover against online fraud when purchasing on the Internet
• Manage your card online using Online Banking and Mobile Banking
• Annual Fee: £0

Application Criteria

Halifax 30 Month Credit Card

• You are a UK resident
• You have a regular income
• You do not have any Count Court Judgements against you
• You are aged 18 or over

0% Credit Card Offers

Sainsbury’s Low Balance Transfer Fee Credit Card

Balance Transfers:

0% interest for 30 months

Balance Transfer Fee:

1.5%

Purchases:

0% interest for 3 months

Representative APR:

19.9% APR (variable)

Credit Card Details

Sainsbury’s Low Balance Transfer Fee Credit Card

• 0% interest on balance transfers for first 30 months
• 1.5% balance transfer fee (after refund) in first 3 months, 3% afterwards, minimum £3
• 0% interest on purchases for first 3 months
• Collect 2 Nectar points per £1 spent on Sainsbury's shopping and fuel
• Collect 1 Nectar point for every £5 spent on your card elsewhere
• Online account management
• Annual Fee: £0

Application Criteria

Sainsbury’s Low Balance Transfer Fee Credit Card

• You have a permanent UK address
• You have not been declined for credit in the last month
• You do not have a history of bad credit
• You are aged 18 or over

0% Credit Card Offers

MBNA All Round Credit Card

Balance Transfers:

0% for up to 28 months

Balance Transfer Fee:

2.72%

Purchases:

0% for up to 28 months

Representative APR:

19.9% APR (variable)

Credit Card Details

MBNA All Round Credit Card

• 0% interest for up to 28 months on balance transfers
• 2.72% balance transfer fee for the first 60 days and 5% fee thereafter
• 0% interest for up to 28 months on card purchases
• Contactless payments to quickly and securely pay for purchases under £30
• Online card servicing
• Annual Fee: £0

Application Criteria

MBNA All Round Credit Card

• You must be aged 18 or over
• You must hold a UK bank account
• You must have been a permanent UK resident for at least 3 years
• You must have a good credit rating

0% Credit Card Offers

Santander Everyday Credit Card

Balance Transfers:

0% for 27 months

Balance Transfer Fee:

0%

Purchases:

0% for 3 months

Representative APR:

18.9% APR (variable)

Credit Card Details

Santander Everyday Credit Card

• 0% on balance transfers for 27 months from date of account opening
• 0% balance transfer fee
• 0% on purchases for 3 months from date of account opening
• Cashback through Retailer Offers
• Online account management
• Annual Fee: £0

Application Criteria

Santander Everyday Credit Card

• You live in the UK permanently
• You have a good credit record
• You have an income of £7,500 per year or more
• You are 18 years of age or more

0% Credit Card Offers

Barclaycard Platinum All Rounder Credit Card

Balance Transfers:

0% for 27 months

Balance Transfer Fee:

1.99%

Purchases:

0% for 27 months

Representative APR:

19.9% APR (variable)

Credit Card Details

Barclaycard Platinum All Rounder Credit Card

• 0% interest on balance transfers for 27 months from account opening
• Fee of 3.5% will be applied, then reduced to 1.99% by a refund (terms apply)
• 0% interest on purchases for 27 months from account opening
• Contactless payment technology for purchases of £30 or under
• Online account servicing
• Annual Fee: £0

Application Criteria

Barclaycard Platinum All Rounder Credit Card

• You are a UK resident
• You have a regular income of more than £20,000 pa
• You have a good credit rating
• You have no history of bankruptcy or late payments
• You are aged 21 or over

0% Credit Card Offers

first direct Credit Card

Balance Transfers:

0% for 27 months

Balance Transfer Fee:

2.29%

Purchases:

None

Representative APR:

18.9% APR (variable)

Credit Card Details

first direct Credit Card

• 0% on balance transfers for 27 months if transfer balance within 3 months of account open
• 2.29% balance transfer fee, minimum £5
• This card has no purchases offer
• Option of regular text message mini-statements direct to your mobile phone
• Protection against internet fraud on transactions made without your consent
• Annual Fee: £0

Application Criteria

first direct Credit Card

• You are a first direct current account holder
• You are a UK resident
• You are aged 18 or over